ATTITUDES TOWARD BANK PRODUCTS: THE EMPLOYEE'S PERSPECTIVE
Autor(a) principal: | |
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Data de Publicação: | 2009 |
Tipo de documento: | Artigo |
Idioma: | por eng spa |
Título da fonte: | RAM. Revista de Administração Mackenzie |
Texto Completo: | https://editorarevistas.mackenzie.br/index.php/RAM/article/view/200 |
Resumo: | This research verifies the relation between attitudes toward bank products and social demographics variables. The products studied were: car insurance; life insurance; home insurance; retiring plan; capitalization heading; real state trust. The attitudes are considered as an evaluative process of objects, which generates a positive or negative evaluation, involving three components (affective, cognitive and conative), being a link between two concepts. The data was collected with employees of a large Brazilian bank who sell these products and are located in its point of sale. The research counted with 975 valid questionnaires with answers from almost all states. The measurement developed for this research has demonstrated high reliability after the factor analyses. To test the hypotheses Stepwise Regression were made which indicated that age, income and mainly gender are relevant variables for the attitude toward the products. Finally, the research contributions and limitations are presented. |
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ATTITUDES TOWARD BANK PRODUCTS: THE EMPLOYEE'S PERSPECTIVEAtitudes ante produtos bancários: a visão dos funcionáriosThis research verifies the relation between attitudes toward bank products and social demographics variables. The products studied were: car insurance; life insurance; home insurance; retiring plan; capitalization heading; real state trust. The attitudes are considered as an evaluative process of objects, which generates a positive or negative evaluation, involving three components (affective, cognitive and conative), being a link between two concepts. The data was collected with employees of a large Brazilian bank who sell these products and are located in its point of sale. The research counted with 975 valid questionnaires with answers from almost all states. The measurement developed for this research has demonstrated high reliability after the factor analyses. To test the hypotheses Stepwise Regression were made which indicated that age, income and mainly gender are relevant variables for the attitude toward the products. Finally, the research contributions and limitations are presented.Esta pesquisa verifica a relação entre atitudes ante produtos bancários e variáveis sociodemográficas. Os produtos estudados foram: seguro de automóvel, seguro de vida, seguro residencial, previdência complementar, título de capitalização e consórcio imobiliário. As atitudes são consideradas um processo avaliativo de objetos, que gera uma avaliação positiva ou negativa, envolvendo três componentes (afetivo, cognitivo e conativo), sendo uma ligação entre dois conceitos. Os dados foram coletados juntamente aos funcionários de um grande banco nacional que vendem esses produtos e que se encontram nos pontos-de-venda. A pesquisa contou com 975 questionários válidos com respostas de quase todos os Estados. A escala desenvolvida para a pesquisa demonstrou confiabilidade após as análises fatoriais. Para testar as hipóteses, foram realizadas Regressões Stepwise que indicaram que idade, renda e principalmente gênero são variáveis relevantes para a atitude ante os produtos. Por fim, as contribuições e limitações da pesquisa são apresentadas.Editora Mackenzie2009-01-13info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfapplication/pdfapplication/pdfhttps://editorarevistas.mackenzie.br/index.php/RAM/article/view/200Revista de Administração Mackenzie; Vol. 9 No. 7 (2008)Revista de Administração Mackenzie; Vol. 9 Núm. 7 (2008)Revista de Administração Mackenzie (Mackenzie Management Review); v. 9 n. 7 (2008)1678-69711518-6776reponame:RAM. Revista de Administração Mackenzieinstname:Universidade Presbiteriana Mackenzie (MACKENZIE)instacron:MACKENZIEporengspahttps://editorarevistas.mackenzie.br/index.php/RAM/article/view/200/200https://editorarevistas.mackenzie.br/index.php/RAM/article/view/200/1689https://editorarevistas.mackenzie.br/index.php/RAM/article/view/200/1690Copyright (c) 2015 Revista de Administração Mackenzieinfo:eu-repo/semantics/openAccessNepomuceno, Marcelo Vinhal2012-03-13T15:14:01Zoai:ojs.editorarevistas.mackenzie.br:article/200Revistahttps://editorarevistas.mackenzie.br/index.php/RAM/PUBhttps://editorarevistas.mackenzie.br/index.php/RAM/oairevista.adm@mackenzie.br1678-69711518-6776opendoar:2024-04-19T17:00:32.443786RAM. Revista de Administração Mackenzie - Universidade Presbiteriana Mackenzie (MACKENZIE)false |
dc.title.none.fl_str_mv |
ATTITUDES TOWARD BANK PRODUCTS: THE EMPLOYEE'S PERSPECTIVE Atitudes ante produtos bancários: a visão dos funcionários |
title |
ATTITUDES TOWARD BANK PRODUCTS: THE EMPLOYEE'S PERSPECTIVE |
spellingShingle |
ATTITUDES TOWARD BANK PRODUCTS: THE EMPLOYEE'S PERSPECTIVE Nepomuceno, Marcelo Vinhal |
title_short |
ATTITUDES TOWARD BANK PRODUCTS: THE EMPLOYEE'S PERSPECTIVE |
title_full |
ATTITUDES TOWARD BANK PRODUCTS: THE EMPLOYEE'S PERSPECTIVE |
title_fullStr |
ATTITUDES TOWARD BANK PRODUCTS: THE EMPLOYEE'S PERSPECTIVE |
title_full_unstemmed |
ATTITUDES TOWARD BANK PRODUCTS: THE EMPLOYEE'S PERSPECTIVE |
title_sort |
ATTITUDES TOWARD BANK PRODUCTS: THE EMPLOYEE'S PERSPECTIVE |
author |
Nepomuceno, Marcelo Vinhal |
author_facet |
Nepomuceno, Marcelo Vinhal |
author_role |
author |
dc.contributor.author.fl_str_mv |
Nepomuceno, Marcelo Vinhal |
description |
This research verifies the relation between attitudes toward bank products and social demographics variables. The products studied were: car insurance; life insurance; home insurance; retiring plan; capitalization heading; real state trust. The attitudes are considered as an evaluative process of objects, which generates a positive or negative evaluation, involving three components (affective, cognitive and conative), being a link between two concepts. The data was collected with employees of a large Brazilian bank who sell these products and are located in its point of sale. The research counted with 975 valid questionnaires with answers from almost all states. The measurement developed for this research has demonstrated high reliability after the factor analyses. To test the hypotheses Stepwise Regression were made which indicated that age, income and mainly gender are relevant variables for the attitude toward the products. Finally, the research contributions and limitations are presented. |
publishDate |
2009 |
dc.date.none.fl_str_mv |
2009-01-13 |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
https://editorarevistas.mackenzie.br/index.php/RAM/article/view/200 |
url |
https://editorarevistas.mackenzie.br/index.php/RAM/article/view/200 |
dc.language.iso.fl_str_mv |
por eng spa |
language |
por eng spa |
dc.relation.none.fl_str_mv |
https://editorarevistas.mackenzie.br/index.php/RAM/article/view/200/200 https://editorarevistas.mackenzie.br/index.php/RAM/article/view/200/1689 https://editorarevistas.mackenzie.br/index.php/RAM/article/view/200/1690 |
dc.rights.driver.fl_str_mv |
Copyright (c) 2015 Revista de Administração Mackenzie info:eu-repo/semantics/openAccess |
rights_invalid_str_mv |
Copyright (c) 2015 Revista de Administração Mackenzie |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf application/pdf application/pdf |
dc.publisher.none.fl_str_mv |
Editora Mackenzie |
publisher.none.fl_str_mv |
Editora Mackenzie |
dc.source.none.fl_str_mv |
Revista de Administração Mackenzie; Vol. 9 No. 7 (2008) Revista de Administração Mackenzie; Vol. 9 Núm. 7 (2008) Revista de Administração Mackenzie (Mackenzie Management Review); v. 9 n. 7 (2008) 1678-6971 1518-6776 reponame:RAM. Revista de Administração Mackenzie instname:Universidade Presbiteriana Mackenzie (MACKENZIE) instacron:MACKENZIE |
instname_str |
Universidade Presbiteriana Mackenzie (MACKENZIE) |
instacron_str |
MACKENZIE |
institution |
MACKENZIE |
reponame_str |
RAM. Revista de Administração Mackenzie |
collection |
RAM. Revista de Administração Mackenzie |
repository.name.fl_str_mv |
RAM. Revista de Administração Mackenzie - Universidade Presbiteriana Mackenzie (MACKENZIE) |
repository.mail.fl_str_mv |
revista.adm@mackenzie.br |
_version_ |
1796794716409298944 |