Optimizing the business model of Neobanks in Germany: ways to reduce dependencies on baas providers

Detalhes bibliográficos
Autor(a) principal: Kümpers, Joan-Lukas Gustav Hermann
Data de Publicação: 2022
Tipo de documento: Dissertação
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10362/143230
Resumo: The German banking sector is undergoing drastic transformation. Technology has enabled new business models to develop, forcing traditional players to adapt. Neobanks represent the most recent business model in retail banking, but their business model still faces substantial vulnerabilities, limiting sustainable profitability and competitiveness. The aim of this thesis is to make specific recommendations on how the business model of Neobanks can be optimized, by proposing strategies to eradicate current weaknesses. Semi-structured interviews and available banking literature compose the main sources of information to derive information for a superior Neobanking business model.
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spelling Optimizing the business model of Neobanks in Germany: ways to reduce dependencies on baas providersStrategyBusiness modelBusiness model innovationBanking industryNeobanksDomínio/Área Científica::Ciências Sociais::Economia e GestãoThe German banking sector is undergoing drastic transformation. Technology has enabled new business models to develop, forcing traditional players to adapt. Neobanks represent the most recent business model in retail banking, but their business model still faces substantial vulnerabilities, limiting sustainable profitability and competitiveness. The aim of this thesis is to make specific recommendations on how the business model of Neobanks can be optimized, by proposing strategies to eradicate current weaknesses. Semi-structured interviews and available banking literature compose the main sources of information to derive information for a superior Neobanking business model.Okhmatovskiy, IlyaRUNKümpers, Joan-Lukas Gustav Hermann2022-08-24T09:49:26Z2022-06-022022-05-202022-06-02T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfhttp://hdl.handle.net/10362/143230TID:203050630enginfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-03-11T05:21:26Zoai:run.unl.pt:10362/143230Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T03:50:46.497655Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Optimizing the business model of Neobanks in Germany: ways to reduce dependencies on baas providers
title Optimizing the business model of Neobanks in Germany: ways to reduce dependencies on baas providers
spellingShingle Optimizing the business model of Neobanks in Germany: ways to reduce dependencies on baas providers
Kümpers, Joan-Lukas Gustav Hermann
Strategy
Business model
Business model innovation
Banking industry
Neobanks
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
title_short Optimizing the business model of Neobanks in Germany: ways to reduce dependencies on baas providers
title_full Optimizing the business model of Neobanks in Germany: ways to reduce dependencies on baas providers
title_fullStr Optimizing the business model of Neobanks in Germany: ways to reduce dependencies on baas providers
title_full_unstemmed Optimizing the business model of Neobanks in Germany: ways to reduce dependencies on baas providers
title_sort Optimizing the business model of Neobanks in Germany: ways to reduce dependencies on baas providers
author Kümpers, Joan-Lukas Gustav Hermann
author_facet Kümpers, Joan-Lukas Gustav Hermann
author_role author
dc.contributor.none.fl_str_mv Okhmatovskiy, Ilya
RUN
dc.contributor.author.fl_str_mv Kümpers, Joan-Lukas Gustav Hermann
dc.subject.por.fl_str_mv Strategy
Business model
Business model innovation
Banking industry
Neobanks
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
topic Strategy
Business model
Business model innovation
Banking industry
Neobanks
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
description The German banking sector is undergoing drastic transformation. Technology has enabled new business models to develop, forcing traditional players to adapt. Neobanks represent the most recent business model in retail banking, but their business model still faces substantial vulnerabilities, limiting sustainable profitability and competitiveness. The aim of this thesis is to make specific recommendations on how the business model of Neobanks can be optimized, by proposing strategies to eradicate current weaknesses. Semi-structured interviews and available banking literature compose the main sources of information to derive information for a superior Neobanking business model.
publishDate 2022
dc.date.none.fl_str_mv 2022-08-24T09:49:26Z
2022-06-02
2022-05-20
2022-06-02T00:00:00Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
format masterThesis
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10362/143230
TID:203050630
url http://hdl.handle.net/10362/143230
identifier_str_mv TID:203050630
dc.language.iso.fl_str_mv eng
language eng
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.source.none.fl_str_mv reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron:RCAAP
instname_str Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron_str RCAAP
institution RCAAP
reponame_str Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
collection Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
repository.name.fl_str_mv Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
repository.mail.fl_str_mv
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