Over-Indebtedness Amid the Pandemic: A Regulatory Focus Approach

Detalhes bibliográficos
Autor(a) principal: Fassi, Yasmina El
Data de Publicação: 2020
Tipo de documento: Dissertação
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10362/107745
Resumo: Dissertation presented as the partial requirement for obtaining a Master's degree in Statistics and Information Management, specialization in Marketing Research and CRM
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spelling Over-Indebtedness Amid the Pandemic: A Regulatory Focus ApproachOver-indebtednessRegulatory focusRiskImpulsivityLocus of controlProvider trustDissertation presented as the partial requirement for obtaining a Master's degree in Statistics and Information Management, specialization in Marketing Research and CRMThe past few decades have witnessed a considerable rise in over-indebted households and individuals in general. Efforts have been exerted internationally to fight the accumulation of debt in an attempt to prevent borrowers from financial and psychological distress. The current research examines the impact of regulatory focus on over-indebtedness propensity. As opposed to promotion-focus, prevention-focus has demonstrated to have a significant direct and indirect effect on over-indebtedness propensity. The goal is to test rather recurrent variables in literature (risk, impulsivity, provider trust, locus of control) in the context of COVID-19 since the data collection was carried out during the lockdown. Our final sample of 498 European consumers shows that the participants have an internal locus of control when it comes to financial hardship. The findings have important implications for professionals within the banking sector, confirming that now more than ever, borrowers need clear, concise and accessible information about loans.Pinto, Diego CostaRUNFassi, Yasmina El2020-11-25T14:51:00Z2020-11-042020-11-04T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfhttp://hdl.handle.net/10362/107745TID:202544087enginfo:eu-repo/semantics/embargoedAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-03-11T04:52:26Zoai:run.unl.pt:10362/107745Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T03:41:03.246965Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Over-Indebtedness Amid the Pandemic: A Regulatory Focus Approach
title Over-Indebtedness Amid the Pandemic: A Regulatory Focus Approach
spellingShingle Over-Indebtedness Amid the Pandemic: A Regulatory Focus Approach
Fassi, Yasmina El
Over-indebtedness
Regulatory focus
Risk
Impulsivity
Locus of control
Provider trust
title_short Over-Indebtedness Amid the Pandemic: A Regulatory Focus Approach
title_full Over-Indebtedness Amid the Pandemic: A Regulatory Focus Approach
title_fullStr Over-Indebtedness Amid the Pandemic: A Regulatory Focus Approach
title_full_unstemmed Over-Indebtedness Amid the Pandemic: A Regulatory Focus Approach
title_sort Over-Indebtedness Amid the Pandemic: A Regulatory Focus Approach
author Fassi, Yasmina El
author_facet Fassi, Yasmina El
author_role author
dc.contributor.none.fl_str_mv Pinto, Diego Costa
RUN
dc.contributor.author.fl_str_mv Fassi, Yasmina El
dc.subject.por.fl_str_mv Over-indebtedness
Regulatory focus
Risk
Impulsivity
Locus of control
Provider trust
topic Over-indebtedness
Regulatory focus
Risk
Impulsivity
Locus of control
Provider trust
description Dissertation presented as the partial requirement for obtaining a Master's degree in Statistics and Information Management, specialization in Marketing Research and CRM
publishDate 2020
dc.date.none.fl_str_mv 2020-11-25T14:51:00Z
2020-11-04
2020-11-04T00:00:00Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
format masterThesis
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10362/107745
TID:202544087
url http://hdl.handle.net/10362/107745
identifier_str_mv TID:202544087
dc.language.iso.fl_str_mv eng
language eng
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eu_rights_str_mv embargoedAccess
dc.format.none.fl_str_mv application/pdf
dc.source.none.fl_str_mv reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron:RCAAP
instname_str Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron_str RCAAP
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reponame_str Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
collection Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
repository.name.fl_str_mv Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
repository.mail.fl_str_mv
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