The portuguese households' indebtedness
Autor(a) principal: | |
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Data de Publicação: | 2017 |
Outros Autores: | |
Tipo de documento: | Artigo |
Idioma: | eng |
Título da fonte: | Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
Texto Completo: | http://hdl.handle.net/10400.5/13361 |
Resumo: | Since the 2008's nancial crisis authorities have been particularly aware about the necessity of being provided with early warning indicators regarding nancial stability. In fact, the Basel Committee on Banking Supervision suggests the analysis of the difference between the private sector credit-to-GDP ratio and its own long-term trend. For the past two decades Portugal, has witnessed a dramatic indebtedness increase among household. Our objective is to examine the reasons for this increase by analysing the ratio of domestic credit to the private sector to GDP between 1961 and 2011. The main conclusions are the non-suitability of the Basel Committee on Banking Supervision approach for Portugal and the break of the link between deposits and credit from 1992 onwards. |
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The portuguese households' indebtednessHouseholds IndebtednessEarly Warning IndicatorsCreditSince the 2008's nancial crisis authorities have been particularly aware about the necessity of being provided with early warning indicators regarding nancial stability. In fact, the Basel Committee on Banking Supervision suggests the analysis of the difference between the private sector credit-to-GDP ratio and its own long-term trend. For the past two decades Portugal, has witnessed a dramatic indebtedness increase among household. Our objective is to examine the reasons for this increase by analysing the ratio of domestic credit to the private sector to GDP between 1961 and 2011. The main conclusions are the non-suitability of the Basel Committee on Banking Supervision approach for Portugal and the break of the link between deposits and credit from 1992 onwards.ISEG - Departamento de EconomiaRepositório da Universidade de LisboaAlves, JoséPereira, Rita2017-03-21T10:35:30Z2017-03-012017-03-01T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articleapplication/pdfhttp://hdl.handle.net/10400.5/13361engAlves, José e Rita Pereira .2017. "The portuguese households' indebtedness". Instituto Superior de Economia e Gestão. DE Working papers nº 07-2017/DE/UECE2183-1815info:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2023-03-06T14:43:29Zoai:www.repository.utl.pt:10400.5/13361Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-19T16:59:20.868384Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse |
dc.title.none.fl_str_mv |
The portuguese households' indebtedness |
title |
The portuguese households' indebtedness |
spellingShingle |
The portuguese households' indebtedness Alves, José Households Indebtedness Early Warning Indicators Credit |
title_short |
The portuguese households' indebtedness |
title_full |
The portuguese households' indebtedness |
title_fullStr |
The portuguese households' indebtedness |
title_full_unstemmed |
The portuguese households' indebtedness |
title_sort |
The portuguese households' indebtedness |
author |
Alves, José |
author_facet |
Alves, José Pereira, Rita |
author_role |
author |
author2 |
Pereira, Rita |
author2_role |
author |
dc.contributor.none.fl_str_mv |
Repositório da Universidade de Lisboa |
dc.contributor.author.fl_str_mv |
Alves, José Pereira, Rita |
dc.subject.por.fl_str_mv |
Households Indebtedness Early Warning Indicators Credit |
topic |
Households Indebtedness Early Warning Indicators Credit |
description |
Since the 2008's nancial crisis authorities have been particularly aware about the necessity of being provided with early warning indicators regarding nancial stability. In fact, the Basel Committee on Banking Supervision suggests the analysis of the difference between the private sector credit-to-GDP ratio and its own long-term trend. For the past two decades Portugal, has witnessed a dramatic indebtedness increase among household. Our objective is to examine the reasons for this increase by analysing the ratio of domestic credit to the private sector to GDP between 1961 and 2011. The main conclusions are the non-suitability of the Basel Committee on Banking Supervision approach for Portugal and the break of the link between deposits and credit from 1992 onwards. |
publishDate |
2017 |
dc.date.none.fl_str_mv |
2017-03-21T10:35:30Z 2017-03-01 2017-03-01T00:00:00Z |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://hdl.handle.net/10400.5/13361 |
url |
http://hdl.handle.net/10400.5/13361 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.relation.none.fl_str_mv |
Alves, José e Rita Pereira .2017. "The portuguese households' indebtedness". Instituto Superior de Economia e Gestão. DE Working papers nº 07-2017/DE/UECE 2183-1815 |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
ISEG - Departamento de Economia |
publisher.none.fl_str_mv |
ISEG - Departamento de Economia |
dc.source.none.fl_str_mv |
reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação instacron:RCAAP |
instname_str |
Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
instacron_str |
RCAAP |
institution |
RCAAP |
reponame_str |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
collection |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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1799131080208416768 |