Strategic business models in the European banking industry: business model optimization for neobanks

Detalhes bibliográficos
Autor(a) principal: Schwienbacher, Lukas
Data de Publicação: 2021
Tipo de documento: Dissertação
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10362/140023
Resumo: This report examines business models in the banking industry while putting an in-depth focus on the business model of Neobanks. To evaluate the increasing recognition of the business model of Neobanks, strategic advantages and vulnerabilities are identified, and the robust ness of the business model is tested. The results indicate that Neobanks provide a promising customer-centric value proposition while profitability represents a core challenge. Essential recommendations to enhance the business model include the expansion and diversification of the product and service portfolio and the development of a data monetization plan.
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spelling Strategic business models in the European banking industry: business model optimization for neobanksStrategyEconomicsBusiness modelEuropeBanking IndustryNeobanksBusiness model canvasCustomerOrganizational architectureValue propositionEvolutionVariationOptimizationChallenger banksBusiness model dimensionsDomínio/Área Científica::Ciências Sociais::Economia e GestãoThis report examines business models in the banking industry while putting an in-depth focus on the business model of Neobanks. To evaluate the increasing recognition of the business model of Neobanks, strategic advantages and vulnerabilities are identified, and the robust ness of the business model is tested. The results indicate that Neobanks provide a promising customer-centric value proposition while profitability represents a core challenge. Essential recommendations to enhance the business model include the expansion and diversification of the product and service portfolio and the development of a data monetization plan.Okhmatovskiy, IlyaRUNSchwienbacher, Lukas2022-06-15T14:56:17Z2022-01-192021-12-172022-01-19T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfhttp://hdl.handle.net/10362/140023TID:202972275enginfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-03-11T05:17:09Zoai:run.unl.pt:10362/140023Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T03:49:33.236801Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Strategic business models in the European banking industry: business model optimization for neobanks
title Strategic business models in the European banking industry: business model optimization for neobanks
spellingShingle Strategic business models in the European banking industry: business model optimization for neobanks
Schwienbacher, Lukas
Strategy
Economics
Business model
Europe
Banking Industry
Neobanks
Business model canvas
Customer
Organizational architecture
Value proposition
Evolution
Variation
Optimization
Challenger banks
Business model dimensions
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
title_short Strategic business models in the European banking industry: business model optimization for neobanks
title_full Strategic business models in the European banking industry: business model optimization for neobanks
title_fullStr Strategic business models in the European banking industry: business model optimization for neobanks
title_full_unstemmed Strategic business models in the European banking industry: business model optimization for neobanks
title_sort Strategic business models in the European banking industry: business model optimization for neobanks
author Schwienbacher, Lukas
author_facet Schwienbacher, Lukas
author_role author
dc.contributor.none.fl_str_mv Okhmatovskiy, Ilya
RUN
dc.contributor.author.fl_str_mv Schwienbacher, Lukas
dc.subject.por.fl_str_mv Strategy
Economics
Business model
Europe
Banking Industry
Neobanks
Business model canvas
Customer
Organizational architecture
Value proposition
Evolution
Variation
Optimization
Challenger banks
Business model dimensions
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
topic Strategy
Economics
Business model
Europe
Banking Industry
Neobanks
Business model canvas
Customer
Organizational architecture
Value proposition
Evolution
Variation
Optimization
Challenger banks
Business model dimensions
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
description This report examines business models in the banking industry while putting an in-depth focus on the business model of Neobanks. To evaluate the increasing recognition of the business model of Neobanks, strategic advantages and vulnerabilities are identified, and the robust ness of the business model is tested. The results indicate that Neobanks provide a promising customer-centric value proposition while profitability represents a core challenge. Essential recommendations to enhance the business model include the expansion and diversification of the product and service portfolio and the development of a data monetization plan.
publishDate 2021
dc.date.none.fl_str_mv 2021-12-17
2022-06-15T14:56:17Z
2022-01-19
2022-01-19T00:00:00Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
format masterThesis
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10362/140023
TID:202972275
url http://hdl.handle.net/10362/140023
identifier_str_mv TID:202972275
dc.language.iso.fl_str_mv eng
language eng
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.source.none.fl_str_mv reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron:RCAAP
instname_str Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron_str RCAAP
institution RCAAP
reponame_str Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
collection Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
repository.name.fl_str_mv Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
repository.mail.fl_str_mv
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