Financial management in long-term low-income households: comparing perspectives of professionals and families in Portugal
Autor(a) principal: | |
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Data de Publicação: | 2016 |
Outros Autores: | , |
Tipo de documento: | Artigo |
Idioma: | eng |
Título da fonte: | Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
Texto Completo: | http://hdl.handle.net/10316/36424 https://doi.org/10.1080/13691457.2015.1032895 |
Resumo: | Long-term low-income households face economic hardship, together with a lack of opportunities, which restrict their social participation. There is a widely held belief among professionals that these households poorly manage their finances. This exploratory study aims to gain a deeper understanding of these households' difficulties and strategies of family financial management in Portugal, taking into account the perspectives of both members of the households and professionals. Comparing viewpoints is relevant in order to identify how they might be informing interactions and interventions. A qualitative approach based on semi-structured interviews was used; the sample comprised 10 household members and 10 professionals. The main findings suggest that professionals believe these households demonstrate insufficient management strategies, while household members report struggling to manage insufficient resources. These distinctive views seem to facilitate interaction patterns characterized by mutual distrust, which should be taken into consideration when designing interventions, particularly concerning financial management. |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
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7160 |
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Financial management in long-term low-income households: comparing perspectives of professionals and families in PortugalGestão financeira em agregados familiares com pobreza de longa duração: comparação de perspectivas de profissionais e famílias em PortugalTrabalho comunitárioDesenvolvimento socialApoio financeiroApoio socialProteção de adultosLong-term low-income households face economic hardship, together with a lack of opportunities, which restrict their social participation. There is a widely held belief among professionals that these households poorly manage their finances. This exploratory study aims to gain a deeper understanding of these households' difficulties and strategies of family financial management in Portugal, taking into account the perspectives of both members of the households and professionals. Comparing viewpoints is relevant in order to identify how they might be informing interactions and interventions. A qualitative approach based on semi-structured interviews was used; the sample comprised 10 household members and 10 professionals. The main findings suggest that professionals believe these households demonstrate insufficient management strategies, while household members report struggling to manage insufficient resources. These distinctive views seem to facilitate interaction patterns characterized by mutual distrust, which should be taken into consideration when designing interventions, particularly concerning financial management.Os agregados familiares com pobreza de longa duração enfrentam dificuldades económicas, associadas a escassez de oportunidades, que limitam a sua participação social. Os profissionais tendem a considerar que estes agregados gerem mal os recursos financeiros. O objectivo deste estudo exploratório é compreender melhor as dificuldades e estratégias de gestão financeira nesses agregados em Portugal, considerando a perspectiva de famílias e profissionais. Comparar essas perspectivas é relevante para analisar a influência nas interacções e intervenções. Adoptou-se uma metodologia qualitativa baseada em entrevistas semiestruturadas; a amostra compreende 10 membros de agregados familiares e 10 profissionais. Os principais resultados sugerem que os profissionais consideram que estes agregados familiares demonstram ter insuficientes estratégias de gestão, enquanto os membros das familiares referem esforçar-se para gerir recursos insuficientes. Estas perspectivas distintas parecem facilitar padrões de interacção caracterizados por desconfiança mútua, o que deve ser considerado no desenho de intervenções principalmente as dirigidas à gestão financeira.Taylor & Francis2016info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articlehttp://hdl.handle.net/10316/36424http://hdl.handle.net/10316/36424https://doi.org/10.1080/13691457.2015.1032895https://doi.org/10.1080/13691457.2015.1032895eng1369-14571468-2664http://dx.doi.org/10.1080/13691457.2015.1032895Rodrigues, Sofia P.Sousa, LilianaAlarcão, Madalenainfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2021-06-29T10:03:13Zoai:estudogeral.uc.pt:10316/36424Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-19T20:50:20.654620Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse |
dc.title.none.fl_str_mv |
Financial management in long-term low-income households: comparing perspectives of professionals and families in Portugal Gestão financeira em agregados familiares com pobreza de longa duração: comparação de perspectivas de profissionais e famílias em Portugal |
title |
Financial management in long-term low-income households: comparing perspectives of professionals and families in Portugal |
spellingShingle |
Financial management in long-term low-income households: comparing perspectives of professionals and families in Portugal Rodrigues, Sofia P. Trabalho comunitário Desenvolvimento social Apoio financeiro Apoio social Proteção de adultos |
title_short |
Financial management in long-term low-income households: comparing perspectives of professionals and families in Portugal |
title_full |
Financial management in long-term low-income households: comparing perspectives of professionals and families in Portugal |
title_fullStr |
Financial management in long-term low-income households: comparing perspectives of professionals and families in Portugal |
title_full_unstemmed |
Financial management in long-term low-income households: comparing perspectives of professionals and families in Portugal |
title_sort |
Financial management in long-term low-income households: comparing perspectives of professionals and families in Portugal |
author |
Rodrigues, Sofia P. |
author_facet |
Rodrigues, Sofia P. Sousa, Liliana Alarcão, Madalena |
author_role |
author |
author2 |
Sousa, Liliana Alarcão, Madalena |
author2_role |
author author |
dc.contributor.author.fl_str_mv |
Rodrigues, Sofia P. Sousa, Liliana Alarcão, Madalena |
dc.subject.por.fl_str_mv |
Trabalho comunitário Desenvolvimento social Apoio financeiro Apoio social Proteção de adultos |
topic |
Trabalho comunitário Desenvolvimento social Apoio financeiro Apoio social Proteção de adultos |
description |
Long-term low-income households face economic hardship, together with a lack of opportunities, which restrict their social participation. There is a widely held belief among professionals that these households poorly manage their finances. This exploratory study aims to gain a deeper understanding of these households' difficulties and strategies of family financial management in Portugal, taking into account the perspectives of both members of the households and professionals. Comparing viewpoints is relevant in order to identify how they might be informing interactions and interventions. A qualitative approach based on semi-structured interviews was used; the sample comprised 10 household members and 10 professionals. The main findings suggest that professionals believe these households demonstrate insufficient management strategies, while household members report struggling to manage insufficient resources. These distinctive views seem to facilitate interaction patterns characterized by mutual distrust, which should be taken into consideration when designing interventions, particularly concerning financial management. |
publishDate |
2016 |
dc.date.none.fl_str_mv |
2016 |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://hdl.handle.net/10316/36424 http://hdl.handle.net/10316/36424 https://doi.org/10.1080/13691457.2015.1032895 https://doi.org/10.1080/13691457.2015.1032895 |
url |
http://hdl.handle.net/10316/36424 https://doi.org/10.1080/13691457.2015.1032895 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.relation.none.fl_str_mv |
1369-1457 1468-2664 http://dx.doi.org/10.1080/13691457.2015.1032895 |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.publisher.none.fl_str_mv |
Taylor & Francis |
publisher.none.fl_str_mv |
Taylor & Francis |
dc.source.none.fl_str_mv |
reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação instacron:RCAAP |
instname_str |
Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
instacron_str |
RCAAP |
institution |
RCAAP |
reponame_str |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
collection |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
repository.name.fl_str_mv |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
repository.mail.fl_str_mv |
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1799133785040617472 |