Fatores que influenciam a inadimplência dos financiamentos do Programa Agroamigo no Ceará

Silveira Junior, José Airton da

Fatores que influenciam a inadimplência dos financiamentos do Programa Agroamigo no Ceará

Detalhes bibliográficos
Autor(a) principal:	Silveira Junior, José Airton da
Data de Publicação:	2012
Tipo de documento:	Dissertação
Idioma:	por
Título da fonte:	Repositório Institucional da Universidade Federal do Ceará (UFC)
dARK ID:	ark:/83112/001300000fm1r
Texto Completo:	http://www.repositorio.ufc.br/handle/riufc/6353
Resumo:	This work aims to identify factors that influence the default of loans made by Banco do Nordeste do Brasil (BNB) in Ceará through the rural microfinance program of BNB, the Agroamigo. Thus we investigate individual characteristics, financing, and market activities, and also the condition of recieving the Family Grant Program Bolsa Família. From information collected on socio-economic surveys, we determine the variables that influence the default of loans through a Logit regression model. We conclude that the variables Bolsa Familia, marital status, education, gender, period of funding, timing of plots and antrepreneurship are relevant to the default.

Metadados do item

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spelling	Fatores que influenciam a inadimplência dos financiamentos do Programa Agroamigo no CearáMicrofinanças RuraisMicrocrédito RuralAgroamigoThis work aims to identify factors that influence the default of loans made by Banco do Nordeste do Brasil (BNB) in Ceará through the rural microfinance program of BNB, the Agroamigo. Thus we investigate individual characteristics, financing, and market activities, and also the condition of recieving the Family Grant Program Bolsa Família. From information collected on socio-economic surveys, we determine the variables that influence the default of loans through a Logit regression model. We conclude that the variables Bolsa Familia, marital status, education, gender, period of funding, timing of plots and antrepreneurship are relevant to the default.Objetiva-se identificar fatores que influenciam a inadimplência dos financiamentos realizados pelo Banco do Nordeste do Brasil (BNB) no Ceará através do Programa de microfinanças rurais Agroamigo. Neste sentido investigam-se características individuais, dos financiamentos, das atividades e do mercado, e ainda a condição de beneficiário do Programa Bolsa Família. A partir de informações coletadas em questionários socioeconômicos, determinam-se as variáveis que influenciam a inadimplência dos financiamentos por meio de um modelo de regressão LOGIT. Conclui-se que as variáveis bolsa-família, estado civil, escolaridade, sexo, prazo do financiamento, periodicidade das parcelas e capacidade empresarial são relevantes para a inadimplência.Soares, Ricardo BritoSilveira Junior, José Airton da2013-10-23T21:50:41Z2013-10-23T21:50:41Z2012info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfSILVEIRA JÚNIOR, José Airton da. Fatores que influenciam inadimplência dos financiamentos do Programa Agroamigo do Ceará. 2012. 50f. Dissertação (mestrado profissional em economia do setor público) - Programa de Pós Graduação em Economia, CAEN, Universidade Federal do Ceará, Fortaleza, CE, 2012.http://www.repositorio.ufc.br/handle/riufc/6353ark:/83112/001300000fm1rporreponame:Repositório Institucional da Universidade Federal do Ceará (UFC)instname:Universidade Federal do Ceará (UFC)instacron:UFCinfo:eu-repo/semantics/openAccess2023-07-25T18:10:50Zoai:repositorio.ufc.br:riufc/6353Repositório InstitucionalPUBhttp://www.repositorio.ufc.br/ri-oai/requestbu@ufc.br \|\| repositorio@ufc.bropendoar:2024-09-11T18:38:06.883179Repositório Institucional da Universidade Federal do Ceará (UFC) - Universidade Federal do Ceará (UFC)false
dc.title.none.fl_str_mv	Fatores que influenciam a inadimplência dos financiamentos do Programa Agroamigo no Ceará
title	Fatores que influenciam a inadimplência dos financiamentos do Programa Agroamigo no Ceará
spellingShingle	Fatores que influenciam a inadimplência dos financiamentos do Programa Agroamigo no Ceará Silveira Junior, José Airton da Microfinanças Rurais Microcrédito Rural Agroamigo
title_short	Fatores que influenciam a inadimplência dos financiamentos do Programa Agroamigo no Ceará
title_full	Fatores que influenciam a inadimplência dos financiamentos do Programa Agroamigo no Ceará
title_fullStr	Fatores que influenciam a inadimplência dos financiamentos do Programa Agroamigo no Ceará
title_full_unstemmed	Fatores que influenciam a inadimplência dos financiamentos do Programa Agroamigo no Ceará
title_sort	Fatores que influenciam a inadimplência dos financiamentos do Programa Agroamigo no Ceará
author	Silveira Junior, José Airton da
author_facet	Silveira Junior, José Airton da
author_role	author
dc.contributor.none.fl_str_mv	Soares, Ricardo Brito
dc.contributor.author.fl_str_mv	Silveira Junior, José Airton da
dc.subject.por.fl_str_mv	Microfinanças Rurais Microcrédito Rural Agroamigo
topic	Microfinanças Rurais Microcrédito Rural Agroamigo
description	This work aims to identify factors that influence the default of loans made by Banco do Nordeste do Brasil (BNB) in Ceará through the rural microfinance program of BNB, the Agroamigo. Thus we investigate individual characteristics, financing, and market activities, and also the condition of recieving the Family Grant Program Bolsa Família. From information collected on socio-economic surveys, we determine the variables that influence the default of loans through a Logit regression model. We conclude that the variables Bolsa Familia, marital status, education, gender, period of funding, timing of plots and antrepreneurship are relevant to the default.
publishDate	2012
dc.date.none.fl_str_mv	2012 2013-10-23T21:50:41Z 2013-10-23T21:50:41Z
dc.type.status.fl_str_mv	info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv	info:eu-repo/semantics/masterThesis
format	masterThesis
status_str	publishedVersion
dc.identifier.uri.fl_str_mv	SILVEIRA JÚNIOR, José Airton da. Fatores que influenciam inadimplência dos financiamentos do Programa Agroamigo do Ceará. 2012. 50f. Dissertação (mestrado profissional em economia do setor público) - Programa de Pós Graduação em Economia, CAEN, Universidade Federal do Ceará, Fortaleza, CE, 2012. http://www.repositorio.ufc.br/handle/riufc/6353
dc.identifier.dark.fl_str_mv	ark:/83112/001300000fm1r
identifier_str_mv	SILVEIRA JÚNIOR, José Airton da. Fatores que influenciam inadimplência dos financiamentos do Programa Agroamigo do Ceará. 2012. 50f. Dissertação (mestrado profissional em economia do setor público) - Programa de Pós Graduação em Economia, CAEN, Universidade Federal do Ceará, Fortaleza, CE, 2012. ark:/83112/001300000fm1r
url	http://www.repositorio.ufc.br/handle/riufc/6353
dc.language.iso.fl_str_mv	por
language	por
dc.rights.driver.fl_str_mv	info:eu-repo/semantics/openAccess
eu_rights_str_mv	openAccess
dc.format.none.fl_str_mv	application/pdf
dc.source.none.fl_str_mv	reponame:Repositório Institucional da Universidade Federal do Ceará (UFC) instname:Universidade Federal do Ceará (UFC) instacron:UFC
instname_str	Universidade Federal do Ceará (UFC)
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reponame_str	Repositório Institucional da Universidade Federal do Ceará (UFC)
collection	Repositório Institucional da Universidade Federal do Ceará (UFC)
repository.name.fl_str_mv	Repositório Institucional da Universidade Federal do Ceará (UFC) - Universidade Federal do Ceará (UFC)
repository.mail.fl_str_mv	bu@ufc.br \|\| repositorio@ufc.br
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Fatores que influenciam a inadimplência dos financiamentos do Programa Agroamigo no Ceará

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