A construção social do cooperativismo de crédito rural solidário na Zona da Mata Mineira

Detalhes bibliográficos
Autor(a) principal: Freitas, Alair Ferreira de
Data de Publicação: 2011
Tipo de documento: Dissertação
Idioma: por
Título da fonte: LOCUS Repositório Institucional da UFV
Texto Completo: http://locus.ufv.br/handle/123456789/4142
Resumo: This research had aims to analyze the development of Ecosol rural solidary credit union in Minas Gerais, seeking to understand the logic of operationalisation of financial services and the basis of organizational changes that follow the growth of cooperatives. The cooperatives analyzed were built on the political struggles of family farmers and have strong ideological influences of groups of the Catholic Church. Social and physical proximity among the operating structure of the Organization and the spaces of interaction with the target people allow the cooperatives to incorporate social mechanisms in credit monitoring and control, as reputation and trust. This streamlines risk assessments, which does not focus only on instrumental techniques. However, cooperatives undertake a natural process of growing and changing, induced by the institutional environment. The expansion of membership and operations were followed by increased risks, mainly defaults. This context requires the formalization of functional structures, notably to increase control. There was a coercive isomorphic process, leading the organization to standardize certain practices due to pressures from regulators. Uncertainty experienced by cooperatives induced also mimetic isomorphism, with Ecosol cooperatives becoming similar to those of Cresol system, considered the most legitimate of the organizational field, adopting similar organizational practices. The mimicry has been reinforced through a technical cooperation agreement signed between these two cooperative systems and the integration to-be of cooperatives Ecosol/MG in system Cresol. It can be concluded that the Ecosol mimetic isomorphism configures a strategic organizational restructuring process, which in turn relativizes the impacts of the coercive isomorphism. Accordingly, the integration of the Ecosol/MG cooperatives with Cresol cooperative system cannot be considered merely the consequence of an organizational failure.
id UFV_be261e9faa0eec7fefbbd8a29b774e9b
oai_identifier_str oai:locus.ufv.br:123456789/4142
network_acronym_str UFV
network_name_str LOCUS Repositório Institucional da UFV
repository_id_str 2145
spelling Freitas, Alair Ferreira dehttp://lattes.cnpq.br/6833944545421796Alcântara, Fernanda Henrique Cupertinohttp://lattes.cnpq.br/2408544503673511Braga, Marcelo Joséhttp://buscatextual.cnpq.br/buscatextual/visualizacv.do?id=K4798666D3Amodeo, Nora Beatriz Presnohttp://lattes.cnpq.br/6045747294263289l/visualizacv.do?id=K4708493A7Ferreira Neto, José Ambrosiohttp://buscatextual.cnpq.br/buscatextual/visualizacv.do?id=K4723804D6Silva, Edson Arlindohttp://lattes.cnpq.br/21197312797266122015-03-26T13:33:43Z2011-11-042015-03-26T13:33:43Z2011-02-11FREITAS, Alair Ferreira de. The social construction of rural solidary credit union in Zona da Mata Mineira. 2011. 184 f. Dissertação (Mestrado em Instituições sociais e desenvolvimento; Cultura, processos sociais e conhecimento) - Universidade Federal de Viçosa, Viçosa, 2011.http://locus.ufv.br/handle/123456789/4142This research had aims to analyze the development of Ecosol rural solidary credit union in Minas Gerais, seeking to understand the logic of operationalisation of financial services and the basis of organizational changes that follow the growth of cooperatives. The cooperatives analyzed were built on the political struggles of family farmers and have strong ideological influences of groups of the Catholic Church. Social and physical proximity among the operating structure of the Organization and the spaces of interaction with the target people allow the cooperatives to incorporate social mechanisms in credit monitoring and control, as reputation and trust. This streamlines risk assessments, which does not focus only on instrumental techniques. However, cooperatives undertake a natural process of growing and changing, induced by the institutional environment. The expansion of membership and operations were followed by increased risks, mainly defaults. This context requires the formalization of functional structures, notably to increase control. There was a coercive isomorphic process, leading the organization to standardize certain practices due to pressures from regulators. Uncertainty experienced by cooperatives induced also mimetic isomorphism, with Ecosol cooperatives becoming similar to those of Cresol system, considered the most legitimate of the organizational field, adopting similar organizational practices. The mimicry has been reinforced through a technical cooperation agreement signed between these two cooperative systems and the integration to-be of cooperatives Ecosol/MG in system Cresol. It can be concluded that the Ecosol mimetic isomorphism configures a strategic organizational restructuring process, which in turn relativizes the impacts of the coercive isomorphism. Accordingly, the integration of the Ecosol/MG cooperatives with Cresol cooperative system cannot be considered merely the consequence of an organizational failure.Esta pesquisa teve o objetivo de analisar o desenvolvimento do sistema Ecosol de cooperativas de crédito rural solidárias em Minas Gerais, buscando compreender a lógica de operacionalização dos serviços financeiros e os fundamentos das mudanças organizacionais que acompanham o crescimento dessas cooperativas. As cooperativas analisadas são edificadas sobre as lutas políticas da agricultura familiar e possuem forte influência ideológica de setores da Igreja Católica. A proximidade entre a estrutura operacional da organização e os espaços de interação do público-alvo permite às cooperativas se apropriarem de mecanismos sociais no monitoramento e controle do crédito, como a reputação e a confiança. Isso dinamiza as avaliações de risco, que não se centram apenas em técnicas instrumentais. Entretanto, as cooperativas passam por um processo singular de crescimento e mudança, induzido pelo ambiente institucional. A ampliação do quadro social e a expansão das operações foram acompanhadas do aumento dos riscos, principalmente da inadimplência. Esse contexto demanda a formalização de estruturas funcionais, notadamente para aumentar o controle. Trata-se de um processo de isomorfismo coercitivo que conduz as organizações à padronização de certas práticas, diante de pressões das entidades de regulação. A incerteza vivida pelas cooperativas induziu também ao isomorfismo mimético, onde as cooperativas do sistema Ecosol buscaram se assemelhar ao sistema Cresol, considerado o mais legítimo do campo organizacional, adotando práticas similares. O mimetismo foi reforçado através de um convênio de cooperação técnica entre esses dois sistemas cooperativos e a futura integração das cooperativas Ecosol/MG ao sistema Cresol. Pode-se concluir que o isomorfismo mimético no sistema Ecosol configura um processo estratégico de reestruturação organizacional, para relativizar os impactos do isomorfismo coercitivo. Nesse sentido, a integração das cooperativas do sistema Ecosol/MG ao sistema Cresol não pode ser considerada apenas a consequência de um fracasso organizacional.Conselho Nacional de Desenvolvimento Científico e Tecnológicoapplication/pdfporUniversidade Federal de ViçosaMestrado em Extensão RuralUFVBRInstituições sociais e desenvolvimento; Cultura, processos sociais e conhecimentoCooperativismoCooperativa de créditoRedes sociaisConfiançaIsomorfismoCooperativeCredit unionSocial networksConfidenceIsomorphismCNPQ::CIENCIAS AGRARIAS::AGRONOMIA::EXTENSAO RURALA construção social do cooperativismo de crédito rural solidário na Zona da Mata MineiraThe social construction of rural solidary credit union in Zona da Mata Mineirainfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisinfo:eu-repo/semantics/openAccessreponame:LOCUS Repositório Institucional da UFVinstname:Universidade Federal de Viçosa (UFV)instacron:UFVORIGINALtexto completo.pdfapplication/pdf1825670https://locus.ufv.br//bitstream/123456789/4142/1/texto%20completo.pdf983f3faf138fc1b05f98bce28b49a063MD51TEXTtexto completo.pdf.txttexto completo.pdf.txtExtracted texttext/plain418047https://locus.ufv.br//bitstream/123456789/4142/2/texto%20completo.pdf.txtb1a7ee18c84baf8d4c50c3a6f8bf9d1cMD52THUMBNAILtexto completo.pdf.jpgtexto completo.pdf.jpgIM Thumbnailimage/jpeg3521https://locus.ufv.br//bitstream/123456789/4142/3/texto%20completo.pdf.jpg19a07c98bed14938d6238fcfb19845eeMD53123456789/41422016-04-09 23:21:13.524oai:locus.ufv.br:123456789/4142Repositório InstitucionalPUBhttps://www.locus.ufv.br/oai/requestfabiojreis@ufv.bropendoar:21452016-04-10T02:21:13LOCUS Repositório Institucional da UFV - Universidade Federal de Viçosa (UFV)false
dc.title.por.fl_str_mv A construção social do cooperativismo de crédito rural solidário na Zona da Mata Mineira
dc.title.alternative.eng.fl_str_mv The social construction of rural solidary credit union in Zona da Mata Mineira
title A construção social do cooperativismo de crédito rural solidário na Zona da Mata Mineira
spellingShingle A construção social do cooperativismo de crédito rural solidário na Zona da Mata Mineira
Freitas, Alair Ferreira de
Cooperativismo
Cooperativa de crédito
Redes sociais
Confiança
Isomorfismo
Cooperative
Credit union
Social networks
Confidence
Isomorphism
CNPQ::CIENCIAS AGRARIAS::AGRONOMIA::EXTENSAO RURAL
title_short A construção social do cooperativismo de crédito rural solidário na Zona da Mata Mineira
title_full A construção social do cooperativismo de crédito rural solidário na Zona da Mata Mineira
title_fullStr A construção social do cooperativismo de crédito rural solidário na Zona da Mata Mineira
title_full_unstemmed A construção social do cooperativismo de crédito rural solidário na Zona da Mata Mineira
title_sort A construção social do cooperativismo de crédito rural solidário na Zona da Mata Mineira
author Freitas, Alair Ferreira de
author_facet Freitas, Alair Ferreira de
author_role author
dc.contributor.authorLattes.por.fl_str_mv http://lattes.cnpq.br/6833944545421796
dc.contributor.author.fl_str_mv Freitas, Alair Ferreira de
dc.contributor.advisor-co1.fl_str_mv Alcântara, Fernanda Henrique Cupertino
dc.contributor.advisor-co1Lattes.fl_str_mv http://lattes.cnpq.br/2408544503673511
dc.contributor.advisor-co2.fl_str_mv Braga, Marcelo José
dc.contributor.advisor-co2Lattes.fl_str_mv http://buscatextual.cnpq.br/buscatextual/visualizacv.do?id=K4798666D3
dc.contributor.advisor1.fl_str_mv Amodeo, Nora Beatriz Presno
dc.contributor.advisor1Lattes.fl_str_mv http://lattes.cnpq.br/6045747294263289l/visualizacv.do?id=K4708493A7
dc.contributor.referee1.fl_str_mv Ferreira Neto, José Ambrosio
dc.contributor.referee1Lattes.fl_str_mv http://buscatextual.cnpq.br/buscatextual/visualizacv.do?id=K4723804D6
dc.contributor.referee2.fl_str_mv Silva, Edson Arlindo
dc.contributor.referee2Lattes.fl_str_mv http://lattes.cnpq.br/2119731279726612
contributor_str_mv Alcântara, Fernanda Henrique Cupertino
Braga, Marcelo José
Amodeo, Nora Beatriz Presno
Ferreira Neto, José Ambrosio
Silva, Edson Arlindo
dc.subject.por.fl_str_mv Cooperativismo
Cooperativa de crédito
Redes sociais
Confiança
Isomorfismo
topic Cooperativismo
Cooperativa de crédito
Redes sociais
Confiança
Isomorfismo
Cooperative
Credit union
Social networks
Confidence
Isomorphism
CNPQ::CIENCIAS AGRARIAS::AGRONOMIA::EXTENSAO RURAL
dc.subject.eng.fl_str_mv Cooperative
Credit union
Social networks
Confidence
Isomorphism
dc.subject.cnpq.fl_str_mv CNPQ::CIENCIAS AGRARIAS::AGRONOMIA::EXTENSAO RURAL
description This research had aims to analyze the development of Ecosol rural solidary credit union in Minas Gerais, seeking to understand the logic of operationalisation of financial services and the basis of organizational changes that follow the growth of cooperatives. The cooperatives analyzed were built on the political struggles of family farmers and have strong ideological influences of groups of the Catholic Church. Social and physical proximity among the operating structure of the Organization and the spaces of interaction with the target people allow the cooperatives to incorporate social mechanisms in credit monitoring and control, as reputation and trust. This streamlines risk assessments, which does not focus only on instrumental techniques. However, cooperatives undertake a natural process of growing and changing, induced by the institutional environment. The expansion of membership and operations were followed by increased risks, mainly defaults. This context requires the formalization of functional structures, notably to increase control. There was a coercive isomorphic process, leading the organization to standardize certain practices due to pressures from regulators. Uncertainty experienced by cooperatives induced also mimetic isomorphism, with Ecosol cooperatives becoming similar to those of Cresol system, considered the most legitimate of the organizational field, adopting similar organizational practices. The mimicry has been reinforced through a technical cooperation agreement signed between these two cooperative systems and the integration to-be of cooperatives Ecosol/MG in system Cresol. It can be concluded that the Ecosol mimetic isomorphism configures a strategic organizational restructuring process, which in turn relativizes the impacts of the coercive isomorphism. Accordingly, the integration of the Ecosol/MG cooperatives with Cresol cooperative system cannot be considered merely the consequence of an organizational failure.
publishDate 2011
dc.date.available.fl_str_mv 2011-11-04
2015-03-26T13:33:43Z
dc.date.issued.fl_str_mv 2011-02-11
dc.date.accessioned.fl_str_mv 2015-03-26T13:33:43Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
format masterThesis
status_str publishedVersion
dc.identifier.citation.fl_str_mv FREITAS, Alair Ferreira de. The social construction of rural solidary credit union in Zona da Mata Mineira. 2011. 184 f. Dissertação (Mestrado em Instituições sociais e desenvolvimento; Cultura, processos sociais e conhecimento) - Universidade Federal de Viçosa, Viçosa, 2011.
dc.identifier.uri.fl_str_mv http://locus.ufv.br/handle/123456789/4142
identifier_str_mv FREITAS, Alair Ferreira de. The social construction of rural solidary credit union in Zona da Mata Mineira. 2011. 184 f. Dissertação (Mestrado em Instituições sociais e desenvolvimento; Cultura, processos sociais e conhecimento) - Universidade Federal de Viçosa, Viçosa, 2011.
url http://locus.ufv.br/handle/123456789/4142
dc.language.iso.fl_str_mv por
language por
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Universidade Federal de Viçosa
dc.publisher.program.fl_str_mv Mestrado em Extensão Rural
dc.publisher.initials.fl_str_mv UFV
dc.publisher.country.fl_str_mv BR
dc.publisher.department.fl_str_mv Instituições sociais e desenvolvimento; Cultura, processos sociais e conhecimento
publisher.none.fl_str_mv Universidade Federal de Viçosa
dc.source.none.fl_str_mv reponame:LOCUS Repositório Institucional da UFV
instname:Universidade Federal de Viçosa (UFV)
instacron:UFV
instname_str Universidade Federal de Viçosa (UFV)
instacron_str UFV
institution UFV
reponame_str LOCUS Repositório Institucional da UFV
collection LOCUS Repositório Institucional da UFV
bitstream.url.fl_str_mv https://locus.ufv.br//bitstream/123456789/4142/1/texto%20completo.pdf
https://locus.ufv.br//bitstream/123456789/4142/2/texto%20completo.pdf.txt
https://locus.ufv.br//bitstream/123456789/4142/3/texto%20completo.pdf.jpg
bitstream.checksum.fl_str_mv 983f3faf138fc1b05f98bce28b49a063
b1a7ee18c84baf8d4c50c3a6f8bf9d1c
19a07c98bed14938d6238fcfb19845ee
bitstream.checksumAlgorithm.fl_str_mv MD5
MD5
MD5
repository.name.fl_str_mv LOCUS Repositório Institucional da UFV - Universidade Federal de Viçosa (UFV)
repository.mail.fl_str_mv fabiojreis@ufv.br
_version_ 1801213052010364928