Technology readiness index: a study on positive and negative dimensions in relation to fintechs
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Publication Date: | 2019 |
Other Authors: | , |
Format: | Article |
Language: | por |
Source: | Informação & Informação |
Download full: | https://ojs.uel.br/revistas/uel/index.php/informacao/article/view/35255 |
Summary: | Introduction: The new possibilities opened by information technology and introduced by FinTechs, promote, the digital evolution in the banking segment, mainly in digital platforms and mobile applications. Objective: To analyze the technology readiness index among Fintechs users and to verify the positive and negative dimensions of this relationship. Methodology: The research has a descriptive nature with quantitative approach, in which, the tests were applied to FinTechs users via questionnaire to measure the readiness index to the technology. Results: Strictly speaking, it was possible to analyze and confirm the importance of significant items for the formation of the user readiness index in relation to FinTechs. The research also emphasizes that the positive dimensions were superior to the negative ones in this relation. Conclusions: Show that individuals are open and positive about FinTechs, which indicates a high level of readiness, since most are optimistic and innovative. However, regarding the negative dimension, we can conclude that there is still discomfort and insecurity regarding the use of new technologies in the financial segment. |
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Technology readiness index: a study on positive and negative dimensions in relation to fintechsIndice de prontitud la tecnología: un estudio sobre las dimensiones positivas y negativas en relación con fintechsÍndice de prontidão a tecnologia: um estudo sobre as dimensões positivas e negativas em relação as fintechsFintechFinancial TechnologyTechnology Readiness IndexFintechTecnología FinancieraÍndice de Prontitud a la TecnologíaFintechTecnologia FinanceiraÍndice de Prontidão a TecnologiaIntroduction: The new possibilities opened by information technology and introduced by FinTechs, promote, the digital evolution in the banking segment, mainly in digital platforms and mobile applications. Objective: To analyze the technology readiness index among Fintechs users and to verify the positive and negative dimensions of this relationship. Methodology: The research has a descriptive nature with quantitative approach, in which, the tests were applied to FinTechs users via questionnaire to measure the readiness index to the technology. Results: Strictly speaking, it was possible to analyze and confirm the importance of significant items for the formation of the user readiness index in relation to FinTechs. The research also emphasizes that the positive dimensions were superior to the negative ones in this relation. Conclusions: Show that individuals are open and positive about FinTechs, which indicates a high level of readiness, since most are optimistic and innovative. However, regarding the negative dimension, we can conclude that there is still discomfort and insecurity regarding the use of new technologies in the financial segment.Introducción: Las nuevas posibilidades abiertas por la tecnología de la información e introducidas por las FinTechs, promueven, la evolución digital en el segmento bancario, sobre todo, en plataformas digitales y de aplicaciones móviles. Objetivo: Analizar el índice de prontitud a la tecnología entre los usuarios de Fintechs y verificar las dimensiones positivas y negativas de esta relación. Metodología: La investigación tiene carácter descriptivo con abordaje cuantitativo, en el cual, las pruebas fueron aplicadas a usuarios de FinTechs vía cuestionario para medir el índice de prontitud a la tecnología. Resultados: En rigor, fue posible analizar y confirmar la importancia de los elementos significativos para la formación del índice de prontitud de los usuarios en relación a las FinTech. La investigación resalta además que las dimensiones positivas fueron superiores a las negativas en esa relación. Conclusiones: Evidencia que los individuos son abiertos y positivos en relación a las FinTechs, lo que denota alto índice de prontitud, pues en su mayoría son optimistas e innovadores. Sin embargo, en cuanto a la dimensión negativa, podemos concluir que todavía existe incomodidad e inseguridad en relación al uso de nuevas tecnologías en el segmento financiero.Introdução: As novas possibilidades abertas pela tecnologia da informação e introduzidas pelas FinTechs, promovem, a evolução digital no segmento bancário, sobretudo, em plataformas digitais e de aplicações moveis. Objetivo: Analisar o índice de prontidão à tecnologia entre os usuários de Fintechs e verificar as dimensões positivas e negativas desta relação. Metodologia: A pesquisa tem natureza descritiva com abordagem quantitativa, em que, os testes foram aplicados a usuários de FinTechs via questionário para medir o índice de prontidão à tecnologia. Resultados: A rigor, foi possível analisar e confirmar a importância dos itens significativos para a formação do índice de prontidão dos usuários em relação às FinTechs. A pesquisa ressalta ainda que as dimensões positivas foram superiores às negativas nessa relação. Conclusões: Evidencia-se que os indivíduos são abertos e positivos em relação às FinTechs, o que denota alto índice de prontidão, pois em sua maioria são otimistas e inovativos. No entanto, quanto a dimensão negativa, conclui-se que ainda existe desconforto e insegurança em relação ao uso de novas tecnologias no segmento financeiro.Universidade Estadual de Londrina2019-11-30info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://ojs.uel.br/revistas/uel/index.php/informacao/article/view/3525510.5433/1981-8920.2019v24n2p211Informação & Informação; v. 24 n. 2 (2019); 211-2331981-8920reponame:Informação & Informaçãoinstname:Universidade Estadual de Londrina (UEL)instacron:UELporhttps://ojs.uel.br/revistas/uel/index.php/informacao/article/view/35255/pdfCopyright (c) 2021 Informação & Informaçãoinfo:eu-repo/semantics/openAccessLima, Leandro CearençoZiviani, FabrícioCorrêa, Fabio2021-04-27T14:22:24Zoai:ojs.pkp.sfu.ca:article/35255Revistahttps://www.uel.br/revistas/uel/index.php/informacao/indexPUBhttps://www.uel.br/revistas/uel/index.php/informacao/oai||infoeinfo@uel.br10.5433/1981-89201981-89201414-2139opendoar:2021-04-27T14:22:24Informação & Informação - Universidade Estadual de Londrina (UEL)false |
dc.title.none.fl_str_mv |
Technology readiness index: a study on positive and negative dimensions in relation to fintechs Indice de prontitud la tecnología: un estudio sobre las dimensiones positivas y negativas en relación con fintechs Índice de prontidão a tecnologia: um estudo sobre as dimensões positivas e negativas em relação as fintechs |
title |
Technology readiness index: a study on positive and negative dimensions in relation to fintechs |
spellingShingle |
Technology readiness index: a study on positive and negative dimensions in relation to fintechs Lima, Leandro Cearenço Fintech Financial Technology Technology Readiness Index Fintech Tecnología Financiera Índice de Prontitud a la Tecnología Fintech Tecnologia Financeira Índice de Prontidão a Tecnologia |
title_short |
Technology readiness index: a study on positive and negative dimensions in relation to fintechs |
title_full |
Technology readiness index: a study on positive and negative dimensions in relation to fintechs |
title_fullStr |
Technology readiness index: a study on positive and negative dimensions in relation to fintechs |
title_full_unstemmed |
Technology readiness index: a study on positive and negative dimensions in relation to fintechs |
title_sort |
Technology readiness index: a study on positive and negative dimensions in relation to fintechs |
author |
Lima, Leandro Cearenço |
author_facet |
Lima, Leandro Cearenço Ziviani, Fabrício Corrêa, Fabio |
author_role |
author |
author2 |
Ziviani, Fabrício Corrêa, Fabio |
author2_role |
author author |
dc.contributor.author.fl_str_mv |
Lima, Leandro Cearenço Ziviani, Fabrício Corrêa, Fabio |
dc.subject.por.fl_str_mv |
Fintech Financial Technology Technology Readiness Index Fintech Tecnología Financiera Índice de Prontitud a la Tecnología Fintech Tecnologia Financeira Índice de Prontidão a Tecnologia |
topic |
Fintech Financial Technology Technology Readiness Index Fintech Tecnología Financiera Índice de Prontitud a la Tecnología Fintech Tecnologia Financeira Índice de Prontidão a Tecnologia |
description |
Introduction: The new possibilities opened by information technology and introduced by FinTechs, promote, the digital evolution in the banking segment, mainly in digital platforms and mobile applications. Objective: To analyze the technology readiness index among Fintechs users and to verify the positive and negative dimensions of this relationship. Methodology: The research has a descriptive nature with quantitative approach, in which, the tests were applied to FinTechs users via questionnaire to measure the readiness index to the technology. Results: Strictly speaking, it was possible to analyze and confirm the importance of significant items for the formation of the user readiness index in relation to FinTechs. The research also emphasizes that the positive dimensions were superior to the negative ones in this relation. Conclusions: Show that individuals are open and positive about FinTechs, which indicates a high level of readiness, since most are optimistic and innovative. However, regarding the negative dimension, we can conclude that there is still discomfort and insecurity regarding the use of new technologies in the financial segment. |
publishDate |
2019 |
dc.date.none.fl_str_mv |
2019-11-30 |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
https://ojs.uel.br/revistas/uel/index.php/informacao/article/view/35255 10.5433/1981-8920.2019v24n2p211 |
url |
https://ojs.uel.br/revistas/uel/index.php/informacao/article/view/35255 |
identifier_str_mv |
10.5433/1981-8920.2019v24n2p211 |
dc.language.iso.fl_str_mv |
por |
language |
por |
dc.relation.none.fl_str_mv |
https://ojs.uel.br/revistas/uel/index.php/informacao/article/view/35255/pdf |
dc.rights.driver.fl_str_mv |
Copyright (c) 2021 Informação & Informação info:eu-repo/semantics/openAccess |
rights_invalid_str_mv |
Copyright (c) 2021 Informação & Informação |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
Universidade Estadual de Londrina |
publisher.none.fl_str_mv |
Universidade Estadual de Londrina |
dc.source.none.fl_str_mv |
Informação & Informação; v. 24 n. 2 (2019); 211-233 1981-8920 reponame:Informação & Informação instname:Universidade Estadual de Londrina (UEL) instacron:UEL |
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Universidade Estadual de Londrina (UEL) |
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UEL |
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UEL |
reponame_str |
Informação & Informação |
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Informação & Informação |
repository.name.fl_str_mv |
Informação & Informação - Universidade Estadual de Londrina (UEL) |
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