Technology readiness index: a study on positive and negative dimensions in relation to fintechs

Detalhes bibliográficos
Autor(a) principal: Lima, Leandro Cearenço
Data de Publicação: 2019
Outros Autores: Ziviani, Fabrício, Corrêa, Fabio
Tipo de documento: Artigo
Idioma: por
Título da fonte: Informação & Informação
Texto Completo: https://ojs.uel.br/revistas/uel/index.php/informacao/article/view/35255
Resumo: Introduction: The new possibilities opened by information technology and introduced by FinTechs, promote, the digital evolution in the banking segment, mainly in digital platforms and mobile applications. Objective: To analyze the technology readiness index among Fintechs users and to verify the positive and negative dimensions of this relationship. Methodology: The research has a descriptive nature with quantitative approach, in which, the tests were applied to FinTechs users via questionnaire to measure the readiness index to the technology. Results: Strictly speaking, it was possible to analyze and confirm the importance of significant items for the formation of the user readiness index in relation to FinTechs. The research also emphasizes that the positive dimensions were superior to the negative ones in this relation. Conclusions: Show that individuals are open and positive about FinTechs, which indicates a high level of readiness, since most are optimistic and innovative. However, regarding the negative dimension, we can conclude that there is still discomfort and insecurity regarding the use of new technologies in the financial segment.
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spelling Technology readiness index: a study on positive and negative dimensions in relation to fintechsIndice de prontitud la tecnología: un estudio sobre las dimensiones positivas y negativas en relación con fintechsÍndice de prontidão a tecnologia: um estudo sobre as dimensões positivas e negativas em relação as fintechsFintechFinancial TechnologyTechnology Readiness IndexFintechTecnología FinancieraÍndice de Prontitud a la TecnologíaFintechTecnologia FinanceiraÍndice de Prontidão a TecnologiaIntroduction: The new possibilities opened by information technology and introduced by FinTechs, promote, the digital evolution in the banking segment, mainly in digital platforms and mobile applications. Objective: To analyze the technology readiness index among Fintechs users and to verify the positive and negative dimensions of this relationship. Methodology: The research has a descriptive nature with quantitative approach, in which, the tests were applied to FinTechs users via questionnaire to measure the readiness index to the technology. Results: Strictly speaking, it was possible to analyze and confirm the importance of significant items for the formation of the user readiness index in relation to FinTechs. The research also emphasizes that the positive dimensions were superior to the negative ones in this relation. Conclusions: Show that individuals are open and positive about FinTechs, which indicates a high level of readiness, since most are optimistic and innovative. However, regarding the negative dimension, we can conclude that there is still discomfort and insecurity regarding the use of new technologies in the financial segment.Introducción: Las nuevas posibilidades abiertas por la tecnología de la información e introducidas por las FinTechs, promueven, la evolución digital en el segmento bancario, sobre todo, en plataformas digitales y de aplicaciones móviles. Objetivo: Analizar el índice de prontitud a la tecnología entre los usuarios de Fintechs y verificar las dimensiones positivas y negativas de esta relación. Metodología: La investigación tiene carácter descriptivo con abordaje cuantitativo, en el cual, las pruebas fueron aplicadas a usuarios de FinTechs vía cuestionario para medir el índice de prontitud a la tecnología. Resultados: En rigor, fue posible analizar y confirmar la importancia de los elementos significativos para la formación del índice de prontitud de los usuarios en relación a las FinTech. La investigación resalta además que las dimensiones positivas fueron superiores a las negativas en esa relación. Conclusiones: Evidencia que los individuos son abiertos y positivos en relación a las FinTechs, lo que denota alto índice de prontitud, pues en su mayoría son optimistas e innovadores. Sin embargo, en cuanto a la dimensión negativa, podemos concluir que todavía existe incomodidad e inseguridad en relación al uso de nuevas tecnologías en el segmento financiero.Introdução: As novas possibilidades abertas pela tecnologia da informação e introduzidas pelas FinTechs, promovem, a evolução digital no segmento bancário, sobretudo, em plataformas digitais e de aplicações moveis. Objetivo: Analisar o índice de prontidão à tecnologia entre os usuários de Fintechs e verificar as dimensões positivas e negativas desta relação. Metodologia: A pesquisa tem natureza descritiva com abordagem quantitativa, em que, os testes foram aplicados a usuários de FinTechs via questionário para medir o índice de prontidão à tecnologia. Resultados: A rigor, foi possível analisar e confirmar a importância dos itens significativos para a formação do índice de prontidão dos usuários em relação às FinTechs. A pesquisa ressalta ainda que as dimensões positivas foram superiores às negativas nessa relação. Conclusões: Evidencia-se que os indivíduos são abertos e positivos em relação às FinTechs, o que denota alto índice de prontidão, pois em sua maioria são otimistas e inovativos. No entanto, quanto a dimensão negativa, conclui-se que ainda existe desconforto e insegurança em relação ao uso de novas tecnologias no segmento financeiro.Universidade Estadual de Londrina2019-11-30info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://ojs.uel.br/revistas/uel/index.php/informacao/article/view/3525510.5433/1981-8920.2019v24n2p211Informação & Informação; v. 24 n. 2 (2019); 211-2331981-8920reponame:Informação & Informaçãoinstname:Universidade Estadual de Londrina (UEL)instacron:UELporhttps://ojs.uel.br/revistas/uel/index.php/informacao/article/view/35255/pdfCopyright (c) 2021 Informação & Informaçãoinfo:eu-repo/semantics/openAccessLima, Leandro CearençoZiviani, FabrícioCorrêa, Fabio2021-04-27T14:22:24Zoai:ojs.pkp.sfu.ca:article/35255Revistahttps://www.uel.br/revistas/uel/index.php/informacao/indexPUBhttps://www.uel.br/revistas/uel/index.php/informacao/oai||infoeinfo@uel.br10.5433/1981-89201981-89201414-2139opendoar:2021-04-27T14:22:24Informação & Informação - Universidade Estadual de Londrina (UEL)false
dc.title.none.fl_str_mv Technology readiness index: a study on positive and negative dimensions in relation to fintechs
Indice de prontitud la tecnología: un estudio sobre las dimensiones positivas y negativas en relación con fintechs
Índice de prontidão a tecnologia: um estudo sobre as dimensões positivas e negativas em relação as fintechs
title Technology readiness index: a study on positive and negative dimensions in relation to fintechs
spellingShingle Technology readiness index: a study on positive and negative dimensions in relation to fintechs
Lima, Leandro Cearenço
Fintech
Financial Technology
Technology Readiness Index
Fintech
Tecnología Financiera
Índice de Prontitud a la Tecnología
Fintech
Tecnologia Financeira
Índice de Prontidão a Tecnologia
title_short Technology readiness index: a study on positive and negative dimensions in relation to fintechs
title_full Technology readiness index: a study on positive and negative dimensions in relation to fintechs
title_fullStr Technology readiness index: a study on positive and negative dimensions in relation to fintechs
title_full_unstemmed Technology readiness index: a study on positive and negative dimensions in relation to fintechs
title_sort Technology readiness index: a study on positive and negative dimensions in relation to fintechs
author Lima, Leandro Cearenço
author_facet Lima, Leandro Cearenço
Ziviani, Fabrício
Corrêa, Fabio
author_role author
author2 Ziviani, Fabrício
Corrêa, Fabio
author2_role author
author
dc.contributor.author.fl_str_mv Lima, Leandro Cearenço
Ziviani, Fabrício
Corrêa, Fabio
dc.subject.por.fl_str_mv Fintech
Financial Technology
Technology Readiness Index
Fintech
Tecnología Financiera
Índice de Prontitud a la Tecnología
Fintech
Tecnologia Financeira
Índice de Prontidão a Tecnologia
topic Fintech
Financial Technology
Technology Readiness Index
Fintech
Tecnología Financiera
Índice de Prontitud a la Tecnología
Fintech
Tecnologia Financeira
Índice de Prontidão a Tecnologia
description Introduction: The new possibilities opened by information technology and introduced by FinTechs, promote, the digital evolution in the banking segment, mainly in digital platforms and mobile applications. Objective: To analyze the technology readiness index among Fintechs users and to verify the positive and negative dimensions of this relationship. Methodology: The research has a descriptive nature with quantitative approach, in which, the tests were applied to FinTechs users via questionnaire to measure the readiness index to the technology. Results: Strictly speaking, it was possible to analyze and confirm the importance of significant items for the formation of the user readiness index in relation to FinTechs. The research also emphasizes that the positive dimensions were superior to the negative ones in this relation. Conclusions: Show that individuals are open and positive about FinTechs, which indicates a high level of readiness, since most are optimistic and innovative. However, regarding the negative dimension, we can conclude that there is still discomfort and insecurity regarding the use of new technologies in the financial segment.
publishDate 2019
dc.date.none.fl_str_mv 2019-11-30
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://ojs.uel.br/revistas/uel/index.php/informacao/article/view/35255
10.5433/1981-8920.2019v24n2p211
url https://ojs.uel.br/revistas/uel/index.php/informacao/article/view/35255
identifier_str_mv 10.5433/1981-8920.2019v24n2p211
dc.language.iso.fl_str_mv por
language por
dc.relation.none.fl_str_mv https://ojs.uel.br/revistas/uel/index.php/informacao/article/view/35255/pdf
dc.rights.driver.fl_str_mv Copyright (c) 2021 Informação & Informação
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Copyright (c) 2021 Informação & Informação
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Universidade Estadual de Londrina
publisher.none.fl_str_mv Universidade Estadual de Londrina
dc.source.none.fl_str_mv Informação & Informação; v. 24 n. 2 (2019); 211-233
1981-8920
reponame:Informação & Informação
instname:Universidade Estadual de Londrina (UEL)
instacron:UEL
instname_str Universidade Estadual de Londrina (UEL)
instacron_str UEL
institution UEL
reponame_str Informação & Informação
collection Informação & Informação
repository.name.fl_str_mv Informação & Informação - Universidade Estadual de Londrina (UEL)
repository.mail.fl_str_mv ||infoeinfo@uel.br
_version_ 1799305985572995072

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