The authority of Land Deed official in binding processes in the bank in Indonesia
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Publication Date: | 2020 |
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Format: | Article |
Language: | eng |
Source: | Research, Society and Development |
Download full: | https://rsdjournal.org/index.php/rsd/article/view/6936 |
Summary: | This paper is aimed at further researching two problems which question the role of PPAT (Pejabat Pembuat Akta Tanah) to implement credit binding in the bank. PPAT is an official certifier of title deeds which is made and used as evidence that certain legal actions have been carried out regarding land rights or ownership rights in Indonesia. This paper will also discuss the implementation of making mortgage rights on bank loans. The method used was through analytical descriptive methods with normative juridical approach. Data were collected through literature research that were analyzed qualitatively through juridical interpretation based on relations between legal principles approach based on the legal material by examining the theories, concepts, principles of law and legislation. It is found that the authority of the PPAT on granting land mortgage rights on bank loans is where the PPAT handles the implementation of credit agreements in the Bank until the granting of mortgage rights can be placed on the said land. The implementation of making mortgage rights on bank loans was followed by a promise to provide mortgage rights. The granting of Mortgage Rights is also preceded by an assurance to arrange for Mortgage Rights as a guarantee of paying off certain debts, which are set forth in the debt agreement concerned or other agreements that cause the debt. |
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The authority of Land Deed official in binding processes in the bank in IndonesiaLa autoridad de Escritura de Tierras es oficial en los procesos vinculantes en el banco de IndonesiaA autoridade da Escritura de Terras é oficial em processos vinculativos no banco na IndonésiaCredit agreementPPATMortgage rightsBank. Contrato de créditoPPATDerechos de hipotecaBanco.Contrato de créditoPPATDireitos hipotecáriosBanco.This paper is aimed at further researching two problems which question the role of PPAT (Pejabat Pembuat Akta Tanah) to implement credit binding in the bank. PPAT is an official certifier of title deeds which is made and used as evidence that certain legal actions have been carried out regarding land rights or ownership rights in Indonesia. This paper will also discuss the implementation of making mortgage rights on bank loans. The method used was through analytical descriptive methods with normative juridical approach. Data were collected through literature research that were analyzed qualitatively through juridical interpretation based on relations between legal principles approach based on the legal material by examining the theories, concepts, principles of law and legislation. It is found that the authority of the PPAT on granting land mortgage rights on bank loans is where the PPAT handles the implementation of credit agreements in the Bank until the granting of mortgage rights can be placed on the said land. The implementation of making mortgage rights on bank loans was followed by a promise to provide mortgage rights. The granting of Mortgage Rights is also preceded by an assurance to arrange for Mortgage Rights as a guarantee of paying off certain debts, which are set forth in the debt agreement concerned or other agreements that cause the debt.Este documento tiene como objetivo investigar más a fondo dos problemas que cuestionan el papel de PPAT (Pejabat Pembuat Akta Tanah) para implementar la consolidación de crédito en el banco. PPAT es un certificador oficial de títulos de propiedad que se realiza y se utiliza como evidencia de que ciertas acciones legales se han llevado a cabo con respecto a los derechos de propiedad o propiedad de la tierra en Indonesia. Este documento también discutirá la implementación de la concesión de derechos hipotecarios sobre préstamos bancarios. El método utilizado fue a través de métodos analíticos descriptivos con enfoque jurídico normativo. Los datos se recolectaron a través de investigaciones bibliográficas que se analizaron cualitativamente a través de la interpretación jurídica basada en las relaciones entre los enfoques de los principios legales basados en el material legal mediante el examen de las teorías, conceptos, principios de derecho y legislación. Se encuentra que la autoridad del PPAT para otorgar derechos de hipoteca sobre la tierra en préstamos bancarios es donde el PPAT maneja la implementación de los acuerdos de crédito en el Banco hasta que la concesión de los derechos de hipoteca se pueda colocar en dicho terreno. La implementación de la concesión de derechos hipotecarios sobre préstamos bancarios fue seguida por una promesa de otorgar derechos hipotecarios. La concesión de los derechos hipotecarios también está precedida por una garantía de organizar los derechos hipotecarios como garantía de pagar ciertas deudas, que se establecen en el acuerdo de deuda en cuestión u otros acuerdos que causan la deuda.Este artigo tem como objetivo investigar mais dois problemas que questionam o papel do PPAT (Pejabat Pembuat Akta Tanah) na implementação da vinculação de crédito no banco. O PPAT é um certificador oficial de títulos de propriedade que é feito e usado como prova de que certas ações legais foram realizadas em relação aos direitos à terra ou à propriedade na Indonésia. Este artigo também discutirá a implementação de conceder direitos hipotecários sobre empréstimos bancários. O método utilizado foi o método descritivo analítico, com abordagem jurídica normativa. Os dados foram coletados por meio de pesquisa bibliográfica, analisada qualitativamente por meio de interpretação jurídica, baseada na abordagem das relações entre princípios jurídicos, com base no material jurídico, examinando as teorias, conceitos, princípios de direito e legislação. Constata-se que a autoridade do PPAT na concessão de direitos de hipoteca de terras em empréstimos bancários é onde o PPAT lida com a implementação de contratos de crédito no Banco até que a concessão de direitos de hipoteca possa ser colocada sobre o referido terreno. A implementação de conceder direitos hipotecários a empréstimos bancários foi seguida por uma promessa de concessão de direitos hipotecários. A concessão dos Direitos Hipotecários também é precedida de uma garantia para conceder os Direitos Hipotecários como garantia do pagamento de determinadas dívidas, estabelecidas no contrato de dívida em questão ou em outros contratos que causam a dívida.Research, Society and Development2020-08-06info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://rsdjournal.org/index.php/rsd/article/view/693610.33448/rsd-v9i8.6936Research, Society and Development; Vol. 9 No. 8; e986986936Research, Society and Development; Vol. 9 Núm. 8; e986986936Research, Society and Development; v. 9 n. 8; e9869869362525-3409reponame:Research, Society and Developmentinstname:Universidade Federal de Itajubá (UNIFEI)instacron:UNIFEIenghttps://rsdjournal.org/index.php/rsd/article/view/6936/6098Copyright (c) 2020 Elmas Dwi Ainsyiyah, Imman Yusuf Sitinjakhttp://creativecommons.org/licenses/by/4.0info:eu-repo/semantics/openAccessAinsyiyah, Elmas DwiSitinjak, Imman Yusuf2020-08-20T18:00:17Zoai:ojs.pkp.sfu.ca:article/6936Revistahttps://rsdjournal.org/index.php/rsd/indexPUBhttps://rsdjournal.org/index.php/rsd/oairsd.articles@gmail.com2525-34092525-3409opendoar:2024-01-17T09:29:52.175380Research, Society and Development - Universidade Federal de Itajubá (UNIFEI)false |
dc.title.none.fl_str_mv |
The authority of Land Deed official in binding processes in the bank in Indonesia La autoridad de Escritura de Tierras es oficial en los procesos vinculantes en el banco de Indonesia A autoridade da Escritura de Terras é oficial em processos vinculativos no banco na Indonésia |
title |
The authority of Land Deed official in binding processes in the bank in Indonesia |
spellingShingle |
The authority of Land Deed official in binding processes in the bank in Indonesia Ainsyiyah, Elmas Dwi Credit agreement PPAT Mortgage rights Bank. Contrato de crédito PPAT Derechos de hipoteca Banco. Contrato de crédito PPAT Direitos hipotecários Banco. |
title_short |
The authority of Land Deed official in binding processes in the bank in Indonesia |
title_full |
The authority of Land Deed official in binding processes in the bank in Indonesia |
title_fullStr |
The authority of Land Deed official in binding processes in the bank in Indonesia |
title_full_unstemmed |
The authority of Land Deed official in binding processes in the bank in Indonesia |
title_sort |
The authority of Land Deed official in binding processes in the bank in Indonesia |
author |
Ainsyiyah, Elmas Dwi |
author_facet |
Ainsyiyah, Elmas Dwi Sitinjak, Imman Yusuf |
author_role |
author |
author2 |
Sitinjak, Imman Yusuf |
author2_role |
author |
dc.contributor.author.fl_str_mv |
Ainsyiyah, Elmas Dwi Sitinjak, Imman Yusuf |
dc.subject.por.fl_str_mv |
Credit agreement PPAT Mortgage rights Bank. Contrato de crédito PPAT Derechos de hipoteca Banco. Contrato de crédito PPAT Direitos hipotecários Banco. |
topic |
Credit agreement PPAT Mortgage rights Bank. Contrato de crédito PPAT Derechos de hipoteca Banco. Contrato de crédito PPAT Direitos hipotecários Banco. |
description |
This paper is aimed at further researching two problems which question the role of PPAT (Pejabat Pembuat Akta Tanah) to implement credit binding in the bank. PPAT is an official certifier of title deeds which is made and used as evidence that certain legal actions have been carried out regarding land rights or ownership rights in Indonesia. This paper will also discuss the implementation of making mortgage rights on bank loans. The method used was through analytical descriptive methods with normative juridical approach. Data were collected through literature research that were analyzed qualitatively through juridical interpretation based on relations between legal principles approach based on the legal material by examining the theories, concepts, principles of law and legislation. It is found that the authority of the PPAT on granting land mortgage rights on bank loans is where the PPAT handles the implementation of credit agreements in the Bank until the granting of mortgage rights can be placed on the said land. The implementation of making mortgage rights on bank loans was followed by a promise to provide mortgage rights. The granting of Mortgage Rights is also preceded by an assurance to arrange for Mortgage Rights as a guarantee of paying off certain debts, which are set forth in the debt agreement concerned or other agreements that cause the debt. |
publishDate |
2020 |
dc.date.none.fl_str_mv |
2020-08-06 |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
https://rsdjournal.org/index.php/rsd/article/view/6936 10.33448/rsd-v9i8.6936 |
url |
https://rsdjournal.org/index.php/rsd/article/view/6936 |
identifier_str_mv |
10.33448/rsd-v9i8.6936 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.relation.none.fl_str_mv |
https://rsdjournal.org/index.php/rsd/article/view/6936/6098 |
dc.rights.driver.fl_str_mv |
Copyright (c) 2020 Elmas Dwi Ainsyiyah, Imman Yusuf Sitinjak http://creativecommons.org/licenses/by/4.0 info:eu-repo/semantics/openAccess |
rights_invalid_str_mv |
Copyright (c) 2020 Elmas Dwi Ainsyiyah, Imman Yusuf Sitinjak http://creativecommons.org/licenses/by/4.0 |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
Research, Society and Development |
publisher.none.fl_str_mv |
Research, Society and Development |
dc.source.none.fl_str_mv |
Research, Society and Development; Vol. 9 No. 8; e986986936 Research, Society and Development; Vol. 9 Núm. 8; e986986936 Research, Society and Development; v. 9 n. 8; e986986936 2525-3409 reponame:Research, Society and Development instname:Universidade Federal de Itajubá (UNIFEI) instacron:UNIFEI |
instname_str |
Universidade Federal de Itajubá (UNIFEI) |
instacron_str |
UNIFEI |
institution |
UNIFEI |
reponame_str |
Research, Society and Development |
collection |
Research, Society and Development |
repository.name.fl_str_mv |
Research, Society and Development - Universidade Federal de Itajubá (UNIFEI) |
repository.mail.fl_str_mv |
rsd.articles@gmail.com |
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1797052823861460992 |