Microfinance in peru and the challenges of banking

Detalhes bibliográficos
Autor(a) principal: Toledo Concha, Emerson Jesus
Data de Publicação: 2018
Tipo de documento: Artigo
Idioma: por
Título da fonte: REMIPE
Texto Completo: https://remipe.fatecosasco.edu.br/index.php/remipe/article/view/111
Resumo: The objective of this paper is to indicate what are the new challenges that financial entities that finance micro and small enterprises in Peru must face, considering the new trends and challenges facing this sector. We have reviewed the bibliography of different authors and what has been published by state entities that make it possible for this objective to be fulfilled and thus continue to promote the growth of microfinance, where one of the most important recommendations is that microfinance institutions should have advantages over the knowledge of the needs of the clients, to be focused in specific segments, recognizing the niches of the markets that they will attend and to propose solutions designed to the measure avoiding the over-indebtedness.
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spelling Microfinance in peru and the challenges of bankingMicrofinanzas en el Perú y los desafíos de la bancarización.Microfinanças no peru e os desafios da bancarizaçãoMicroempresas, Microfinanzas, créditos, riesgos, emprendedorMicroenterprisesMicrofinanceloanscliffsentrepreneurThe objective of this paper is to indicate what are the new challenges that financial entities that finance micro and small enterprises in Peru must face, considering the new trends and challenges facing this sector. We have reviewed the bibliography of different authors and what has been published by state entities that make it possible for this objective to be fulfilled and thus continue to promote the growth of microfinance, where one of the most important recommendations is that microfinance institutions should have advantages over the knowledge of the needs of the clients, to be focused in specific segments, recognizing the niches of the markets that they will attend and to propose solutions designed to the measure avoiding the over-indebtedness.El objetivo del presente trabajo es indicar cuales son los nuevos retos que deben afrontar las entidades financieras  que financian a la micro y pequeña empresa en el Perú, considerando las nuevas tendencias y desafíos que afronta este sector. Se ha revisado la bibliografía de distintos autores  y lo publicado por entidades del estado que hacen posible que este objetivo pueda cumplirse y así seguir promoviendo el crecimiento de las microfinanzas, donde una de las recomendaciones más importantes es que las instituciones micro financieras deben tener ventajas sobre el conocimiento de las necesidades de los clientes, estar enfocados en segmentos específicos, reconociendo los nichos de mercados que van a atender y plantear soluciones diseñadas a la medida evitando el sobreendeudamiento.O objetivo deste trabalho é indicar quais são os novos desafios que as entidades financeiras que concedem empréstimos para as micro e pequenas empresas no Peru devem enfrentar. A pesquisa considera as novas tendências e desafios enfrentados pelo setor. Foi realizada pesquisa bibliográfica, para verificar o que foi publicado sobre entidades estatais, considerando os objetivos da pesquisa e a necessidade de promover o crescimento do microcrédito. Observa-se que uma das recomendações mais importantes é que as instituições de microfinanças tenham vantagens sobre o conhecimento das necessidades dos clientes, para concentrar em segmentos específicos, reconhecer os nichos dos mercados que irão atender e propor soluções, evitando o superendividamento.FATEC Osasco2018-06-30info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://remipe.fatecosasco.edu.br/index.php/remipe/article/view/11110.21574/remipe.v4i1.111REMIPE - Revista de Micro e Pequenas Empresas e Empreendedorismo da Fatec Osasco; v. 4 n. 1 (2018): REMIPE - Revista de Micro e Pequenas Empresas e Empreendedorismo da FATEC Osasco; 48-622446-862210.21574/remipe.v4i1reponame:REMIPEinstname:Faculdade de Tecnologia de Osasco (FATEC)instacron:FATECporhttps://remipe.fatecosasco.edu.br/index.php/remipe/article/view/111/52Toledo Concha, Emerson Jesusinfo:eu-repo/semantics/openAccess2021-06-07T16:33:02Zoai:remipe.fatecosasco.edu.br:article/111Revistahttp://remipe.fatecosasco.edu.br/index.php/remipe/PRIhttp://remipe.fatecosasco.edu.br/index.php/remipe/oaifernando@fernandoasantos.com.br10.215742446-86222446-8622opendoar:2024-04-22T12:03:04.974635REMIPE - Faculdade de Tecnologia de Osasco (FATEC)false
dc.title.none.fl_str_mv Microfinance in peru and the challenges of banking
Microfinanzas en el Perú y los desafíos de la bancarización.
Microfinanças no peru e os desafios da bancarização
title Microfinance in peru and the challenges of banking
spellingShingle Microfinance in peru and the challenges of banking
Toledo Concha, Emerson Jesus
Microempresas, Microfinanzas, créditos, riesgos, emprendedor
Microenterprises
Microfinance
loans
cliffs
entrepreneur
title_short Microfinance in peru and the challenges of banking
title_full Microfinance in peru and the challenges of banking
title_fullStr Microfinance in peru and the challenges of banking
title_full_unstemmed Microfinance in peru and the challenges of banking
title_sort Microfinance in peru and the challenges of banking
author Toledo Concha, Emerson Jesus
author_facet Toledo Concha, Emerson Jesus
author_role author
dc.contributor.author.fl_str_mv Toledo Concha, Emerson Jesus
dc.subject.por.fl_str_mv Microempresas, Microfinanzas, créditos, riesgos, emprendedor
Microenterprises
Microfinance
loans
cliffs
entrepreneur
topic Microempresas, Microfinanzas, créditos, riesgos, emprendedor
Microenterprises
Microfinance
loans
cliffs
entrepreneur
description The objective of this paper is to indicate what are the new challenges that financial entities that finance micro and small enterprises in Peru must face, considering the new trends and challenges facing this sector. We have reviewed the bibliography of different authors and what has been published by state entities that make it possible for this objective to be fulfilled and thus continue to promote the growth of microfinance, where one of the most important recommendations is that microfinance institutions should have advantages over the knowledge of the needs of the clients, to be focused in specific segments, recognizing the niches of the markets that they will attend and to propose solutions designed to the measure avoiding the over-indebtedness.
publishDate 2018
dc.date.none.fl_str_mv 2018-06-30
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://remipe.fatecosasco.edu.br/index.php/remipe/article/view/111
10.21574/remipe.v4i1.111
url https://remipe.fatecosasco.edu.br/index.php/remipe/article/view/111
identifier_str_mv 10.21574/remipe.v4i1.111
dc.language.iso.fl_str_mv por
language por
dc.relation.none.fl_str_mv https://remipe.fatecosasco.edu.br/index.php/remipe/article/view/111/52
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv FATEC Osasco
publisher.none.fl_str_mv FATEC Osasco
dc.source.none.fl_str_mv REMIPE - Revista de Micro e Pequenas Empresas e Empreendedorismo da Fatec Osasco; v. 4 n. 1 (2018): REMIPE - Revista de Micro e Pequenas Empresas e Empreendedorismo da FATEC Osasco; 48-62
2446-8622
10.21574/remipe.v4i1
reponame:REMIPE
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instname_str Faculdade de Tecnologia de Osasco (FATEC)
instacron_str FATEC
institution FATEC
reponame_str REMIPE
collection REMIPE
repository.name.fl_str_mv REMIPE - Faculdade de Tecnologia de Osasco (FATEC)
repository.mail.fl_str_mv fernando@fernandoasantos.com.br
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