Sobre o sistema de amortização linear crescente

Detalhes bibliográficos
Autor(a) principal: Faro, Clovis de
Data de Publicação: 2013
Tipo de documento: Artigo
Idioma: por
Título da fonte: Repositório Institucional do FGV (FGV Repositório Digital)
Texto Completo: http://hdl.handle.net/10438/11179
Resumo: Aiming to reach a compromise solution to the issues of default risk and the payment capacity of takers of housing loans, Jorge Oscar de Mello Flôres submited to the Banco Nacional de Habitação, which was then in charge of the Brazilian System of Housing Financing, what he named as the Linearly Increasing System of Amortization. (LISA). Following a critical analysis of the LISA, it is proposed the alternative named as the Generalyzed System of Mixed Amortization (GSMA).
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spelling Faro, Clovis deEscolas::EPGEFGV2013-09-26T18:11:21Z2013-09-26T18:11:21Z2013-09-260104-8910http://hdl.handle.net/10438/11179Aiming to reach a compromise solution to the issues of default risk and the payment capacity of takers of housing loans, Jorge Oscar de Mello Flôres submited to the Banco Nacional de Habitação, which was then in charge of the Brazilian System of Housing Financing, what he named as the Linearly Increasing System of Amortization. (LISA). Following a critical analysis of the LISA, it is proposed the alternative named as the Generalyzed System of Mixed Amortization (GSMA).Colimando compatibilizar a questão de risco de inadimplência com a capacidade de pagamento do mutuário, Jorge Oscar de Mello Flôres propôs ao então gestor do Sistema Financeiro de Habitação, o Banco Nacional de Habitação, o que denominou de Sistema de Amortização Linear Crescente (SALC). Com fulcro em uma análise crítica do SALC, é proposta a alternativa que se denominou de Sistema Generalizado de Amortização Mista (SGAM).porFundação Getulio Vargas. Escola de Pós-graduação em EconomiaEnsaios Econômicos;745CréditoAmortizaçãoHabitaçãoFinanciamentoEconomiaEconomiaAmortizaçãoSobre o sistema de amortização linear crescenteinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articlereponame:Repositório Institucional do FGV (FGV Repositório Digital)instname:Fundação Getulio Vargas (FGV)instacron:FGVinfo:eu-repo/semantics/openAccessLICENSElicense.txtlicense.txttext/plain; charset=utf-84707https://repositorio.fgv.br/bitstreams/456a41cf-56b6-45d5-b71e-625a131248f2/downloaddfb340242cced38a6cca06c627998fa1MD52ORIGINALSobre-o-sistema-de-amortiza-o-linear-crescente.pdfSobre-o-sistema-de-amortiza-o-linear-crescente.pdfMain Paperapplication/pdf745659https://repositorio.fgv.br/bitstreams/fdf32188-6415-42d3-aedf-abca48f2fd17/download868c9cb10042a2f1859ae53c1a8646c2MD53TEXTSobre-o-sistema-de-amortiza-o-linear-crescente.pdf.txtSobre-o-sistema-de-amortiza-o-linear-crescente.pdf.txtExtracted 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dc.title.por.fl_str_mv Sobre o sistema de amortização linear crescente
title Sobre o sistema de amortização linear crescente
spellingShingle Sobre o sistema de amortização linear crescente
Faro, Clovis de
Crédito
Amortização
Habitação
Financiamento
Economia
Economia
Amortização
title_short Sobre o sistema de amortização linear crescente
title_full Sobre o sistema de amortização linear crescente
title_fullStr Sobre o sistema de amortização linear crescente
title_full_unstemmed Sobre o sistema de amortização linear crescente
title_sort Sobre o sistema de amortização linear crescente
author Faro, Clovis de
author_facet Faro, Clovis de
author_role author
dc.contributor.unidadefgv.por.fl_str_mv Escolas::EPGE
dc.contributor.affiliation.none.fl_str_mv FGV
dc.contributor.author.fl_str_mv Faro, Clovis de
dc.subject.por.fl_str_mv Crédito
Amortização
Habitação
Financiamento
topic Crédito
Amortização
Habitação
Financiamento
Economia
Economia
Amortização
dc.subject.area.por.fl_str_mv Economia
dc.subject.bibliodata.por.fl_str_mv Economia
Amortização
description Aiming to reach a compromise solution to the issues of default risk and the payment capacity of takers of housing loans, Jorge Oscar de Mello Flôres submited to the Banco Nacional de Habitação, which was then in charge of the Brazilian System of Housing Financing, what he named as the Linearly Increasing System of Amortization. (LISA). Following a critical analysis of the LISA, it is proposed the alternative named as the Generalyzed System of Mixed Amortization (GSMA).
publishDate 2013
dc.date.accessioned.fl_str_mv 2013-09-26T18:11:21Z
dc.date.available.fl_str_mv 2013-09-26T18:11:21Z
dc.date.issued.fl_str_mv 2013-09-26
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
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dc.identifier.uri.fl_str_mv http://hdl.handle.net/10438/11179
dc.identifier.issn.none.fl_str_mv 0104-8910
identifier_str_mv 0104-8910
url http://hdl.handle.net/10438/11179
dc.language.iso.fl_str_mv por
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dc.relation.ispartofseries.por.fl_str_mv Ensaios Econômicos;745
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
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dc.publisher.none.fl_str_mv Fundação Getulio Vargas. Escola de Pós-graduação em Economia
publisher.none.fl_str_mv Fundação Getulio Vargas. Escola de Pós-graduação em Economia
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