Experimentando microcrédito: uma análise do impacto do crediAMIGO sobre acesso a crédito

• Autor(a) principal: Neri, Marcelo Côrtes
• Data de Publicação: 2005
• Outros Autores: Medrado, André Luiz
• Tipo de documento: Artigo
• Idioma: por
• Título da fonte: Repositório Institucional do FGV (FGV Repositório Digital)
• Texto Completo: http://hdl.handle.net/10438/952
• topic: Microcredit entrepreneurship; Small business; Logistic regressions; Diferences in diferences; Microcrédito; Microempreendedor; Micronegócio; CrediAMIGO; Ecinf; Regressão logística; Diferenças em diferenças; Economia; Economia; Microfinanças; Pequenas e médias empresas - Financiamento - Brasil, Nordeste

The present thesis has the objective of deal with the theme of microcredits and analyze his most successful experience in Brazil, the Banco do Nordeste’s CrediAMIGO. There is a description of the program and one quantitative analysis of his performance, which will be made using a data base composed by the Ecinf survey inplemented in 1997 and of 2003, using the method of differences in differences applied with logistic regressions . Our substantive conclusion is that there is an high scale microcredit experience in Brazil based on social collateral that generated a relative access to credit in the poorest region of the country at superior rates from the rest of the country.