Lo público y lo privado: las aseguradoras y la atención médica en Mexico

Detalhes bibliográficos
Autor(a) principal: Tamez, Silvia
Data de Publicação: 1995
Outros Autores: Bodek, Claudia, Eibenschutz, Catalina
Tipo de documento: Artigo
Idioma: spa
Título da fonte: Cadernos de Saúde Pública
Texto Completo: https://cadernos.ensp.fiocruz.br/ojs/index.php/csp/article/view/660
Resumo: During the late 70's and early 80's in Mexico, as in the rest of Latin-America, sanitary policies were directed to support the growth of the private sector of health care at the expense of the public sector. This work analyzes the evolution of the health insurance market as a part of the privatization process of health care. The analysis based on economic data, provides the political profile behind the privatization process as well as the changes in the relations between the State and the health sector. The central hypothesis is that the State promotes and supports the growth of the private market of medical care via a series of legal, fiscal and market procedures. It also discusses the State roll in the legal changes related to the national insurance activity. A comparative analysis is made about the evolution of the insurance industry in Argentina, Brazil, Chile and Mexico during the period 1986-1992, with a particular enfasis in the last country. One of the principal results is that the Premium/GNP and Premium/per capita, display a general growth in the 4 countries. This growth is faster for Mexico for each one) because the privatization process ocurred only during the most recent years. For the 1984-1991 period in Mexico the direct premium as percentage of the GNP raised from 0.86% to 1.32%. If one focussed only in the insurance for health and accidents branches the rice goes form 8.84% in 1984 to 19.08% in 1991. This indicates that the insurance industry is one of the main targets of the privatization process of the health care system in Mexico. This is also shown by the State support to fast expansion of the big medical industrial complex of the country. Considering this situation in the continuity of the neoliberal model of Mexico, this will profound the inequity and inequality.
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spelling Lo público y lo privado: las aseguradoras y la atención médica en MexicoPúblicoPrivadoPrivatizaciónAtención MédicaSeguros MédicosDuring the late 70's and early 80's in Mexico, as in the rest of Latin-America, sanitary policies were directed to support the growth of the private sector of health care at the expense of the public sector. This work analyzes the evolution of the health insurance market as a part of the privatization process of health care. The analysis based on economic data, provides the political profile behind the privatization process as well as the changes in the relations between the State and the health sector. The central hypothesis is that the State promotes and supports the growth of the private market of medical care via a series of legal, fiscal and market procedures. It also discusses the State roll in the legal changes related to the national insurance activity. A comparative analysis is made about the evolution of the insurance industry in Argentina, Brazil, Chile and Mexico during the period 1986-1992, with a particular enfasis in the last country. One of the principal results is that the Premium/GNP and Premium/per capita, display a general growth in the 4 countries. This growth is faster for Mexico for each one) because the privatization process ocurred only during the most recent years. For the 1984-1991 period in Mexico the direct premium as percentage of the GNP raised from 0.86% to 1.32%. If one focussed only in the insurance for health and accidents branches the rice goes form 8.84% in 1984 to 19.08% in 1991. This indicates that the insurance industry is one of the main targets of the privatization process of the health care system in Mexico. This is also shown by the State support to fast expansion of the big medical industrial complex of the country. Considering this situation in the continuity of the neoliberal model of Mexico, this will profound the inequity and inequality.Desde finales de la década de los setenta y a principios de la de los ochenta, tanto en nuestro país cuanto en la mayoría de países de América Latina, ocurrieron profundos cambios en la política sanitaria, cuya dirección apuntó fundamentalmente a un crecimiento del sector privado de la atención médica, acompañado de deterioro del sector público. Este trabajo pretende analizar, como parte del proceso privatizador de la atención médica, la evolución de los seguros médicos privados. Interesa fundamentalmente realizar un análisis de la política sectorial de salud basada en datos económicos, pero subrayando el perfil político y de modificación de las relaciones del sector con el Estado, partiendo de la hipótesis de que éste último ha asumido la función de apoyo a la expansión del mercado privado de la atención médica, enfocando el análisis a la industria de seguros médicos privados y facilitando el deterioro del sector público a través de la reducción del gasto público. Para ello se analiza el papel del Estado en las transformaciones del sector en México a partir de los principales cambios en la normatividad de la actividad aseguradora nacional. Sobre esta base se hace el análisis comparativo de la evolución de la industria aseguradora en Argentina, Brasil, Chile y México durante el período 1986-1992 profundizando el caso de México. Dentro de los principales resultados destaca que, al comparar los países mencionados, los índices Primas/PIB y Primas/per cápita en términos generales se observa crecimiento. Este crecimiento es más ascelerado en México, lo que sin duda se relaciona con lo incipiente de su proceso de privatización. Además, en México se observó que, para el período 1984-1991, las primas directas como porcentaje del PIB pasaron de 0.86% a 1.32%. En la misma línea de análisis llama la atención que el seguro de accidentes y enfermedades creció del 0.02% del PIB en 1984 a 0.11% en 1991. En cuanto a los ramos de seguros encontramos que el rubro enfermedades y accidentes pasó de representar el 8.84% en 1984 a 19.08% en 1991. Esta situación expresa que el proceso de privatización de la atención médica en México tiene como uno de sus principales componentes la industria aseguradora, lo que se manifiesta a través del apoyo que el Estado ha brindado a la expansión de los grandes complejos médico industriales del país. Esto, ubicado en un contexto de continuidad del. modelo neoliberal, conducirá a una profundización de la inequidad y la desigualdad social en México.Reports in Public HealthCadernos de Saúde Pública1995-12-01info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersiontext/htmlapplication/pdfhttps://cadernos.ensp.fiocruz.br/ojs/index.php/csp/article/view/660Reports in Public Health; Vol. 11 No. 4 (1995): October/DecemberCadernos de Saúde Pública; v. 11 n. 4 (1995): Outubro/Dezembro1678-44640102-311Xreponame:Cadernos de Saúde Públicainstname:Fundação Oswaldo Cruz (FIOCRUZ)instacron:FIOCRUZspahttps://cadernos.ensp.fiocruz.br/ojs/index.php/csp/article/view/660/1339https://cadernos.ensp.fiocruz.br/ojs/index.php/csp/article/view/660/1340Tamez, SilviaBodek, ClaudiaEibenschutz, Catalinainfo:eu-repo/semantics/openAccess2024-03-06T15:25:59Zoai:ojs.teste-cadernos.ensp.fiocruz.br:article/660Revistahttps://cadernos.ensp.fiocruz.br/ojs/index.php/csphttps://cadernos.ensp.fiocruz.br/ojs/index.php/csp/oaicadernos@ensp.fiocruz.br||cadernos@ensp.fiocruz.br1678-44640102-311Xopendoar:2024-03-06T13:00:50.665375Cadernos de Saúde Pública - Fundação Oswaldo Cruz (FIOCRUZ)true
dc.title.none.fl_str_mv Lo público y lo privado: las aseguradoras y la atención médica en Mexico
title Lo público y lo privado: las aseguradoras y la atención médica en Mexico
spellingShingle Lo público y lo privado: las aseguradoras y la atención médica en Mexico
Tamez, Silvia
Público
Privado
Privatización
Atención Médica
Seguros Médicos
title_short Lo público y lo privado: las aseguradoras y la atención médica en Mexico
title_full Lo público y lo privado: las aseguradoras y la atención médica en Mexico
title_fullStr Lo público y lo privado: las aseguradoras y la atención médica en Mexico
title_full_unstemmed Lo público y lo privado: las aseguradoras y la atención médica en Mexico
title_sort Lo público y lo privado: las aseguradoras y la atención médica en Mexico
author Tamez, Silvia
author_facet Tamez, Silvia
Bodek, Claudia
Eibenschutz, Catalina
author_role author
author2 Bodek, Claudia
Eibenschutz, Catalina
author2_role author
author
dc.contributor.author.fl_str_mv Tamez, Silvia
Bodek, Claudia
Eibenschutz, Catalina
dc.subject.por.fl_str_mv Público
Privado
Privatización
Atención Médica
Seguros Médicos
topic Público
Privado
Privatización
Atención Médica
Seguros Médicos
description During the late 70's and early 80's in Mexico, as in the rest of Latin-America, sanitary policies were directed to support the growth of the private sector of health care at the expense of the public sector. This work analyzes the evolution of the health insurance market as a part of the privatization process of health care. The analysis based on economic data, provides the political profile behind the privatization process as well as the changes in the relations between the State and the health sector. The central hypothesis is that the State promotes and supports the growth of the private market of medical care via a series of legal, fiscal and market procedures. It also discusses the State roll in the legal changes related to the national insurance activity. A comparative analysis is made about the evolution of the insurance industry in Argentina, Brazil, Chile and Mexico during the period 1986-1992, with a particular enfasis in the last country. One of the principal results is that the Premium/GNP and Premium/per capita, display a general growth in the 4 countries. This growth is faster for Mexico for each one) because the privatization process ocurred only during the most recent years. For the 1984-1991 period in Mexico the direct premium as percentage of the GNP raised from 0.86% to 1.32%. If one focussed only in the insurance for health and accidents branches the rice goes form 8.84% in 1984 to 19.08% in 1991. This indicates that the insurance industry is one of the main targets of the privatization process of the health care system in Mexico. This is also shown by the State support to fast expansion of the big medical industrial complex of the country. Considering this situation in the continuity of the neoliberal model of Mexico, this will profound the inequity and inequality.
publishDate 1995
dc.date.none.fl_str_mv 1995-12-01
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dc.language.iso.fl_str_mv spa
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dc.publisher.none.fl_str_mv Reports in Public Health
Cadernos de Saúde Pública
publisher.none.fl_str_mv Reports in Public Health
Cadernos de Saúde Pública
dc.source.none.fl_str_mv Reports in Public Health; Vol. 11 No. 4 (1995): October/December
Cadernos de Saúde Pública; v. 11 n. 4 (1995): Outubro/Dezembro
1678-4464
0102-311X
reponame:Cadernos de Saúde Pública
instname:Fundação Oswaldo Cruz (FIOCRUZ)
instacron:FIOCRUZ
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reponame_str Cadernos de Saúde Pública
collection Cadernos de Saúde Pública
repository.name.fl_str_mv Cadernos de Saúde Pública - Fundação Oswaldo Cruz (FIOCRUZ)
repository.mail.fl_str_mv cadernos@ensp.fiocruz.br||cadernos@ensp.fiocruz.br
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