EVALUATION OF BANK EFFICIENCY IN BRAZIL: A DEA APPROACH
Autor(a) principal: | |
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Data de Publicação: | 2016 |
Outros Autores: | , |
Tipo de documento: | Artigo |
Idioma: | eng |
Título da fonte: | RAM. Revista de Administração Mackenzie |
Texto Completo: | http://old.scielo.br/scielo.php?script=sci_arttext&pid=S1678-69712016000400062 |
Resumo: | ABSTRACT Purpose: The research aims to evaluate the efficiency of banks that operated in the Brazilian market in 2013. To achieve this goal, efficient banks were identified according to the production approach. To detect and explain efficiency standards, additional analyses were carried out related to: 1. capital origin, 2. size, 3. business segment, and 4. risk rating. Originality/gap/relevance/implications: The Brazilian literature on bank efficiency features several studies linking the efficiency of banks to capital origin and size. However, the relationship between efficiency and business segment has been poorly explored and the relationship between efficiency and risk rating is scarce. In this sense, this research contributes to the literature by exploring the relationship between efficiency and business segment, as well as the relationship between efficiency and risk rating. Key methodological aspects: The research uses a quantitative approach and employs the Data Envelopment Analysis (DEA) technique to calculate efficiency scores. The data were obtained from the Central Bank of Brazil (Bacen). Summary of key results: Federal public banks and large banks are, on average, more efficient. Banks operating in foreign exchange and retail, as well as banks with high credit ratings, also achieved high levels of efficiency. Key considerations/conclusions: Efficient banks proved to be more profitable, lent less money in proportion to their total assets, and received fewer complaints filed with the Central Bank of Brazil in 2013. |
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EVALUATION OF BANK EFFICIENCY IN BRAZIL: A DEA APPROACHBank efficiencyBanksBrazilian banksProduction approachDEAABSTRACT Purpose: The research aims to evaluate the efficiency of banks that operated in the Brazilian market in 2013. To achieve this goal, efficient banks were identified according to the production approach. To detect and explain efficiency standards, additional analyses were carried out related to: 1. capital origin, 2. size, 3. business segment, and 4. risk rating. Originality/gap/relevance/implications: The Brazilian literature on bank efficiency features several studies linking the efficiency of banks to capital origin and size. However, the relationship between efficiency and business segment has been poorly explored and the relationship between efficiency and risk rating is scarce. In this sense, this research contributes to the literature by exploring the relationship between efficiency and business segment, as well as the relationship between efficiency and risk rating. Key methodological aspects: The research uses a quantitative approach and employs the Data Envelopment Analysis (DEA) technique to calculate efficiency scores. The data were obtained from the Central Bank of Brazil (Bacen). Summary of key results: Federal public banks and large banks are, on average, more efficient. Banks operating in foreign exchange and retail, as well as banks with high credit ratings, also achieved high levels of efficiency. Key considerations/conclusions: Efficient banks proved to be more profitable, lent less money in proportion to their total assets, and received fewer complaints filed with the Central Bank of Brazil in 2013.Editora MackenzieUniversidade Presbiteriana Mackenzie2016-08-01info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersiontext/htmlhttp://old.scielo.br/scielo.php?script=sci_arttext&pid=S1678-69712016000400062RAM. Revista de Administração Mackenzie v.17 n.4 2016reponame:RAM. Revista de Administração Mackenzieinstname:Universidade Presbiteriana Mackenzie (UPM)instacron:MACKENZIE10.1590/1678-69712016/administracao.v17n4p61-83info:eu-repo/semantics/openAccessCAVA,PATRICIA BENITESSALGADO JUNIOR,ALEXANDRE PEREIRABRANCO,ADRIEL MARTINS DE FREITASeng2016-09-26T00:00:00Zoai:scielo:S1678-69712016000400062Revistahttps://www.scielo.br/j/ram/https://old.scielo.br/oai/scielo-oai.phprevista.adm@mackenzie.br1678-69711518-6776opendoar:2016-09-26T00:00RAM. Revista de Administração Mackenzie - Universidade Presbiteriana Mackenzie (UPM)false |
dc.title.none.fl_str_mv |
EVALUATION OF BANK EFFICIENCY IN BRAZIL: A DEA APPROACH |
title |
EVALUATION OF BANK EFFICIENCY IN BRAZIL: A DEA APPROACH |
spellingShingle |
EVALUATION OF BANK EFFICIENCY IN BRAZIL: A DEA APPROACH CAVA,PATRICIA BENITES Bank efficiency Banks Brazilian banks Production approach DEA |
title_short |
EVALUATION OF BANK EFFICIENCY IN BRAZIL: A DEA APPROACH |
title_full |
EVALUATION OF BANK EFFICIENCY IN BRAZIL: A DEA APPROACH |
title_fullStr |
EVALUATION OF BANK EFFICIENCY IN BRAZIL: A DEA APPROACH |
title_full_unstemmed |
EVALUATION OF BANK EFFICIENCY IN BRAZIL: A DEA APPROACH |
title_sort |
EVALUATION OF BANK EFFICIENCY IN BRAZIL: A DEA APPROACH |
author |
CAVA,PATRICIA BENITES |
author_facet |
CAVA,PATRICIA BENITES SALGADO JUNIOR,ALEXANDRE PEREIRA BRANCO,ADRIEL MARTINS DE FREITAS |
author_role |
author |
author2 |
SALGADO JUNIOR,ALEXANDRE PEREIRA BRANCO,ADRIEL MARTINS DE FREITAS |
author2_role |
author author |
dc.contributor.author.fl_str_mv |
CAVA,PATRICIA BENITES SALGADO JUNIOR,ALEXANDRE PEREIRA BRANCO,ADRIEL MARTINS DE FREITAS |
dc.subject.por.fl_str_mv |
Bank efficiency Banks Brazilian banks Production approach DEA |
topic |
Bank efficiency Banks Brazilian banks Production approach DEA |
description |
ABSTRACT Purpose: The research aims to evaluate the efficiency of banks that operated in the Brazilian market in 2013. To achieve this goal, efficient banks were identified according to the production approach. To detect and explain efficiency standards, additional analyses were carried out related to: 1. capital origin, 2. size, 3. business segment, and 4. risk rating. Originality/gap/relevance/implications: The Brazilian literature on bank efficiency features several studies linking the efficiency of banks to capital origin and size. However, the relationship between efficiency and business segment has been poorly explored and the relationship between efficiency and risk rating is scarce. In this sense, this research contributes to the literature by exploring the relationship between efficiency and business segment, as well as the relationship between efficiency and risk rating. Key methodological aspects: The research uses a quantitative approach and employs the Data Envelopment Analysis (DEA) technique to calculate efficiency scores. The data were obtained from the Central Bank of Brazil (Bacen). Summary of key results: Federal public banks and large banks are, on average, more efficient. Banks operating in foreign exchange and retail, as well as banks with high credit ratings, also achieved high levels of efficiency. Key considerations/conclusions: Efficient banks proved to be more profitable, lent less money in proportion to their total assets, and received fewer complaints filed with the Central Bank of Brazil in 2013. |
publishDate |
2016 |
dc.date.none.fl_str_mv |
2016-08-01 |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://old.scielo.br/scielo.php?script=sci_arttext&pid=S1678-69712016000400062 |
url |
http://old.scielo.br/scielo.php?script=sci_arttext&pid=S1678-69712016000400062 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.relation.none.fl_str_mv |
10.1590/1678-69712016/administracao.v17n4p61-83 |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
text/html |
dc.publisher.none.fl_str_mv |
Editora Mackenzie Universidade Presbiteriana Mackenzie |
publisher.none.fl_str_mv |
Editora Mackenzie Universidade Presbiteriana Mackenzie |
dc.source.none.fl_str_mv |
RAM. Revista de Administração Mackenzie v.17 n.4 2016 reponame:RAM. Revista de Administração Mackenzie instname:Universidade Presbiteriana Mackenzie (UPM) instacron:MACKENZIE |
instname_str |
Universidade Presbiteriana Mackenzie (UPM) |
instacron_str |
MACKENZIE |
institution |
MACKENZIE |
reponame_str |
RAM. Revista de Administração Mackenzie |
collection |
RAM. Revista de Administração Mackenzie |
repository.name.fl_str_mv |
RAM. Revista de Administração Mackenzie - Universidade Presbiteriana Mackenzie (UPM) |
repository.mail.fl_str_mv |
revista.adm@mackenzie.br |
_version_ |
1752128649715253248 |