PLANEJAMENTO PARA RENDA PASSIVA PÓS-EMPREGO POR MEIO DE GESTÃO INDEPENDENTE DE INVESTIMENTOS

• Autor(a) principal: Ramos, Manoel Cândido de Lima
• Data de Publicação: 2021
• Outros Autores: Resende, Wanderson Wadjô Mendonça de, Silva, Alexandre Magno da, Pimenta, Daniel José, Oliveira, Sidney Lino
• Tipo de documento: Artigo
• Idioma: por
• Título da fonte: Percurso Acadêmico
• Texto Completo: https://periodicos.pucminas.br/index.php/percursoacademico/article/view/27139
• topic: Renda Passiva, Planejamento financeiro, Pós-Emprego.; Educação Financeira

The present case for teaching aims to provide a reflection on the importance of long-term financial planning, aiming at obtaining a future passive post-employment income sustained by return on investment from its own management, focusing on young people who are starting professional life and allowing a debate about personal finances. The profile of the individual illustrated in this case is that of a student who is 25 years old, still lives with his parents, is entering the job market, has little knowledge of financial education, has never organized himself financially, nor has he carried out expenditure control, however, is interested in matters related to savings and investments. Thus, the proposal is that the readers put themselves in the role of this student, and make an analysis of the proposals presented for the allocation of their financial reserves in a structured plan to obtain their passive post-employment income, as well as allowing a debate on the importance about knowledge about personal finance to establish a good balance and financial health throughout life. The case was designed for use in courses with disciplines that address the subjects of financial control, personal finances or budgets, with the objective of improving learning.