O padrão de consumo das famílias brasileiras: década de 1990 até 2020

• Autor(a) principal: Borelli, Marina Giannini
• Data de Publicação: 2022
• Tipo de documento: Trabalho de conclusão de curso
• Idioma: por
• Título da fonte: Biblioteca Digital de Teses e Dissertações da PUC_SP
• Texto Completo: https://repositorio.pucsp.br/jspui/handle/handle/27776
• topic: CNPQ::CIENCIAS SOCIAIS APLICADAS::ECONOMIA; Padrão de consumo; Famílias brasileiras; Consumo; Renda; Endividamento; Desemprego; Inflação; Crédito; POF; Consumption pattern; Brazilian families; Consumption; Income; Indebtedness; Unemployment; Inflation; Credit

The present work aims to demonstrate how the consumption pattern of brazilian families behaved over the decades and the mechanisms that made consumption possible, through the economic scenario, credit and monetary policies, among other variables. A survey of several indicators was carried out and, as the main method, the last four editions of the IBGE Family Budget Survey (POF) were used, from 1995-1996, 2002-2003, 2008-2009 and 2017-2018. From the data obtained, an analysis was carried out focused on the pattern of consumption and found that the most important element for the promotion of consumption is the social policies of transfer of income, essential when inflation is high, a variable that directly impacts the consumption. As other elements we have the indebtedness of families, the flexibilization of credit, as well as the macroeconomic scenario