Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries
Autor(a) principal: | |
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Data de Publicação: | 2021 |
Outros Autores: | |
Tipo de documento: | Artigo |
Idioma: | eng |
Título da fonte: | Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
Texto Completo: | http://hdl.handle.net/10400.5/21215 |
Resumo: | Microfinance is seen as an important tool for financial inclusion and the fight against poverty because it has both a social and financial focus. The main objective of this paper is to evaluate the financial and social efficiency of 18 microfinance institutions (MFIs) in the year 2016 from 8 member countries of the Southern African Development Community (SADC). The methodology chosen is the data envelopment analysis (DEA) with variable returns to scale (VRS) using an input-oriented production approach. The results indicate higher scores of financial efficiency than social efficiency. This may suggest that microfinance institutions adopt a more institutionalist approach over the welfarist approach. We also find evidence that providing financial services to women or the entire disadvantaged population is profitable. However, non-bank financial institutions (NBFIs) and non-governmental organizations (NGOs) are more efficient in this regard than credit unions or banks |
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Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countriesMicrofinanceFinancial EfficiencySocial EfficiencyDEASADCMicrofinance is seen as an important tool for financial inclusion and the fight against poverty because it has both a social and financial focus. The main objective of this paper is to evaluate the financial and social efficiency of 18 microfinance institutions (MFIs) in the year 2016 from 8 member countries of the Southern African Development Community (SADC). The methodology chosen is the data envelopment analysis (DEA) with variable returns to scale (VRS) using an input-oriented production approach. The results indicate higher scores of financial efficiency than social efficiency. This may suggest that microfinance institutions adopt a more institutionalist approach over the welfarist approach. We also find evidence that providing financial services to women or the entire disadvantaged population is profitable. However, non-bank financial institutions (NBFIs) and non-governmental organizations (NGOs) are more efficient in this regard than credit unions or banksISEG - REM - Research in Economics and MathematicsRepositório da Universidade de LisboaAgostinho, Elsa Assiaty de L. A.Gaspar, Raquel M.2021-04-08T14:12:09Z2021-042021-04-01T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articleapplication/pdfhttp://hdl.handle.net/10400.5/21215engAgostinho, Elsa Assiaty de L. A. e Raquel M. Gaspar (2021). "Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries". Instituto Superior de Economia e Gestão – REM Working paper nº 0172 – 20212184-108Xinfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2023-03-06T14:50:39Zoai:www.repository.utl.pt:10400.5/21215Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-19T17:05:50.542368Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse |
dc.title.none.fl_str_mv |
Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries |
title |
Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries |
spellingShingle |
Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries Agostinho, Elsa Assiaty de L. A. Microfinance Financial Efficiency Social Efficiency DEA SADC |
title_short |
Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries |
title_full |
Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries |
title_fullStr |
Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries |
title_full_unstemmed |
Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries |
title_sort |
Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries |
author |
Agostinho, Elsa Assiaty de L. A. |
author_facet |
Agostinho, Elsa Assiaty de L. A. Gaspar, Raquel M. |
author_role |
author |
author2 |
Gaspar, Raquel M. |
author2_role |
author |
dc.contributor.none.fl_str_mv |
Repositório da Universidade de Lisboa |
dc.contributor.author.fl_str_mv |
Agostinho, Elsa Assiaty de L. A. Gaspar, Raquel M. |
dc.subject.por.fl_str_mv |
Microfinance Financial Efficiency Social Efficiency DEA SADC |
topic |
Microfinance Financial Efficiency Social Efficiency DEA SADC |
description |
Microfinance is seen as an important tool for financial inclusion and the fight against poverty because it has both a social and financial focus. The main objective of this paper is to evaluate the financial and social efficiency of 18 microfinance institutions (MFIs) in the year 2016 from 8 member countries of the Southern African Development Community (SADC). The methodology chosen is the data envelopment analysis (DEA) with variable returns to scale (VRS) using an input-oriented production approach. The results indicate higher scores of financial efficiency than social efficiency. This may suggest that microfinance institutions adopt a more institutionalist approach over the welfarist approach. We also find evidence that providing financial services to women or the entire disadvantaged population is profitable. However, non-bank financial institutions (NBFIs) and non-governmental organizations (NGOs) are more efficient in this regard than credit unions or banks |
publishDate |
2021 |
dc.date.none.fl_str_mv |
2021-04-08T14:12:09Z 2021-04 2021-04-01T00:00:00Z |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://hdl.handle.net/10400.5/21215 |
url |
http://hdl.handle.net/10400.5/21215 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.relation.none.fl_str_mv |
Agostinho, Elsa Assiaty de L. A. e Raquel M. Gaspar (2021). "Efficiency of microfinance institutions : analysis of Southern African Development Community (SADC) member countries". Instituto Superior de Economia e Gestão – REM Working paper nº 0172 – 2021 2184-108X |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
ISEG - REM - Research in Economics and Mathematics |
publisher.none.fl_str_mv |
ISEG - REM - Research in Economics and Mathematics |
dc.source.none.fl_str_mv |
reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação instacron:RCAAP |
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Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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RCAAP |
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RCAAP |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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1799131150353956864 |