Does peer-to-peer crowdfunding boost refugee entrepreneurs?

Detalhes bibliográficos
Autor(a) principal: Emanuel-Correia, Ricardo
Data de Publicação: 2021
Outros Autores: Duarte, Fábio, Gama, Ana Paula Matias, Augusto, Mário António
Tipo de documento: Artigo
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10316/95481
https://doi.org/10.1016/j.frl.2021.102264
Resumo: To provide new insights into the determinants of fundraising success for loans requested by refugees on a prosocial peer-to-peer (P2P) platform, this study investigates more than 180,000 business loan campaigns during 2015–2018. The leading online P2P platform offers access to financing for refugee entrepreneurs in developing countries, and the benefits are especially strong for refugees with prior borrowing experience. However, the results also reveal discrimination against female refugee entrepreneurs, compared with their non-refugee counterparts, in this P2P prosocial context. This gap should be addressed by scholars and policymakers determined to reach excluded and niche groups, including women and refugees.
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spelling Does peer-to-peer crowdfunding boost refugee entrepreneurs?Online peer-to-peer lending, Refugees, Asymmetric information, Contextual signaling, Crowdfunding.To provide new insights into the determinants of fundraising success for loans requested by refugees on a prosocial peer-to-peer (P2P) platform, this study investigates more than 180,000 business loan campaigns during 2015–2018. The leading online P2P platform offers access to financing for refugee entrepreneurs in developing countries, and the benefits are especially strong for refugees with prior borrowing experience. However, the results also reveal discrimination against female refugee entrepreneurs, compared with their non-refugee counterparts, in this P2P prosocial context. This gap should be addressed by scholars and policymakers determined to reach excluded and niche groups, including women and refugees.2021-06-242023-06-24T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articlehttp://hdl.handle.net/10316/95481http://hdl.handle.net/10316/95481https://doi.org/10.1016/j.frl.2021.102264eng15446123https://www.sciencedirect.com/science/article/abs/pii/S1544612321003068?via%3DihubEmanuel-Correia, RicardoDuarte, FábioGama, Ana Paula MatiasAugusto, Mário Antónioinfo:eu-repo/semantics/embargoedAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2023-10-27T11:01:26Zoai:estudogeral.uc.pt:10316/95481Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-19T21:13:58.100709Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Does peer-to-peer crowdfunding boost refugee entrepreneurs?
title Does peer-to-peer crowdfunding boost refugee entrepreneurs?
spellingShingle Does peer-to-peer crowdfunding boost refugee entrepreneurs?
Emanuel-Correia, Ricardo
Online peer-to-peer lending, Refugees, Asymmetric information, Contextual signaling, Crowdfunding.
title_short Does peer-to-peer crowdfunding boost refugee entrepreneurs?
title_full Does peer-to-peer crowdfunding boost refugee entrepreneurs?
title_fullStr Does peer-to-peer crowdfunding boost refugee entrepreneurs?
title_full_unstemmed Does peer-to-peer crowdfunding boost refugee entrepreneurs?
title_sort Does peer-to-peer crowdfunding boost refugee entrepreneurs?
author Emanuel-Correia, Ricardo
author_facet Emanuel-Correia, Ricardo
Duarte, Fábio
Gama, Ana Paula Matias
Augusto, Mário António
author_role author
author2 Duarte, Fábio
Gama, Ana Paula Matias
Augusto, Mário António
author2_role author
author
author
dc.contributor.author.fl_str_mv Emanuel-Correia, Ricardo
Duarte, Fábio
Gama, Ana Paula Matias
Augusto, Mário António
dc.subject.por.fl_str_mv Online peer-to-peer lending, Refugees, Asymmetric information, Contextual signaling, Crowdfunding.
topic Online peer-to-peer lending, Refugees, Asymmetric information, Contextual signaling, Crowdfunding.
description To provide new insights into the determinants of fundraising success for loans requested by refugees on a prosocial peer-to-peer (P2P) platform, this study investigates more than 180,000 business loan campaigns during 2015–2018. The leading online P2P platform offers access to financing for refugee entrepreneurs in developing countries, and the benefits are especially strong for refugees with prior borrowing experience. However, the results also reveal discrimination against female refugee entrepreneurs, compared with their non-refugee counterparts, in this P2P prosocial context. This gap should be addressed by scholars and policymakers determined to reach excluded and niche groups, including women and refugees.
publishDate 2021
dc.date.none.fl_str_mv 2021-06-24
2023-06-24T00:00:00Z
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dc.identifier.uri.fl_str_mv http://hdl.handle.net/10316/95481
http://hdl.handle.net/10316/95481
https://doi.org/10.1016/j.frl.2021.102264
url http://hdl.handle.net/10316/95481
https://doi.org/10.1016/j.frl.2021.102264
dc.language.iso.fl_str_mv eng
language eng
dc.relation.none.fl_str_mv 15446123
https://www.sciencedirect.com/science/article/abs/pii/S1544612321003068?via%3Dihub
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