Impact of ADAS in Insurance Pricing

Detalhes bibliográficos
Autor(a) principal: Jordão, Pedro Manuel Rodrigues
Data de Publicação: 2023
Tipo de documento: Dissertação
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10362/149111
Resumo: Dissertation presented as the partial requirement for obtaining a Master's degree in Statistics and Information Management, specialization in Risk Analysis and Management
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spelling Impact of ADAS in Insurance PricingADASCar InsuranceGeneralized Linear ModelInsurance PremiumDecision TreeDissertation presented as the partial requirement for obtaining a Master's degree in Statistics and Information Management, specialization in Risk Analysis and ManagementAccording to EU commission statements dated of 2019, around 95% of car accidents in the EU have some type of human error involved. Autonomous cars may reduce this number significantly and improve road safety thanks to many softwares and driving aids. It is expected that the self-driving vehicles’ market grows exponentially and reaches profits of up to 620 billion euros by 2025. This is due to its environmental footprint and the reduced financial cost of electric energy. However, this increasing autonomy has raised awareness in the insurance industry. Cars’ automation is not currently a factor used in insurance pricing models. The purpose of this project is to detail the difference in claim frequency and claim amount for cars with ADAS (Advanced Driver Assistance Systems) and analyze if this should be taken into account when calculating car insurance premiums. Generalized linear models, along with Decision Trees will be used to analyze the impact of ADAS in aggregated claim amount.Guerreiro, Gracinda Rita DiogoRUNJordão, Pedro Manuel Rodrigues2023-02-13T18:05:25Z2023-01-242023-01-24T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfhttp://hdl.handle.net/10362/149111TID:203221818enginfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-03-11T05:30:51Zoai:run.unl.pt:10362/149111Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T03:53:37.100804Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Impact of ADAS in Insurance Pricing
title Impact of ADAS in Insurance Pricing
spellingShingle Impact of ADAS in Insurance Pricing
Jordão, Pedro Manuel Rodrigues
ADAS
Car Insurance
Generalized Linear Model
Insurance Premium
Decision Tree
title_short Impact of ADAS in Insurance Pricing
title_full Impact of ADAS in Insurance Pricing
title_fullStr Impact of ADAS in Insurance Pricing
title_full_unstemmed Impact of ADAS in Insurance Pricing
title_sort Impact of ADAS in Insurance Pricing
author Jordão, Pedro Manuel Rodrigues
author_facet Jordão, Pedro Manuel Rodrigues
author_role author
dc.contributor.none.fl_str_mv Guerreiro, Gracinda Rita Diogo
RUN
dc.contributor.author.fl_str_mv Jordão, Pedro Manuel Rodrigues
dc.subject.por.fl_str_mv ADAS
Car Insurance
Generalized Linear Model
Insurance Premium
Decision Tree
topic ADAS
Car Insurance
Generalized Linear Model
Insurance Premium
Decision Tree
description Dissertation presented as the partial requirement for obtaining a Master's degree in Statistics and Information Management, specialization in Risk Analysis and Management
publishDate 2023
dc.date.none.fl_str_mv 2023-02-13T18:05:25Z
2023-01-24
2023-01-24T00:00:00Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
format masterThesis
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10362/149111
TID:203221818
url http://hdl.handle.net/10362/149111
identifier_str_mv TID:203221818
dc.language.iso.fl_str_mv eng
language eng
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.source.none.fl_str_mv reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron:RCAAP
instname_str Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron_str RCAAP
institution RCAAP
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repository.name.fl_str_mv Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
repository.mail.fl_str_mv
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