Expanding the core insight of microfinance lending groups: towards a new multilevel framework

Detalhes bibliográficos
Autor(a) principal: Marconatto,Diego
Data de Publicação: 2012
Outros Autores: Cruz,Luciano, Pedrozo,Eugenio
Tipo de documento: Artigo
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://scielo.pt/scielo.php?script=sci_arttext&pid=S0873-74442012000300006
Resumo: The lending groups (LGs) have been created upon the insight that their arrangement has the capacity to reduce the information asymmetry and enforcement problems which drive poor borrowers out of traditional banks. We aim to expand on this insight, proposing that the success of LGs depends not only on their structural arrangement, but also on the positive configuration of their macro (institutional environment), meso (borrowers’ social networks) and micro contextual levels (cognitive frameworks of borrowers and microfinance institutions’ (MFI)s key workers). We present seven effects that connect all three levels in a tentative multilevel framework and provide a real example of how the model works.
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spelling Expanding the core insight of microfinance lending groups: towards a new multilevel frameworkLending GroupsMicrofinanceMultilevel FrameworkThe lending groups (LGs) have been created upon the insight that their arrangement has the capacity to reduce the information asymmetry and enforcement problems which drive poor borrowers out of traditional banks. We aim to expand on this insight, proposing that the success of LGs depends not only on their structural arrangement, but also on the positive configuration of their macro (institutional environment), meso (borrowers’ social networks) and micro contextual levels (cognitive frameworks of borrowers and microfinance institutions’ (MFI)s key workers). We present seven effects that connect all three levels in a tentative multilevel framework and provide a real example of how the model works.ISCTE-IUL Business School2012-09-01info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articletext/htmlhttp://scielo.pt/scielo.php?script=sci_arttext&pid=S0873-74442012000300006Economia Global e Gestão v.17 n.3 2012reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAPenghttp://scielo.pt/scielo.php?script=sci_arttext&pid=S0873-74442012000300006Marconatto,DiegoCruz,LucianoPedrozo,Eugenioinfo:eu-repo/semantics/openAccess2024-02-06T17:12:11Zoai:scielo:S0873-74442012000300006Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T02:23:01.646735Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Expanding the core insight of microfinance lending groups: towards a new multilevel framework
title Expanding the core insight of microfinance lending groups: towards a new multilevel framework
spellingShingle Expanding the core insight of microfinance lending groups: towards a new multilevel framework
Marconatto,Diego
Lending Groups
Microfinance
Multilevel Framework
title_short Expanding the core insight of microfinance lending groups: towards a new multilevel framework
title_full Expanding the core insight of microfinance lending groups: towards a new multilevel framework
title_fullStr Expanding the core insight of microfinance lending groups: towards a new multilevel framework
title_full_unstemmed Expanding the core insight of microfinance lending groups: towards a new multilevel framework
title_sort Expanding the core insight of microfinance lending groups: towards a new multilevel framework
author Marconatto,Diego
author_facet Marconatto,Diego
Cruz,Luciano
Pedrozo,Eugenio
author_role author
author2 Cruz,Luciano
Pedrozo,Eugenio
author2_role author
author
dc.contributor.author.fl_str_mv Marconatto,Diego
Cruz,Luciano
Pedrozo,Eugenio
dc.subject.por.fl_str_mv Lending Groups
Microfinance
Multilevel Framework
topic Lending Groups
Microfinance
Multilevel Framework
description The lending groups (LGs) have been created upon the insight that their arrangement has the capacity to reduce the information asymmetry and enforcement problems which drive poor borrowers out of traditional banks. We aim to expand on this insight, proposing that the success of LGs depends not only on their structural arrangement, but also on the positive configuration of their macro (institutional environment), meso (borrowers’ social networks) and micro contextual levels (cognitive frameworks of borrowers and microfinance institutions’ (MFI)s key workers). We present seven effects that connect all three levels in a tentative multilevel framework and provide a real example of how the model works.
publishDate 2012
dc.date.none.fl_str_mv 2012-09-01
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://scielo.pt/scielo.php?script=sci_arttext&pid=S0873-74442012000300006
url http://scielo.pt/scielo.php?script=sci_arttext&pid=S0873-74442012000300006
dc.language.iso.fl_str_mv eng
language eng
dc.relation.none.fl_str_mv http://scielo.pt/scielo.php?script=sci_arttext&pid=S0873-74442012000300006
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv text/html
dc.publisher.none.fl_str_mv ISCTE-IUL Business School
publisher.none.fl_str_mv ISCTE-IUL Business School
dc.source.none.fl_str_mv Economia Global e Gestão v.17 n.3 2012
reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
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instname_str Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
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repository.name.fl_str_mv Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
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