Do Migrants Send Remittances as a Way of Self-Insurance?

Detalhes bibliográficos
Autor(a) principal: Batista, Catia
Data de Publicação: 2014
Outros Autores: Umblijs, Janis
Tipo de documento: Artigo
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10362/13825
Resumo: How do risk preferences affect migrant remittance behaviour? Examination of this relationship has only begun to be explored. Using a tailored representative survey of 1500 immigrants in the Greater Dublin Area, Ireland, we find a positive and significant relationship between risk aversion and migrant remittances. Risk-averse individuals are more likely to send remittances home and are, on average, likely to remit a higher amount, after controlling for a broad range of individual and group characteristics. The evidence we obtain is consistent with a “purchase of self-insurance” motive to remit in that we also find support for more remittances being sent by risk-averse immigrants who face higher wage risks and to individuals with more financial resources.
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spelling Do Migrants Send Remittances as a Way of Self-Insurance?MigrationRisk AversionRemittancesSelf-InsuranceHow do risk preferences affect migrant remittance behaviour? Examination of this relationship has only begun to be explored. Using a tailored representative survey of 1500 immigrants in the Greater Dublin Area, Ireland, we find a positive and significant relationship between risk aversion and migrant remittances. Risk-averse individuals are more likely to send remittances home and are, on average, likely to remit a higher amount, after controlling for a broad range of individual and group characteristics. The evidence we obtain is consistent with a “purchase of self-insurance” motive to remit in that we also find support for more remittances being sent by risk-averse immigrants who face higher wage risks and to individuals with more financial resources.Nova SBERUNBatista, CatiaUmblijs, Janis2014-12-01T14:29:10Z2014-112014-11-01T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articleapplication/pdfhttp://hdl.handle.net/10362/13825eng2183-0843info:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-03-11T03:48:39Zoai:run.unl.pt:10362/13825Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T03:21:26.546247Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Do Migrants Send Remittances as a Way of Self-Insurance?
title Do Migrants Send Remittances as a Way of Self-Insurance?
spellingShingle Do Migrants Send Remittances as a Way of Self-Insurance?
Batista, Catia
Migration
Risk Aversion
Remittances
Self-Insurance
title_short Do Migrants Send Remittances as a Way of Self-Insurance?
title_full Do Migrants Send Remittances as a Way of Self-Insurance?
title_fullStr Do Migrants Send Remittances as a Way of Self-Insurance?
title_full_unstemmed Do Migrants Send Remittances as a Way of Self-Insurance?
title_sort Do Migrants Send Remittances as a Way of Self-Insurance?
author Batista, Catia
author_facet Batista, Catia
Umblijs, Janis
author_role author
author2 Umblijs, Janis
author2_role author
dc.contributor.none.fl_str_mv RUN
dc.contributor.author.fl_str_mv Batista, Catia
Umblijs, Janis
dc.subject.por.fl_str_mv Migration
Risk Aversion
Remittances
Self-Insurance
topic Migration
Risk Aversion
Remittances
Self-Insurance
description How do risk preferences affect migrant remittance behaviour? Examination of this relationship has only begun to be explored. Using a tailored representative survey of 1500 immigrants in the Greater Dublin Area, Ireland, we find a positive and significant relationship between risk aversion and migrant remittances. Risk-averse individuals are more likely to send remittances home and are, on average, likely to remit a higher amount, after controlling for a broad range of individual and group characteristics. The evidence we obtain is consistent with a “purchase of self-insurance” motive to remit in that we also find support for more remittances being sent by risk-averse immigrants who face higher wage risks and to individuals with more financial resources.
publishDate 2014
dc.date.none.fl_str_mv 2014-12-01T14:29:10Z
2014-11
2014-11-01T00:00:00Z
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