Disaggregation of Gendered Differences in Retirement Planning in Urban Ghana
Autor(a) principal: | |
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Data de Publicação: | 2020 |
Tipo de documento: | Artigo |
Idioma: | eng |
Título da fonte: | Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
Texto Completo: | https://doi.org/10.31211/interacoes.n38.2020.a2 |
Resumo: | The paper investigates gendered retirement planning, using quantitative and qualitative datasets obtained from formal and informal sector workers [n=442]. The analyses show that the majority of workers (45.4%) opined that women’s retirement preparations are tied to men’s, particularly housewives and married ones, reasoning that men are heads of their households. This includes women’s desire to be and/or live closer to their partners. Whilst women’s preparations may be tied to men’s, men often plan for retirement with the support of their spouses. An extent of independence between men and women regarding retirement planning and different levels of societal responsibilities pertains. These are two independent people with different responsibilities, preferences, needs and reasons. However, women are less likely than men to actively plan for retirement. This is inhibited by women’s low income flows compared to their male counterparts. Yet, women need to institute more plans than men because women most often do not have social security and live relatively longer. Significantly, what prompts women to plan differs from what motivates men. This provides a reinforcement of the importance of considering gender when seeking to understand the variables that predict retirement planning tendencies, and might contribute to successfully attaining financial security. |
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Disaggregation of Gendered Differences in Retirement Planning in Urban GhanaDesagregação das Diferenças de Género no Planeamento da Reforma no Gana UrbanoGéneroPlaneamento da reformaLongevidadePlanos de reforma das mulheresGenderRetirement aspirationsRetirement planningSocializationLongevityWomen's retirement plansThe paper investigates gendered retirement planning, using quantitative and qualitative datasets obtained from formal and informal sector workers [n=442]. The analyses show that the majority of workers (45.4%) opined that women’s retirement preparations are tied to men’s, particularly housewives and married ones, reasoning that men are heads of their households. This includes women’s desire to be and/or live closer to their partners. Whilst women’s preparations may be tied to men’s, men often plan for retirement with the support of their spouses. An extent of independence between men and women regarding retirement planning and different levels of societal responsibilities pertains. These are two independent people with different responsibilities, preferences, needs and reasons. However, women are less likely than men to actively plan for retirement. This is inhibited by women’s low income flows compared to their male counterparts. Yet, women need to institute more plans than men because women most often do not have social security and live relatively longer. Significantly, what prompts women to plan differs from what motivates men. This provides a reinforcement of the importance of considering gender when seeking to understand the variables that predict retirement planning tendencies, and might contribute to successfully attaining financial security.Este artigo investiga as diferenças no planeamento da reforma em função do género entre os trabalhadores do sector formal e informal. Método: Foram utilizados conjuntos de dados quantitativos e qualitativos. A amostra [n=442] foi selecionada utilizando uma técnica de amostragem em várias fases. As análises mostram que a maioria dos trabalhadores (45.4%) considerou que os preparativos para a reforma das mulheres estão ligados aos dos homens, em especial as casadas e as domésticas, por razões relacionadas com o facto de os homens serem chefes de família. Isto inclui desejo das mulheres de estarem e/ou viverem mais próximas dos seus parceiros.Embora os preparativos para a reforma das mulheres possam estar ligados aos dos homens, estes planeiam muitas vezes com o apoio dos seus cônjuges. Existe uma certa independência entre homens e mulheres em matéria de planeamento da reforma e diferentes níveis de responsabilidades societais. Trata-se de duas pessoas independentes com responsabilidades, preferências, necessidades e razões diferentes. Contudo, as mulheres têm menos probabilidades do que os homens de planear ativamente a reforma. Isto é inibido pelos fluxos de baixos rendimentos das mulheres, em comparação com os seus homólogos masculinos. No entanto, as mulheres precisam de instituir mais planos do que os homens porque, na maioria das vezes, as mulheres não têm segurança social e vivem relativamente mais tempo. Significativamente, as razões que levam as mulheres a planear são diferentes daquelas que motivam os homens. Isto reforça a importância de considerar o género, quando se procura compreender as variáveis que predizem as tendências de planeamento da reforma. Tal garantiria, em particular, uma segurança financeira bem sucedida.Instituto Superior Miguel Torga2020-06-30info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articleapplication/pdfhttps://doi.org/10.31211/interacoes.n38.2020.a2https://doi.org/10.31211/interacoes.n38.2020.a2Interações: Sociedade e as novas modernidades; No. 38; 43-77Interações: Sociedade e as novas modernidades; Núm. 38; 43-77Interações: Sociedade e as novas modernidades; N.º 38; 43-772184-39290873-0725reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAPenghttps://www.interacoes-ismt.com/index.php/revista/article/view/447https://www.interacoes-ismt.com/index.php/revista/article/view/447/465Direitos de Autor (c) 2020 Delali Adjoa Doviehttp://creativecommons.org/licenses/by-nc/4.0info:eu-repo/semantics/openAccessDovie, Delali Adjoa2024-01-17T16:14:08Zoai:ojs.pkp.sfu.ca:article/447Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-19T15:50:09.718002Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse |
dc.title.none.fl_str_mv |
Disaggregation of Gendered Differences in Retirement Planning in Urban Ghana Desagregação das Diferenças de Género no Planeamento da Reforma no Gana Urbano |
title |
Disaggregation of Gendered Differences in Retirement Planning in Urban Ghana |
spellingShingle |
Disaggregation of Gendered Differences in Retirement Planning in Urban Ghana Dovie, Delali Adjoa Género Planeamento da reforma Longevidade Planos de reforma das mulheres Gender Retirement aspirations Retirement planning Socialization Longevity Women's retirement plans |
title_short |
Disaggregation of Gendered Differences in Retirement Planning in Urban Ghana |
title_full |
Disaggregation of Gendered Differences in Retirement Planning in Urban Ghana |
title_fullStr |
Disaggregation of Gendered Differences in Retirement Planning in Urban Ghana |
title_full_unstemmed |
Disaggregation of Gendered Differences in Retirement Planning in Urban Ghana |
title_sort |
Disaggregation of Gendered Differences in Retirement Planning in Urban Ghana |
author |
Dovie, Delali Adjoa |
author_facet |
Dovie, Delali Adjoa |
author_role |
author |
dc.contributor.author.fl_str_mv |
Dovie, Delali Adjoa |
dc.subject.por.fl_str_mv |
Género Planeamento da reforma Longevidade Planos de reforma das mulheres Gender Retirement aspirations Retirement planning Socialization Longevity Women's retirement plans |
topic |
Género Planeamento da reforma Longevidade Planos de reforma das mulheres Gender Retirement aspirations Retirement planning Socialization Longevity Women's retirement plans |
description |
The paper investigates gendered retirement planning, using quantitative and qualitative datasets obtained from formal and informal sector workers [n=442]. The analyses show that the majority of workers (45.4%) opined that women’s retirement preparations are tied to men’s, particularly housewives and married ones, reasoning that men are heads of their households. This includes women’s desire to be and/or live closer to their partners. Whilst women’s preparations may be tied to men’s, men often plan for retirement with the support of their spouses. An extent of independence between men and women regarding retirement planning and different levels of societal responsibilities pertains. These are two independent people with different responsibilities, preferences, needs and reasons. However, women are less likely than men to actively plan for retirement. This is inhibited by women’s low income flows compared to their male counterparts. Yet, women need to institute more plans than men because women most often do not have social security and live relatively longer. Significantly, what prompts women to plan differs from what motivates men. This provides a reinforcement of the importance of considering gender when seeking to understand the variables that predict retirement planning tendencies, and might contribute to successfully attaining financial security. |
publishDate |
2020 |
dc.date.none.fl_str_mv |
2020-06-30 |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
https://doi.org/10.31211/interacoes.n38.2020.a2 https://doi.org/10.31211/interacoes.n38.2020.a2 |
url |
https://doi.org/10.31211/interacoes.n38.2020.a2 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.relation.none.fl_str_mv |
https://www.interacoes-ismt.com/index.php/revista/article/view/447 https://www.interacoes-ismt.com/index.php/revista/article/view/447/465 |
dc.rights.driver.fl_str_mv |
Direitos de Autor (c) 2020 Delali Adjoa Dovie http://creativecommons.org/licenses/by-nc/4.0 info:eu-repo/semantics/openAccess |
rights_invalid_str_mv |
Direitos de Autor (c) 2020 Delali Adjoa Dovie http://creativecommons.org/licenses/by-nc/4.0 |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
Instituto Superior Miguel Torga |
publisher.none.fl_str_mv |
Instituto Superior Miguel Torga |
dc.source.none.fl_str_mv |
Interações: Sociedade e as novas modernidades; No. 38; 43-77 Interações: Sociedade e as novas modernidades; Núm. 38; 43-77 Interações: Sociedade e as novas modernidades; N.º 38; 43-77 2184-3929 0873-0725 reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação instacron:RCAAP |
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Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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RCAAP |
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RCAAP |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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