Good faith debtors and the deservingness of debt relief during the Spanish home repossessions crisis
Autor(a) principal: | |
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Data de Publicação: | 2020 |
Tipo de documento: | Artigo |
Idioma: | eng |
Título da fonte: | Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
Texto Completo: | http://scielo.pt/scielo.php?script=sci_arttext&pid=S0873-65612020000100010 |
Resumo: | In the early years of the recent economic crisis in Spain, as the rate of mortgage default began to raise, hegemonic discourses depicted defaulting debtors as having lived beyond their means, and therefore as culprits of their own situation. From 2009 on, given the huge scale of the phenomenon and promoted by anti-repossessions movements, an alternative narrative emerged: the crisis was redefined as a collective scam perpetrated by banking elites, with the complicity of public authorities. The tension between both narratives sets the basis for moral judgements that establish the deservingness of different forms of debt relief and material support. The categorisation of debtors as deserving or undeserving may either be defined by law, or result from assessments made by welfare institutions, bank employees, members of the anti-repossessions movement, debtors social networks, and debtors themselves. However, not all of these judgements have equal chances to turn into actual access to debt relief. |
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Good faith debtors and the deservingness of debt relief during the Spanish home repossessions crisisdeservingnessindebtednessmortgage defaulthome repossessionsdebt reliefeconomic crisis in SpainIn the early years of the recent economic crisis in Spain, as the rate of mortgage default began to raise, hegemonic discourses depicted defaulting debtors as having lived beyond their means, and therefore as culprits of their own situation. From 2009 on, given the huge scale of the phenomenon and promoted by anti-repossessions movements, an alternative narrative emerged: the crisis was redefined as a collective scam perpetrated by banking elites, with the complicity of public authorities. The tension between both narratives sets the basis for moral judgements that establish the deservingness of different forms of debt relief and material support. The categorisation of debtors as deserving or undeserving may either be defined by law, or result from assessments made by welfare institutions, bank employees, members of the anti-repossessions movement, debtors social networks, and debtors themselves. However, not all of these judgements have equal chances to turn into actual access to debt relief.Centro em Rede de Investigação em Antropologia - CRIA2020-02-01info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articletext/htmlhttp://scielo.pt/scielo.php?script=sci_arttext&pid=S0873-65612020000100010Etnográfica v.24 n.1 2020reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAPenghttp://scielo.pt/scielo.php?script=sci_arttext&pid=S0873-65612020000100010Muriel,Irene Sabatéinfo:eu-repo/semantics/openAccess2024-02-06T17:11:51Zoai:scielo:S0873-65612020000100010Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T02:22:49.359392Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse |
dc.title.none.fl_str_mv |
Good faith debtors and the deservingness of debt relief during the Spanish home repossessions crisis |
title |
Good faith debtors and the deservingness of debt relief during the Spanish home repossessions crisis |
spellingShingle |
Good faith debtors and the deservingness of debt relief during the Spanish home repossessions crisis Muriel,Irene Sabaté deservingness indebtedness mortgage default home repossessions debt relief economic crisis in Spain |
title_short |
Good faith debtors and the deservingness of debt relief during the Spanish home repossessions crisis |
title_full |
Good faith debtors and the deservingness of debt relief during the Spanish home repossessions crisis |
title_fullStr |
Good faith debtors and the deservingness of debt relief during the Spanish home repossessions crisis |
title_full_unstemmed |
Good faith debtors and the deservingness of debt relief during the Spanish home repossessions crisis |
title_sort |
Good faith debtors and the deservingness of debt relief during the Spanish home repossessions crisis |
author |
Muriel,Irene Sabaté |
author_facet |
Muriel,Irene Sabaté |
author_role |
author |
dc.contributor.author.fl_str_mv |
Muriel,Irene Sabaté |
dc.subject.por.fl_str_mv |
deservingness indebtedness mortgage default home repossessions debt relief economic crisis in Spain |
topic |
deservingness indebtedness mortgage default home repossessions debt relief economic crisis in Spain |
description |
In the early years of the recent economic crisis in Spain, as the rate of mortgage default began to raise, hegemonic discourses depicted defaulting debtors as having lived beyond their means, and therefore as culprits of their own situation. From 2009 on, given the huge scale of the phenomenon and promoted by anti-repossessions movements, an alternative narrative emerged: the crisis was redefined as a collective scam perpetrated by banking elites, with the complicity of public authorities. The tension between both narratives sets the basis for moral judgements that establish the deservingness of different forms of debt relief and material support. The categorisation of debtors as deserving or undeserving may either be defined by law, or result from assessments made by welfare institutions, bank employees, members of the anti-repossessions movement, debtors social networks, and debtors themselves. However, not all of these judgements have equal chances to turn into actual access to debt relief. |
publishDate |
2020 |
dc.date.none.fl_str_mv |
2020-02-01 |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://scielo.pt/scielo.php?script=sci_arttext&pid=S0873-65612020000100010 |
url |
http://scielo.pt/scielo.php?script=sci_arttext&pid=S0873-65612020000100010 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.relation.none.fl_str_mv |
http://scielo.pt/scielo.php?script=sci_arttext&pid=S0873-65612020000100010 |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
text/html |
dc.publisher.none.fl_str_mv |
Centro em Rede de Investigação em Antropologia - CRIA |
publisher.none.fl_str_mv |
Centro em Rede de Investigação em Antropologia - CRIA |
dc.source.none.fl_str_mv |
Etnográfica v.24 n.1 2020 reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação instacron:RCAAP |
instname_str |
Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
instacron_str |
RCAAP |
institution |
RCAAP |
reponame_str |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
collection |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
repository.name.fl_str_mv |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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