Potential for banks´ private mortgage financing business through the application of predictive analytics

Detalhes bibliográficos
Autor(a) principal: Laufs, Dominik Jakob
Data de Publicação: 2020
Tipo de documento: Dissertação
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10362/122849
Resumo: Private mortgage financing accounts for a growing share of banks’ lending business and, thus, their profits. Yet increasing competition and tightening market conditions are pressuring profitability. This work project analyzes predictive analytics as a means to alleviate these challenges, focusing on the German market and relying on guided expert interviews for primary research. In particular, it outlines 17 existing and potential fields of application, and examines corresponding types of predictive analytics models and data sources. Furthermore, 12 major challenges associated with the implementation of predictive analytics are identified.
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spelling Potential for banks´ private mortgage financing business through the application of predictive analyticsPredictive analyticsData analyticsPrivate mortgage financingLending businessDomínio/Área Científica::Ciências Sociais::Economia e GestãoPrivate mortgage financing accounts for a growing share of banks’ lending business and, thus, their profits. Yet increasing competition and tightening market conditions are pressuring profitability. This work project analyzes predictive analytics as a means to alleviate these challenges, focusing on the German market and relying on guided expert interviews for primary research. In particular, it outlines 17 existing and potential fields of application, and examines corresponding types of predictive analytics models and data sources. Furthermore, 12 major challenges associated with the implementation of predictive analytics are identified.Pereira, JoãoRUNLaufs, Dominik Jakob2021-08-21T15:59:40Z2021-01-212020-12-312021-01-21T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfhttp://hdl.handle.net/10362/122849TID:202740153enginfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-03-11T05:04:20Zoai:run.unl.pt:10362/122849Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T03:44:52.283018Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Potential for banks´ private mortgage financing business through the application of predictive analytics
title Potential for banks´ private mortgage financing business through the application of predictive analytics
spellingShingle Potential for banks´ private mortgage financing business through the application of predictive analytics
Laufs, Dominik Jakob
Predictive analytics
Data analytics
Private mortgage financing
Lending business
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
title_short Potential for banks´ private mortgage financing business through the application of predictive analytics
title_full Potential for banks´ private mortgage financing business through the application of predictive analytics
title_fullStr Potential for banks´ private mortgage financing business through the application of predictive analytics
title_full_unstemmed Potential for banks´ private mortgage financing business through the application of predictive analytics
title_sort Potential for banks´ private mortgage financing business through the application of predictive analytics
author Laufs, Dominik Jakob
author_facet Laufs, Dominik Jakob
author_role author
dc.contributor.none.fl_str_mv Pereira, João
RUN
dc.contributor.author.fl_str_mv Laufs, Dominik Jakob
dc.subject.por.fl_str_mv Predictive analytics
Data analytics
Private mortgage financing
Lending business
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
topic Predictive analytics
Data analytics
Private mortgage financing
Lending business
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
description Private mortgage financing accounts for a growing share of banks’ lending business and, thus, their profits. Yet increasing competition and tightening market conditions are pressuring profitability. This work project analyzes predictive analytics as a means to alleviate these challenges, focusing on the German market and relying on guided expert interviews for primary research. In particular, it outlines 17 existing and potential fields of application, and examines corresponding types of predictive analytics models and data sources. Furthermore, 12 major challenges associated with the implementation of predictive analytics are identified.
publishDate 2020
dc.date.none.fl_str_mv 2020-12-31
2021-08-21T15:59:40Z
2021-01-21
2021-01-21T00:00:00Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
format masterThesis
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10362/122849
TID:202740153
url http://hdl.handle.net/10362/122849
identifier_str_mv TID:202740153
dc.language.iso.fl_str_mv eng
language eng
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.source.none.fl_str_mv reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
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instacron:RCAAP
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collection Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
repository.name.fl_str_mv Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
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