From Public to Private Health Insurance: What the Taxman Shouldn't do
Autor(a) principal: | |
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Data de Publicação: | 1994 |
Outros Autores: | , , |
Tipo de documento: | Artigo |
Idioma: | eng |
Título da fonte: | Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
Texto Completo: | http://hdl.handle.net/10362/87914 |
Resumo: | It is the aim of several European governments to develop private insurance markets on the top of public health insurance plans. We look at the effects of tax exemptions as an instrument for inducing individuals to opt out. Tax exemptions on private insurance premiums are shown to be instruments having a substantial degree of uncertainty in their effects. On the other hand, tax waivers based on per capita medical spending to lead individuals (mainly good health risks) to opt out from the social program. This accompanied by an overall increase in state spending (and taxes) due to transfers which must be made, and by an income redistribution effect from bad risks to good risks. |
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From Public to Private Health Insurance: What the Taxman Shouldn't doIt is the aim of several European governments to develop private insurance markets on the top of public health insurance plans. We look at the effects of tax exemptions as an instrument for inducing individuals to opt out. Tax exemptions on private insurance premiums are shown to be instruments having a substantial degree of uncertainty in their effects. On the other hand, tax waivers based on per capita medical spending to lead individuals (mainly good health risks) to opt out from the social program. This accompanied by an overall increase in state spending (and taxes) due to transfers which must be made, and by an income redistribution effect from bad risks to good risks.Nova SBERUNBarros, Pedro PitaCastro, RuiDuarte, MargaridaGonçalves, Sílvia2019-11-21T09:44:14Z1994-101994-10-01T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articleapplication/pdfhttp://hdl.handle.net/10362/87914engBarros, Pedro Pita, Castro, Rui, Duarte, Margarida and Gonçalves, Sílvia, From Public to Private Health Insurance: What the Taxman Shouldn't do (October, 1994). FEUNL Working Paper Series No. 235info:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-03-11T04:39:05Zoai:run.unl.pt:10362/87914Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T03:36:46.755217Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse |
dc.title.none.fl_str_mv |
From Public to Private Health Insurance: What the Taxman Shouldn't do |
title |
From Public to Private Health Insurance: What the Taxman Shouldn't do |
spellingShingle |
From Public to Private Health Insurance: What the Taxman Shouldn't do Barros, Pedro Pita |
title_short |
From Public to Private Health Insurance: What the Taxman Shouldn't do |
title_full |
From Public to Private Health Insurance: What the Taxman Shouldn't do |
title_fullStr |
From Public to Private Health Insurance: What the Taxman Shouldn't do |
title_full_unstemmed |
From Public to Private Health Insurance: What the Taxman Shouldn't do |
title_sort |
From Public to Private Health Insurance: What the Taxman Shouldn't do |
author |
Barros, Pedro Pita |
author_facet |
Barros, Pedro Pita Castro, Rui Duarte, Margarida Gonçalves, Sílvia |
author_role |
author |
author2 |
Castro, Rui Duarte, Margarida Gonçalves, Sílvia |
author2_role |
author author author |
dc.contributor.none.fl_str_mv |
RUN |
dc.contributor.author.fl_str_mv |
Barros, Pedro Pita Castro, Rui Duarte, Margarida Gonçalves, Sílvia |
description |
It is the aim of several European governments to develop private insurance markets on the top of public health insurance plans. We look at the effects of tax exemptions as an instrument for inducing individuals to opt out. Tax exemptions on private insurance premiums are shown to be instruments having a substantial degree of uncertainty in their effects. On the other hand, tax waivers based on per capita medical spending to lead individuals (mainly good health risks) to opt out from the social program. This accompanied by an overall increase in state spending (and taxes) due to transfers which must be made, and by an income redistribution effect from bad risks to good risks. |
publishDate |
1994 |
dc.date.none.fl_str_mv |
1994-10 1994-10-01T00:00:00Z 2019-11-21T09:44:14Z |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://hdl.handle.net/10362/87914 |
url |
http://hdl.handle.net/10362/87914 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.relation.none.fl_str_mv |
Barros, Pedro Pita, Castro, Rui, Duarte, Margarida and Gonçalves, Sílvia, From Public to Private Health Insurance: What the Taxman Shouldn't do (October, 1994). FEUNL Working Paper Series No. 235 |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
Nova SBE |
publisher.none.fl_str_mv |
Nova SBE |
dc.source.none.fl_str_mv |
reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação instacron:RCAAP |
instname_str |
Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
instacron_str |
RCAAP |
institution |
RCAAP |
reponame_str |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
collection |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
repository.name.fl_str_mv |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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1799137985624539136 |