Financing potential in Portuguese small and medium-sized enterprises
Autor(a) principal: | |
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Data de Publicação: | 2018 |
Tipo de documento: | Dissertação |
Idioma: | eng |
Título da fonte: | Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
Texto Completo: | http://hdl.handle.net/10071/18331 |
Resumo: | The main purpose of this dissertation is to show the main sources of financing that SMEs have access to, given that these companies represent most of the Portuguese business community. Secondly, it is intended to verify what types of financing and financial instruments companies use to obtain the desired financing and what is the purpose of the company in obtaining such financing. For that purpose a questionnaire is applied to companies, Finally, the study intends to understand if SMEs use or are aware of the help provided by public institutions, such as IAPMEI. With both the literature review and the application of the questionnaires the study concludes that the companies do not use nor exploit all the market hypotheses available for their financing. Despite the wide range of opportunities given by banks and other financial institutions, companies stick to the method they know, which is also the most common, the bank financing. |
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Financing potential in Portuguese small and medium-sized enterprisesSmall and medium-sized enterprisesCapital structureInternal financingExternal financingPME Pequenas e Médias EmpresasEstrutura de capitalFinanciamento da empresaInstrumentos financeirosPortugalThe main purpose of this dissertation is to show the main sources of financing that SMEs have access to, given that these companies represent most of the Portuguese business community. Secondly, it is intended to verify what types of financing and financial instruments companies use to obtain the desired financing and what is the purpose of the company in obtaining such financing. For that purpose a questionnaire is applied to companies, Finally, the study intends to understand if SMEs use or are aware of the help provided by public institutions, such as IAPMEI. With both the literature review and the application of the questionnaires the study concludes that the companies do not use nor exploit all the market hypotheses available for their financing. Despite the wide range of opportunities given by banks and other financial institutions, companies stick to the method they know, which is also the most common, the bank financing.A presente dissertação tem como principal objetivo mostrar quais as principais fontes de financiamento a que as PMEs têm acesso, dado que estas empresas representam a maioria do tecido empresarial português. Em segundo lugar, pretende-se verificar, através de um inquérito efetuado a empresas, quais são os tipos de financiamento e instrumentos financeiros que as empresas utilizam por forma a obterem o financiamento desejado e qual a finalidade da empresa ao obter esse financiamento. Por fim, pretende-se perceber se as PMEs utilizam ou conhecem a ajuda prestada por instituições públicas, como o IAPMEI. Através da revisão da literatura e da aplicação dos questionários conclui-se com o estudo que as empresas não utilizam nem exploram todas as hipóteses de mercado disponíveis para o seu financiamento. As empresas, apesar da vasta gama de oportunidades dadas quer pela banca quer por outras instituições financeiras cingem-se ao método que conhecem, que é o financiamento mais comum, o financiamento bancário.2019-07-03T09:35:12Z2018-12-20T00:00:00Z2018-12-202018-10info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfapplication/octet-streamhttp://hdl.handle.net/10071/18331TID:202134318engMorgado, Ana Vitória Gomesinfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2023-11-09T17:34:47Zoai:repositorio.iscte-iul.pt:10071/18331Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-19T22:15:43.578610Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse |
dc.title.none.fl_str_mv |
Financing potential in Portuguese small and medium-sized enterprises |
title |
Financing potential in Portuguese small and medium-sized enterprises |
spellingShingle |
Financing potential in Portuguese small and medium-sized enterprises Morgado, Ana Vitória Gomes Small and medium-sized enterprises Capital structure Internal financing External financing PME Pequenas e Médias Empresas Estrutura de capital Financiamento da empresa Instrumentos financeiros Portugal |
title_short |
Financing potential in Portuguese small and medium-sized enterprises |
title_full |
Financing potential in Portuguese small and medium-sized enterprises |
title_fullStr |
Financing potential in Portuguese small and medium-sized enterprises |
title_full_unstemmed |
Financing potential in Portuguese small and medium-sized enterprises |
title_sort |
Financing potential in Portuguese small and medium-sized enterprises |
author |
Morgado, Ana Vitória Gomes |
author_facet |
Morgado, Ana Vitória Gomes |
author_role |
author |
dc.contributor.author.fl_str_mv |
Morgado, Ana Vitória Gomes |
dc.subject.por.fl_str_mv |
Small and medium-sized enterprises Capital structure Internal financing External financing PME Pequenas e Médias Empresas Estrutura de capital Financiamento da empresa Instrumentos financeiros Portugal |
topic |
Small and medium-sized enterprises Capital structure Internal financing External financing PME Pequenas e Médias Empresas Estrutura de capital Financiamento da empresa Instrumentos financeiros Portugal |
description |
The main purpose of this dissertation is to show the main sources of financing that SMEs have access to, given that these companies represent most of the Portuguese business community. Secondly, it is intended to verify what types of financing and financial instruments companies use to obtain the desired financing and what is the purpose of the company in obtaining such financing. For that purpose a questionnaire is applied to companies, Finally, the study intends to understand if SMEs use or are aware of the help provided by public institutions, such as IAPMEI. With both the literature review and the application of the questionnaires the study concludes that the companies do not use nor exploit all the market hypotheses available for their financing. Despite the wide range of opportunities given by banks and other financial institutions, companies stick to the method they know, which is also the most common, the bank financing. |
publishDate |
2018 |
dc.date.none.fl_str_mv |
2018-12-20T00:00:00Z 2018-12-20 2018-10 2019-07-03T09:35:12Z |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/masterThesis |
format |
masterThesis |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://hdl.handle.net/10071/18331 TID:202134318 |
url |
http://hdl.handle.net/10071/18331 |
identifier_str_mv |
TID:202134318 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
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openAccess |
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application/pdf application/octet-stream |
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Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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RCAAP |
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RCAAP |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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