Financial Literacy and Retirement Preparation in Portugal

Detalhes bibliográficos
Autor(a) principal: Rebocho, Miguel Coelho Antas
Data de Publicação: 2022
Tipo de documento: Dissertação
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10362/134778
Resumo: Dissertation presented as the partial requirement for obtaining a Master's degree in Statistics and Information Management, specialization in Risk Analysis and Management
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spelling Financial Literacy and Retirement Preparation in PortugalFinancial LiteracyRetirement PreparationPensionsPortuguese Pensions SystemInternational ComparisonDissertation presented as the partial requirement for obtaining a Master's degree in Statistics and Information Management, specialization in Risk Analysis and ManagementThe responsibilities of individuals concerning retirement decisions have been increasing through time, and financial literacy has been rising as an important instrument to help individuals reach this stage of life with acceptable possessions. This master’s dissertation intends to look further on the impacts that financial literacy may have on retirement preparation, in Portugal, and what more variables may have implications on it. It aims also to better define these concepts and to give an overview of the retirement preparation environment in Portugal. Using a survey with international comparability, the basic financial literacy level in Portugal was assessed. This includes a descriptive statistics segment and the usage of logistic regression models to verify possible relationships between retirement readiness, financial literacy, and other tested variables. The main results reveal a good hit rate in the basic financial questions. The corrected responses are at least equal or better compared to the existing literature. A positive and significant impact of financial literacy on retirement preparation is found. The gender of an individual is also statistically significant, with men being considered more prepared for retirement than women. This may mean that developing financial literacy in the country may lead to better prepared for retirement citizens.Bravo, Jorge Miguel VenturaRUNRebocho, Miguel Coelho Antas2022-03-18T17:17:47Z2022-02-012022-02-01T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfhttp://hdl.handle.net/10362/134778TID:202968081enginfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-03-11T05:13:17Zoai:run.unl.pt:10362/134778Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T03:48:14.371312Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Financial Literacy and Retirement Preparation in Portugal
title Financial Literacy and Retirement Preparation in Portugal
spellingShingle Financial Literacy and Retirement Preparation in Portugal
Rebocho, Miguel Coelho Antas
Financial Literacy
Retirement Preparation
Pensions
Portuguese Pensions System
International Comparison
title_short Financial Literacy and Retirement Preparation in Portugal
title_full Financial Literacy and Retirement Preparation in Portugal
title_fullStr Financial Literacy and Retirement Preparation in Portugal
title_full_unstemmed Financial Literacy and Retirement Preparation in Portugal
title_sort Financial Literacy and Retirement Preparation in Portugal
author Rebocho, Miguel Coelho Antas
author_facet Rebocho, Miguel Coelho Antas
author_role author
dc.contributor.none.fl_str_mv Bravo, Jorge Miguel Ventura
RUN
dc.contributor.author.fl_str_mv Rebocho, Miguel Coelho Antas
dc.subject.por.fl_str_mv Financial Literacy
Retirement Preparation
Pensions
Portuguese Pensions System
International Comparison
topic Financial Literacy
Retirement Preparation
Pensions
Portuguese Pensions System
International Comparison
description Dissertation presented as the partial requirement for obtaining a Master's degree in Statistics and Information Management, specialization in Risk Analysis and Management
publishDate 2022
dc.date.none.fl_str_mv 2022-03-18T17:17:47Z
2022-02-01
2022-02-01T00:00:00Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
format masterThesis
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10362/134778
TID:202968081
url http://hdl.handle.net/10362/134778
identifier_str_mv TID:202968081
dc.language.iso.fl_str_mv eng
language eng
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eu_rights_str_mv openAccess
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dc.source.none.fl_str_mv reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
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