FROM E-BANKING OPERATIONS TO DIGITAL BANKING OPERATIONS IN VIETNAM: LAW CURRENT SITUATION AND RECOMMENDATIONS

Detalhes bibliográficos
Autor(a) principal: The Giang, Vien
Data de Publicação: 2022
Tipo de documento: Artigo
Idioma: eng
Título da fonte: Lex Humana
Texto Completo: https://seer.ucp.br/seer/index.php/LexHumana/article/view/2138
Resumo:  Under the impacts of the Fourth Industrial Revolution, banking is a business field in which a new business model related to the financial technology and digital banking technology based on big data platforms, artificial intelligence, Robotic Process Automation and Blockchain Technology. In Vietnam, the legal framework for digital banking operations has already had initial regulations in the Law on Credit Institutions and the Law on Electronic Transactions. However, these regulations have not met the requirements to regulate the digital banking operations, because these are electronic banks - the first stage of digital banking operations. In the strategic orientation of the banking industry development, the digital banking development is one of the identified goals, in which, building a legal framework for digital banking operations is a solution that needs to be implemented immediately. To develop digital banking operations, current regulations on e-banking operations must be amended and supplemented to meet the requirements of digital banking operations, especially standards on technology infrastructure, the requirements for safety, continuity of transactions and protection of customer interests.
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spelling FROM E-BANKING OPERATIONS TO DIGITAL BANKING OPERATIONS IN VIETNAM: LAW CURRENT SITUATION AND RECOMMENDATIONSDAS OPERAÇÕES BANCÁRIAS ELETRÔNICAS ÀS OPERAÇÕES BANCÁRIAS DIGITAIS NO VIETNÃ: SITUAÇÃO ATUAL DA LEI E RECOMENDAÇÕESdigital bankinglaw on credit institutionsstate bank of vietnamcredit institutions Under the impacts of the Fourth Industrial Revolution, banking is a business field in which a new business model related to the financial technology and digital banking technology based on big data platforms, artificial intelligence, Robotic Process Automation and Blockchain Technology. In Vietnam, the legal framework for digital banking operations has already had initial regulations in the Law on Credit Institutions and the Law on Electronic Transactions. However, these regulations have not met the requirements to regulate the digital banking operations, because these are electronic banks - the first stage of digital banking operations. In the strategic orientation of the banking industry development, the digital banking development is one of the identified goals, in which, building a legal framework for digital banking operations is a solution that needs to be implemented immediately. To develop digital banking operations, current regulations on e-banking operations must be amended and supplemented to meet the requirements of digital banking operations, especially standards on technology infrastructure, the requirements for safety, continuity of transactions and protection of customer interests. Sob os impactos da Quarta Revolução Industrial, o setor bancário é um campo de negócios no qual um novo modelo de negócios relacionado à tecnologia financeira e à tecnologia bancária digital baseado em plataformas de big data, inteligência artificial, automação de processos robóticos e tecnologia Blockchain. No Vietnã, o arcabouço legal para operações bancárias digitais já contava com regulamentações iniciais na Lei de Instituições de Crédito e na Lei de Transações Eletrônicas. No entanto, essas regulamentações não atenderam aos requisitos para regular as operações bancárias digitais, por se tratar de bancos eletrônicos - a primeira etapa das operações bancárias digitais. Na orientação estratégica do desenvolvimento do setor bancário, o desenvolvimento da banca digital é um dos objetivos identificados, em que a construção de um enquadramento legal para as operações de banca digital é uma solução que necessita de ser implementada de imediato. Para desenvolver operações bancárias digitais, os regulamentos atuais sobre operações bancárias eletrônicas devem ser alterados e complementados para atender aos requisitos das operações bancárias digitais, especialmente os padrões de infraestrutura tecnológica, os requisitos de segurança, continuidade das transações e proteção dos interesses dos clientes.Universidade Católica de Petrópolis2022-07-21info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://seer.ucp.br/seer/index.php/LexHumana/article/view/2138Lex Humana (ISSN 2175-0947); Vol. 14 No. 1 (2022): JAN.-JUL.; 186-204Lex Humana (ISSN 2175-0947); v. 14 n. 1 (2022): JAN.-JUL.; 186-2042175-0947reponame:Lex Humanainstname:Universidade Católica de Petrópolis (UCP)instacron:UCPenghttps://seer.ucp.br/seer/index.php/LexHumana/article/view/2138/3279Copyright (c) 2022 Lex Humana (ISSN 2175-0947)https://creativecommons.org/licenses/by-nc-nd/4.0info:eu-repo/semantics/openAccessThe Giang, Vien2023-02-27T09:51:18Zoai:ojs.pkp.sfu.ca:article/2138Revistahttp://seer.ucp.br/seer/index.php?journal=LexHumanaPUBhttp://seer.ucp.br/seer/index.php/LexHumana/oai||sergio.salles@ucp.br2175-09472175-0947opendoar:2023-02-27T09:51:18Lex Humana - Universidade Católica de Petrópolis (UCP)false
dc.title.none.fl_str_mv FROM E-BANKING OPERATIONS TO DIGITAL BANKING OPERATIONS IN VIETNAM: LAW CURRENT SITUATION AND RECOMMENDATIONS
DAS OPERAÇÕES BANCÁRIAS ELETRÔNICAS ÀS OPERAÇÕES BANCÁRIAS DIGITAIS NO VIETNÃ: SITUAÇÃO ATUAL DA LEI E RECOMENDAÇÕES
title FROM E-BANKING OPERATIONS TO DIGITAL BANKING OPERATIONS IN VIETNAM: LAW CURRENT SITUATION AND RECOMMENDATIONS
spellingShingle FROM E-BANKING OPERATIONS TO DIGITAL BANKING OPERATIONS IN VIETNAM: LAW CURRENT SITUATION AND RECOMMENDATIONS
The Giang, Vien
digital banking
law on credit institutions
state bank of vietnam
credit institutions
title_short FROM E-BANKING OPERATIONS TO DIGITAL BANKING OPERATIONS IN VIETNAM: LAW CURRENT SITUATION AND RECOMMENDATIONS
title_full FROM E-BANKING OPERATIONS TO DIGITAL BANKING OPERATIONS IN VIETNAM: LAW CURRENT SITUATION AND RECOMMENDATIONS
title_fullStr FROM E-BANKING OPERATIONS TO DIGITAL BANKING OPERATIONS IN VIETNAM: LAW CURRENT SITUATION AND RECOMMENDATIONS
title_full_unstemmed FROM E-BANKING OPERATIONS TO DIGITAL BANKING OPERATIONS IN VIETNAM: LAW CURRENT SITUATION AND RECOMMENDATIONS
title_sort FROM E-BANKING OPERATIONS TO DIGITAL BANKING OPERATIONS IN VIETNAM: LAW CURRENT SITUATION AND RECOMMENDATIONS
author The Giang, Vien
author_facet The Giang, Vien
author_role author
dc.contributor.author.fl_str_mv The Giang, Vien
dc.subject.por.fl_str_mv digital banking
law on credit institutions
state bank of vietnam
credit institutions
topic digital banking
law on credit institutions
state bank of vietnam
credit institutions
description  Under the impacts of the Fourth Industrial Revolution, banking is a business field in which a new business model related to the financial technology and digital banking technology based on big data platforms, artificial intelligence, Robotic Process Automation and Blockchain Technology. In Vietnam, the legal framework for digital banking operations has already had initial regulations in the Law on Credit Institutions and the Law on Electronic Transactions. However, these regulations have not met the requirements to regulate the digital banking operations, because these are electronic banks - the first stage of digital banking operations. In the strategic orientation of the banking industry development, the digital banking development is one of the identified goals, in which, building a legal framework for digital banking operations is a solution that needs to be implemented immediately. To develop digital banking operations, current regulations on e-banking operations must be amended and supplemented to meet the requirements of digital banking operations, especially standards on technology infrastructure, the requirements for safety, continuity of transactions and protection of customer interests.
publishDate 2022
dc.date.none.fl_str_mv 2022-07-21
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://seer.ucp.br/seer/index.php/LexHumana/article/view/2138
url https://seer.ucp.br/seer/index.php/LexHumana/article/view/2138
dc.language.iso.fl_str_mv eng
language eng
dc.relation.none.fl_str_mv https://seer.ucp.br/seer/index.php/LexHumana/article/view/2138/3279
dc.rights.driver.fl_str_mv Copyright (c) 2022 Lex Humana (ISSN 2175-0947)
https://creativecommons.org/licenses/by-nc-nd/4.0
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Copyright (c) 2022 Lex Humana (ISSN 2175-0947)
https://creativecommons.org/licenses/by-nc-nd/4.0
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Universidade Católica de Petrópolis
publisher.none.fl_str_mv Universidade Católica de Petrópolis
dc.source.none.fl_str_mv Lex Humana (ISSN 2175-0947); Vol. 14 No. 1 (2022): JAN.-JUL.; 186-204
Lex Humana (ISSN 2175-0947); v. 14 n. 1 (2022): JAN.-JUL.; 186-204
2175-0947
reponame:Lex Humana
instname:Universidade Católica de Petrópolis (UCP)
instacron:UCP
instname_str Universidade Católica de Petrópolis (UCP)
instacron_str UCP
institution UCP
reponame_str Lex Humana
collection Lex Humana
repository.name.fl_str_mv Lex Humana - Universidade Católica de Petrópolis (UCP)
repository.mail.fl_str_mv ||sergio.salles@ucp.br
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