Technology Transfer in Open Innovation Environments: some impacts of fintechs on the banking sector

Detalhes bibliográficos
Autor(a) principal: Magalhães, Raisa Sousa de
Data de Publicação: 2022
Outros Autores: Nour , Alfredo Dib Abdoul, Santos, Walter Rodrigo das Neves
Tipo de documento: Artigo
Idioma: por
Título da fonte: Cadernos de Prospecção (Online)
Texto Completo: https://periodicos.ufba.br/index.php/nit/article/view/46277
Resumo: Fintechs are startups that use disruptive technology in the development of financial services, seeking to create innovative solutions, this new dynamic generates an impact on the strategies of banking and non-banking institutions. The objective of the present study was to identify how the transfers of technologies developed between fintechs and agents of the financial system in the Brazilian scenario are carried out. This research is applied in nature, exploratory, with triangulation in the data collection, instrumentalized with case study, bibliographic survey and business model context, with qualitative analysis. Based on the results, it was possible to identify: i) use of technology transfer in open innovation environments; ii) co-creation of more sophisticated and innovative financial products and services; iii) immersion of a growing group of entrepreneurs in the development of products and services; and iv) new entrants.
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spelling Technology Transfer in Open Innovation Environments: some impacts of fintechs on the banking sectorTransferência de Tecnologia em Ambientes de Inovação Aberta: alguns impactos das fintechs no setor bancárioTransferência de TecnologiaStartupsTechnology TransferStartupsDisruptive Innovation.Fintechs are startups that use disruptive technology in the development of financial services, seeking to create innovative solutions, this new dynamic generates an impact on the strategies of banking and non-banking institutions. The objective of the present study was to identify how the transfers of technologies developed between fintechs and agents of the financial system in the Brazilian scenario are carried out. This research is applied in nature, exploratory, with triangulation in the data collection, instrumentalized with case study, bibliographic survey and business model context, with qualitative analysis. Based on the results, it was possible to identify: i) use of technology transfer in open innovation environments; ii) co-creation of more sophisticated and innovative financial products and services; iii) immersion of a growing group of entrepreneurs in the development of products and services; and iv) new entrants.As fintechs são startups que utilizam a tecnologia disruptiva no desenvolvimento de serviços financeiros com o propósito de criar soluções inovadoras. Trata-se de uma nova dinâmica que tem gerado impacto nas estratégias das instituições bancárias e não bancárias. O objetivo do presente estudo é identificar como são realizadas as transferências de tecnologias desenvolvidas entre fintechs e agentes do sistema financeiro no cenário brasileiro. Esta pesquisa é de natureza aplicada, de caráter exploratório, com triangulação no levantamento de dados, instrumentalizada com estudo de caso, levantamento bibliográfico e de contexto de modelo de negócio, com análise qualitativa. Com base nos resultados, foi possível identificar: i) utilização de transferência de tecnologia em ambientes de inovação aberta; ii) cocriação de produtos e serviços financeiros mais sofisticados e inovadores; iii) imersão de um grupo cada vez maior de empreendedores no desenvolvimento de produtos e serviços; e iv) novos entrantes.Universidade Federal da Bahia2022-07-01info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://periodicos.ufba.br/index.php/nit/article/view/4627710.9771/cp.v15i3.46277Cadernos de Prospecção; Vol. 15 No. 3 (2022); 1007-1022Cadernos de Prospecção; v. 15 n. 3 (2022); 1007-10222317-00261983-1358reponame:Cadernos de Prospecção (Online)instname:Universidade Federal da Bahia (UFBA)instacron:UFBAporhttps://periodicos.ufba.br/index.php/nit/article/view/46277/26885Copyright (c) 2022 Cadernos de Prospecçãohttps://creativecommons.org/licenses/by-nc/4.0info:eu-repo/semantics/openAccess Magalhães, Raisa Sousa deNour , Alfredo Dib Abdoul Santos, Walter Rodrigo das Neves2022-07-01T12:58:29Zoai:ojs.periodicos.ufba.br:article/46277Revistahttps://periodicos.ufba.br/index.php/nitPUBhttps://periodicos.ufba.br/index.php/nit/oaicadernosdeprospeccao@gmail.com || maliceribeiro@yahoo.com.br || cadernosdeprospeccao@gmail.com || saionaraluna@gmail.com2317-00261983-1358opendoar:2022-07-01T12:58:29Cadernos de Prospecção (Online) - Universidade Federal da Bahia (UFBA)false
dc.title.none.fl_str_mv Technology Transfer in Open Innovation Environments: some impacts of fintechs on the banking sector
Transferência de Tecnologia em Ambientes de Inovação Aberta: alguns impactos das fintechs no setor bancário
title Technology Transfer in Open Innovation Environments: some impacts of fintechs on the banking sector
spellingShingle Technology Transfer in Open Innovation Environments: some impacts of fintechs on the banking sector
Magalhães, Raisa Sousa de
Transferência de Tecnologia
Startups
Technology Transfer
Startups
Disruptive Innovation.
title_short Technology Transfer in Open Innovation Environments: some impacts of fintechs on the banking sector
title_full Technology Transfer in Open Innovation Environments: some impacts of fintechs on the banking sector
title_fullStr Technology Transfer in Open Innovation Environments: some impacts of fintechs on the banking sector
title_full_unstemmed Technology Transfer in Open Innovation Environments: some impacts of fintechs on the banking sector
title_sort Technology Transfer in Open Innovation Environments: some impacts of fintechs on the banking sector
author Magalhães, Raisa Sousa de
author_facet Magalhães, Raisa Sousa de
Nour , Alfredo Dib Abdoul
Santos, Walter Rodrigo das Neves
author_role author
author2 Nour , Alfredo Dib Abdoul
Santos, Walter Rodrigo das Neves
author2_role author
author
dc.contributor.author.fl_str_mv Magalhães, Raisa Sousa de
Nour , Alfredo Dib Abdoul
Santos, Walter Rodrigo das Neves
dc.subject.por.fl_str_mv Transferência de Tecnologia
Startups
Technology Transfer
Startups
Disruptive Innovation.
topic Transferência de Tecnologia
Startups
Technology Transfer
Startups
Disruptive Innovation.
description Fintechs are startups that use disruptive technology in the development of financial services, seeking to create innovative solutions, this new dynamic generates an impact on the strategies of banking and non-banking institutions. The objective of the present study was to identify how the transfers of technologies developed between fintechs and agents of the financial system in the Brazilian scenario are carried out. This research is applied in nature, exploratory, with triangulation in the data collection, instrumentalized with case study, bibliographic survey and business model context, with qualitative analysis. Based on the results, it was possible to identify: i) use of technology transfer in open innovation environments; ii) co-creation of more sophisticated and innovative financial products and services; iii) immersion of a growing group of entrepreneurs in the development of products and services; and iv) new entrants.
publishDate 2022
dc.date.none.fl_str_mv 2022-07-01
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://periodicos.ufba.br/index.php/nit/article/view/46277
10.9771/cp.v15i3.46277
url https://periodicos.ufba.br/index.php/nit/article/view/46277
identifier_str_mv 10.9771/cp.v15i3.46277
dc.language.iso.fl_str_mv por
language por
dc.relation.none.fl_str_mv https://periodicos.ufba.br/index.php/nit/article/view/46277/26885
dc.rights.driver.fl_str_mv Copyright (c) 2022 Cadernos de Prospecção
https://creativecommons.org/licenses/by-nc/4.0
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Copyright (c) 2022 Cadernos de Prospecção
https://creativecommons.org/licenses/by-nc/4.0
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Universidade Federal da Bahia
publisher.none.fl_str_mv Universidade Federal da Bahia
dc.source.none.fl_str_mv Cadernos de Prospecção; Vol. 15 No. 3 (2022); 1007-1022
Cadernos de Prospecção; v. 15 n. 3 (2022); 1007-1022
2317-0026
1983-1358
reponame:Cadernos de Prospecção (Online)
instname:Universidade Federal da Bahia (UFBA)
instacron:UFBA
instname_str Universidade Federal da Bahia (UFBA)
instacron_str UFBA
institution UFBA
reponame_str Cadernos de Prospecção (Online)
collection Cadernos de Prospecção (Online)
repository.name.fl_str_mv Cadernos de Prospecção (Online) - Universidade Federal da Bahia (UFBA)
repository.mail.fl_str_mv cadernosdeprospeccao@gmail.com || maliceribeiro@yahoo.com.br || cadernosdeprospeccao@gmail.com || saionaraluna@gmail.com
_version_ 1799319848305557504

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