AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE

Detalhes bibliográficos
Autor(a) principal: Iracy Soares Ribeiro Maciel
Data de Publicação: 2008
Tipo de documento: Dissertação
Idioma: por
Título da fonte: Biblioteca Digital de Teses e Dissertações da UFC
Texto Completo: http://www.teses.ufc.br/tde_busca/arquivo.php?codArquivo=3261
Resumo: The purpose of this dissertation is to evaluate BNBâs Rural Microcredit Program, the âAgroamigoâ, under the perspective of the qualification of Pronaf Group B process of credit. This credit line of the National Program for Strengthening Family Agriculture (Pronaf) is designed to the poorest among the family farmers. The research involved 41 farmers in the municipality of Caucaia-CE besides the members of the different institutions that intermediate this public policy. Despite the adversities faced in the execution of the Program, the research reveals that the implementation of the referred methodology has added quality to the process of credit concession regarding the Pronaf B. The main results perceived are related to the following aspects: degree of comprehension of the financing conditions, adequacy of the credit to the farmerâs needs and to the kind of activity developed by him and his family, process agility, proximity and follow-up, payment rates and financing of non-agropecuary activities rates. In addition, we have investigated some aspects inherent to these farmersâ life conditions, to their way of organization and the social participation they develop, as well as to the interrelationship between them and the institutions which mediate the credit, and these institutions among themselves.
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spelling info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisAvaliaÃÃo da metodologia do agroamigo em Caucaia-CEAssessment methodology of agroamigo in Caucaia=CE2008-12-18Lea Carvalho Rodrigues72254432834http://lattes.cnpq.br/8758840770361071CÃtia Regina Muniz14968280890http://lattes.cnpq.br/8229884524282543 Francisco Amaro Gomes de Alencar13071963300http://lattes.cnpq.br/274022142299117100000060076Iracy Soares Ribeiro MacielUniversidade Federal do CearÃPrograma de PÃs-GraduaÃÃo em Economia - CAENUFCBRCIENCIAS SOCIAIS APLICADAS The purpose of this dissertation is to evaluate BNBâs Rural Microcredit Program, the âAgroamigoâ, under the perspective of the qualification of Pronaf Group B process of credit. This credit line of the National Program for Strengthening Family Agriculture (Pronaf) is designed to the poorest among the family farmers. The research involved 41 farmers in the municipality of Caucaia-CE besides the members of the different institutions that intermediate this public policy. Despite the adversities faced in the execution of the Program, the research reveals that the implementation of the referred methodology has added quality to the process of credit concession regarding the Pronaf B. The main results perceived are related to the following aspects: degree of comprehension of the financing conditions, adequacy of the credit to the farmerâs needs and to the kind of activity developed by him and his family, process agility, proximity and follow-up, payment rates and financing of non-agropecuary activities rates. In addition, we have investigated some aspects inherent to these farmersâ life conditions, to their way of organization and the social participation they develop, as well as to the interrelationship between them and the institutions which mediate the credit, and these institutions among themselves. A proposta desta dissertaÃÃo à avaliar o Programa de MicrocrÃdito Rural do BNB, o Agroamigo, sob o ponto de vista da qualificaÃÃo do processo de crÃdito do Pronaf Grupo B. Esta linha de crÃdito do Programa Nacional de Fortalecimento da Agricultura Familiar (Pronaf) destina-se aos mais pobres entre os agricultores familiares. Nesta perspectiva, a pesquisa envolveu 41 agricultores do municÃpio de Caucaia-CE, alÃm dos membros das diversas instituiÃÃes que intermedeiam essa polÃtica pÃblica. A despeito das adversidades enfrentadas na execuÃÃo do Programa, a pesquisa revela que a implementaÃÃo da referida metodologia conferiu qualidade ao processo de concessÃo de crÃdito no Ãmbito do Pronaf B. Os principais resultados percebidos relacionam-se aos seguintes aspectos: grau de compreensÃo das condiÃÃes do financiamento, adequaÃÃo do crÃdito Ãs necessidades do agricultor e da atividade desenvolvida por ele e sua famÃlia, agilidade do processo, proximidade e acompanhamento, Ãndices de adimplÃncia e de financiamento de atividades nÃo-agropecuÃrias. Complementarmente, foram investigados aspectos inerentes Ãs condiÃÃes de vida desses agricultores, à forma de organizaÃÃo e participaÃÃo social que desenvolvem, bem como ao inter-relacionamento entre eles e as instituiÃÃes mediadoras do crÃdito, e destas entre si. nÃo hÃhttp://www.teses.ufc.br/tde_busca/arquivo.php?codArquivo=3261application/pdfinfo:eu-repo/semantics/openAccessporreponame:Biblioteca Digital de Teses e Dissertações da UFCinstname:Universidade Federal do Cearáinstacron:UFC2019-01-21T11:16:21Zmail@mail.com -
dc.title.pt.fl_str_mv AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE
dc.title.alternative.en.fl_str_mv Assessment methodology of agroamigo in Caucaia=CE
title AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE
spellingShingle AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE
Iracy Soares Ribeiro Maciel
CIENCIAS SOCIAIS APLICADAS
title_short AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE
title_full AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE
title_fullStr AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE
title_full_unstemmed AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE
title_sort AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE
author Iracy Soares Ribeiro Maciel
author_facet Iracy Soares Ribeiro Maciel
author_role author
dc.contributor.advisor1.fl_str_mv Lea Carvalho Rodrigues
dc.contributor.advisor1ID.fl_str_mv 72254432834
dc.contributor.advisor1Lattes.fl_str_mv http://lattes.cnpq.br/8758840770361071
dc.contributor.advisor-co1.fl_str_mv CÃtia Regina Muniz
dc.contributor.advisor-co1ID.fl_str_mv 14968280890
dc.contributor.advisor-co1Lattes.fl_str_mv http://lattes.cnpq.br/8229884524282543
dc.contributor.referee1.fl_str_mv Francisco Amaro Gomes de Alencar
dc.contributor.referee1ID.fl_str_mv 13071963300
dc.contributor.referee1Lattes.fl_str_mv http://lattes.cnpq.br/2740221422991171
dc.contributor.authorID.fl_str_mv 00000060076
dc.contributor.author.fl_str_mv Iracy Soares Ribeiro Maciel
contributor_str_mv Lea Carvalho Rodrigues
CÃtia Regina Muniz
Francisco Amaro Gomes de Alencar
dc.subject.cnpq.fl_str_mv CIENCIAS SOCIAIS APLICADAS
topic CIENCIAS SOCIAIS APLICADAS
dc.description.sponsorship.fl_txt_mv nÃo hÃ
dc.description.abstract.por.fl_txt_mv The purpose of this dissertation is to evaluate BNBâs Rural Microcredit Program, the âAgroamigoâ, under the perspective of the qualification of Pronaf Group B process of credit. This credit line of the National Program for Strengthening Family Agriculture (Pronaf) is designed to the poorest among the family farmers. The research involved 41 farmers in the municipality of Caucaia-CE besides the members of the different institutions that intermediate this public policy. Despite the adversities faced in the execution of the Program, the research reveals that the implementation of the referred methodology has added quality to the process of credit concession regarding the Pronaf B. The main results perceived are related to the following aspects: degree of comprehension of the financing conditions, adequacy of the credit to the farmerâs needs and to the kind of activity developed by him and his family, process agility, proximity and follow-up, payment rates and financing of non-agropecuary activities rates. In addition, we have investigated some aspects inherent to these farmersâ life conditions, to their way of organization and the social participation they develop, as well as to the interrelationship between them and the institutions which mediate the credit, and these institutions among themselves.
A proposta desta dissertaÃÃo à avaliar o Programa de MicrocrÃdito Rural do BNB, o Agroamigo, sob o ponto de vista da qualificaÃÃo do processo de crÃdito do Pronaf Grupo B. Esta linha de crÃdito do Programa Nacional de Fortalecimento da Agricultura Familiar (Pronaf) destina-se aos mais pobres entre os agricultores familiares. Nesta perspectiva, a pesquisa envolveu 41 agricultores do municÃpio de Caucaia-CE, alÃm dos membros das diversas instituiÃÃes que intermedeiam essa polÃtica pÃblica. A despeito das adversidades enfrentadas na execuÃÃo do Programa, a pesquisa revela que a implementaÃÃo da referida metodologia conferiu qualidade ao processo de concessÃo de crÃdito no Ãmbito do Pronaf B. Os principais resultados percebidos relacionam-se aos seguintes aspectos: grau de compreensÃo das condiÃÃes do financiamento, adequaÃÃo do crÃdito Ãs necessidades do agricultor e da atividade desenvolvida por ele e sua famÃlia, agilidade do processo, proximidade e acompanhamento, Ãndices de adimplÃncia e de financiamento de atividades nÃo-agropecuÃrias. Complementarmente, foram investigados aspectos inerentes Ãs condiÃÃes de vida desses agricultores, à forma de organizaÃÃo e participaÃÃo social que desenvolvem, bem como ao inter-relacionamento entre eles e as instituiÃÃes mediadoras do crÃdito, e destas entre si.
description The purpose of this dissertation is to evaluate BNBâs Rural Microcredit Program, the âAgroamigoâ, under the perspective of the qualification of Pronaf Group B process of credit. This credit line of the National Program for Strengthening Family Agriculture (Pronaf) is designed to the poorest among the family farmers. The research involved 41 farmers in the municipality of Caucaia-CE besides the members of the different institutions that intermediate this public policy. Despite the adversities faced in the execution of the Program, the research reveals that the implementation of the referred methodology has added quality to the process of credit concession regarding the Pronaf B. The main results perceived are related to the following aspects: degree of comprehension of the financing conditions, adequacy of the credit to the farmerâs needs and to the kind of activity developed by him and his family, process agility, proximity and follow-up, payment rates and financing of non-agropecuary activities rates. In addition, we have investigated some aspects inherent to these farmersâ life conditions, to their way of organization and the social participation they develop, as well as to the interrelationship between them and the institutions which mediate the credit, and these institutions among themselves.
publishDate 2008
dc.date.issued.fl_str_mv 2008-12-18
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
status_str publishedVersion
format masterThesis
dc.identifier.uri.fl_str_mv http://www.teses.ufc.br/tde_busca/arquivo.php?codArquivo=3261
url http://www.teses.ufc.br/tde_busca/arquivo.php?codArquivo=3261
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dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
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dc.publisher.none.fl_str_mv Universidade Federal do CearÃ
dc.publisher.program.fl_str_mv Programa de PÃs-GraduaÃÃo em Economia - CAEN
dc.publisher.initials.fl_str_mv UFC
dc.publisher.country.fl_str_mv BR
publisher.none.fl_str_mv Universidade Federal do CearÃ
dc.source.none.fl_str_mv reponame:Biblioteca Digital de Teses e Dissertações da UFC
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instname_str Universidade Federal do Ceará
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