AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE
Autor(a) principal: | |
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Data de Publicação: | 2008 |
Tipo de documento: | Dissertação |
Idioma: | por |
Título da fonte: | Biblioteca Digital de Teses e Dissertações da UFC |
Texto Completo: | http://www.teses.ufc.br/tde_busca/arquivo.php?codArquivo=3261 |
Resumo: | The purpose of this dissertation is to evaluate BNBâs Rural Microcredit Program, the âAgroamigoâ, under the perspective of the qualification of Pronaf Group B process of credit. This credit line of the National Program for Strengthening Family Agriculture (Pronaf) is designed to the poorest among the family farmers. The research involved 41 farmers in the municipality of Caucaia-CE besides the members of the different institutions that intermediate this public policy. Despite the adversities faced in the execution of the Program, the research reveals that the implementation of the referred methodology has added quality to the process of credit concession regarding the Pronaf B. The main results perceived are related to the following aspects: degree of comprehension of the financing conditions, adequacy of the credit to the farmerâs needs and to the kind of activity developed by him and his family, process agility, proximity and follow-up, payment rates and financing of non-agropecuary activities rates. In addition, we have investigated some aspects inherent to these farmersâ life conditions, to their way of organization and the social participation they develop, as well as to the interrelationship between them and the institutions which mediate the credit, and these institutions among themselves. |
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info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisAvaliaÃÃo da metodologia do agroamigo em Caucaia-CEAssessment methodology of agroamigo in Caucaia=CE2008-12-18Lea Carvalho Rodrigues72254432834http://lattes.cnpq.br/8758840770361071CÃtia Regina Muniz14968280890http://lattes.cnpq.br/8229884524282543 Francisco Amaro Gomes de Alencar13071963300http://lattes.cnpq.br/274022142299117100000060076Iracy Soares Ribeiro MacielUniversidade Federal do CearÃPrograma de PÃs-GraduaÃÃo em Economia - CAENUFCBRCIENCIAS SOCIAIS APLICADAS The purpose of this dissertation is to evaluate BNBâs Rural Microcredit Program, the âAgroamigoâ, under the perspective of the qualification of Pronaf Group B process of credit. This credit line of the National Program for Strengthening Family Agriculture (Pronaf) is designed to the poorest among the family farmers. The research involved 41 farmers in the municipality of Caucaia-CE besides the members of the different institutions that intermediate this public policy. Despite the adversities faced in the execution of the Program, the research reveals that the implementation of the referred methodology has added quality to the process of credit concession regarding the Pronaf B. The main results perceived are related to the following aspects: degree of comprehension of the financing conditions, adequacy of the credit to the farmerâs needs and to the kind of activity developed by him and his family, process agility, proximity and follow-up, payment rates and financing of non-agropecuary activities rates. In addition, we have investigated some aspects inherent to these farmersâ life conditions, to their way of organization and the social participation they develop, as well as to the interrelationship between them and the institutions which mediate the credit, and these institutions among themselves. A proposta desta dissertaÃÃo à avaliar o Programa de MicrocrÃdito Rural do BNB, o Agroamigo, sob o ponto de vista da qualificaÃÃo do processo de crÃdito do Pronaf Grupo B. Esta linha de crÃdito do Programa Nacional de Fortalecimento da Agricultura Familiar (Pronaf) destina-se aos mais pobres entre os agricultores familiares. Nesta perspectiva, a pesquisa envolveu 41 agricultores do municÃpio de Caucaia-CE, alÃm dos membros das diversas instituiÃÃes que intermedeiam essa polÃtica pÃblica. A despeito das adversidades enfrentadas na execuÃÃo do Programa, a pesquisa revela que a implementaÃÃo da referida metodologia conferiu qualidade ao processo de concessÃo de crÃdito no Ãmbito do Pronaf B. Os principais resultados percebidos relacionam-se aos seguintes aspectos: grau de compreensÃo das condiÃÃes do financiamento, adequaÃÃo do crÃdito Ãs necessidades do agricultor e da atividade desenvolvida por ele e sua famÃlia, agilidade do processo, proximidade e acompanhamento, Ãndices de adimplÃncia e de financiamento de atividades nÃo-agropecuÃrias. Complementarmente, foram investigados aspectos inerentes Ãs condiÃÃes de vida desses agricultores, à forma de organizaÃÃo e participaÃÃo social que desenvolvem, bem como ao inter-relacionamento entre eles e as instituiÃÃes mediadoras do crÃdito, e destas entre si. nÃo hÃhttp://www.teses.ufc.br/tde_busca/arquivo.php?codArquivo=3261application/pdfinfo:eu-repo/semantics/openAccessporreponame:Biblioteca Digital de Teses e Dissertações da UFCinstname:Universidade Federal do Cearáinstacron:UFC2019-01-21T11:16:21Zmail@mail.com - |
dc.title.pt.fl_str_mv |
AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE |
dc.title.alternative.en.fl_str_mv |
Assessment methodology of agroamigo in Caucaia=CE |
title |
AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE |
spellingShingle |
AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE Iracy Soares Ribeiro Maciel CIENCIAS SOCIAIS APLICADAS |
title_short |
AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE |
title_full |
AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE |
title_fullStr |
AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE |
title_full_unstemmed |
AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE |
title_sort |
AvaliaÃÃo da metodologia do agroamigo em Caucaia-CE |
author |
Iracy Soares Ribeiro Maciel |
author_facet |
Iracy Soares Ribeiro Maciel |
author_role |
author |
dc.contributor.advisor1.fl_str_mv |
Lea Carvalho Rodrigues |
dc.contributor.advisor1ID.fl_str_mv |
72254432834 |
dc.contributor.advisor1Lattes.fl_str_mv |
http://lattes.cnpq.br/8758840770361071 |
dc.contributor.advisor-co1.fl_str_mv |
CÃtia Regina Muniz |
dc.contributor.advisor-co1ID.fl_str_mv |
14968280890 |
dc.contributor.advisor-co1Lattes.fl_str_mv |
http://lattes.cnpq.br/8229884524282543 |
dc.contributor.referee1.fl_str_mv |
Francisco Amaro Gomes de Alencar |
dc.contributor.referee1ID.fl_str_mv |
13071963300 |
dc.contributor.referee1Lattes.fl_str_mv |
http://lattes.cnpq.br/2740221422991171 |
dc.contributor.authorID.fl_str_mv |
00000060076 |
dc.contributor.author.fl_str_mv |
Iracy Soares Ribeiro Maciel |
contributor_str_mv |
Lea Carvalho Rodrigues CÃtia Regina Muniz Francisco Amaro Gomes de Alencar |
dc.subject.cnpq.fl_str_mv |
CIENCIAS SOCIAIS APLICADAS |
topic |
CIENCIAS SOCIAIS APLICADAS |
dc.description.sponsorship.fl_txt_mv |
nÃo hà |
dc.description.abstract.por.fl_txt_mv |
The purpose of this dissertation is to evaluate BNBâs Rural Microcredit Program, the âAgroamigoâ, under the perspective of the qualification of Pronaf Group B process of credit. This credit line of the National Program for Strengthening Family Agriculture (Pronaf) is designed to the poorest among the family farmers. The research involved 41 farmers in the municipality of Caucaia-CE besides the members of the different institutions that intermediate this public policy. Despite the adversities faced in the execution of the Program, the research reveals that the implementation of the referred methodology has added quality to the process of credit concession regarding the Pronaf B. The main results perceived are related to the following aspects: degree of comprehension of the financing conditions, adequacy of the credit to the farmerâs needs and to the kind of activity developed by him and his family, process agility, proximity and follow-up, payment rates and financing of non-agropecuary activities rates. In addition, we have investigated some aspects inherent to these farmersâ life conditions, to their way of organization and the social participation they develop, as well as to the interrelationship between them and the institutions which mediate the credit, and these institutions among themselves. A proposta desta dissertaÃÃo à avaliar o Programa de MicrocrÃdito Rural do BNB, o Agroamigo, sob o ponto de vista da qualificaÃÃo do processo de crÃdito do Pronaf Grupo B. Esta linha de crÃdito do Programa Nacional de Fortalecimento da Agricultura Familiar (Pronaf) destina-se aos mais pobres entre os agricultores familiares. Nesta perspectiva, a pesquisa envolveu 41 agricultores do municÃpio de Caucaia-CE, alÃm dos membros das diversas instituiÃÃes que intermedeiam essa polÃtica pÃblica. A despeito das adversidades enfrentadas na execuÃÃo do Programa, a pesquisa revela que a implementaÃÃo da referida metodologia conferiu qualidade ao processo de concessÃo de crÃdito no Ãmbito do Pronaf B. Os principais resultados percebidos relacionam-se aos seguintes aspectos: grau de compreensÃo das condiÃÃes do financiamento, adequaÃÃo do crÃdito Ãs necessidades do agricultor e da atividade desenvolvida por ele e sua famÃlia, agilidade do processo, proximidade e acompanhamento, Ãndices de adimplÃncia e de financiamento de atividades nÃo-agropecuÃrias. Complementarmente, foram investigados aspectos inerentes Ãs condiÃÃes de vida desses agricultores, à forma de organizaÃÃo e participaÃÃo social que desenvolvem, bem como ao inter-relacionamento entre eles e as instituiÃÃes mediadoras do crÃdito, e destas entre si. |
description |
The purpose of this dissertation is to evaluate BNBâs Rural Microcredit Program, the âAgroamigoâ, under the perspective of the qualification of Pronaf Group B process of credit. This credit line of the National Program for Strengthening Family Agriculture (Pronaf) is designed to the poorest among the family farmers. The research involved 41 farmers in the municipality of Caucaia-CE besides the members of the different institutions that intermediate this public policy. Despite the adversities faced in the execution of the Program, the research reveals that the implementation of the referred methodology has added quality to the process of credit concession regarding the Pronaf B. The main results perceived are related to the following aspects: degree of comprehension of the financing conditions, adequacy of the credit to the farmerâs needs and to the kind of activity developed by him and his family, process agility, proximity and follow-up, payment rates and financing of non-agropecuary activities rates. In addition, we have investigated some aspects inherent to these farmersâ life conditions, to their way of organization and the social participation they develop, as well as to the interrelationship between them and the institutions which mediate the credit, and these institutions among themselves. |
publishDate |
2008 |
dc.date.issued.fl_str_mv |
2008-12-18 |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/masterThesis |
status_str |
publishedVersion |
format |
masterThesis |
dc.identifier.uri.fl_str_mv |
http://www.teses.ufc.br/tde_busca/arquivo.php?codArquivo=3261 |
url |
http://www.teses.ufc.br/tde_busca/arquivo.php?codArquivo=3261 |
dc.language.iso.fl_str_mv |
por |
language |
por |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
Universidade Federal do Cearà |
dc.publisher.program.fl_str_mv |
Programa de PÃs-GraduaÃÃo em Economia - CAEN |
dc.publisher.initials.fl_str_mv |
UFC |
dc.publisher.country.fl_str_mv |
BR |
publisher.none.fl_str_mv |
Universidade Federal do Cearà |
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reponame:Biblioteca Digital de Teses e Dissertações da UFC instname:Universidade Federal do Ceará instacron:UFC |
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Biblioteca Digital de Teses e Dissertações da UFC |
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Biblioteca Digital de Teses e Dissertações da UFC |
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Universidade Federal do Ceará |
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UFC |
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UFC |
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mail@mail.com |
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