COMPORTAMENTO DOS BANCOS, POSTURAS FINANCEIRAS E OFERTA DE CRÉDITO: DE KEYNES A MINSKY

• Autor(a) principal: Paula, Luiz Fernando Rodrigues de
• Data de Publicação: 2009
• Tipo de documento: Artigo
• Idioma: por
• Título da fonte: Análise Econômica (Online)
• Texto Completo: https://seer.ufrgs.br/index.php/AnaliseEconomica/article/view/10556
• topic: Bancos. Preferência pela liquidez. Oferta de crédito.; Banking firm. Liquidity preference. Credit supply.

This article analyses the bank behavior and its impacts on credit supply and monetary dynamics of a capitalist economy, based on Keynes and Minsky's approaches. It is shown that although these approaches are complementary, they were elaborated in different historical contexts each associated with a specific stage of the banking system evolution. Besides, it is suggested that the contribution of these authors can provide the basis for the construction of a theory of the banking firm alternative to the neoclassical approach of banking activity. It considers the banking firm as a dynamic agent whose behavior affects both liquidity conditions, the financial framework of an economy and, consequently, the expenditures of economic agents, implying a crucial role on the determination of the level of economic activity,