Alfabetização financeira dos tomadores de decisões empresariais

• Autor(a) principal: Monho, José Thiago Hidalgo
• Data de Publicação: 2023
• Tipo de documento: Trabalho de conclusão de curso
• Idioma: por
• Título da fonte: Repositório Institucional da UFU
• Texto Completo: https://repositorio.ufu.br/handle/123456789/37073
• topic: Alfabetização financeira; Finanças pessoais; Orçamento familiar; Decisões de investimentos; CNPQ::CIENCIAS SOCIAIS APLICADAS

This research aimed to verify the level of financial literacy of business decision makers and its association with socioeconomic and demographic factors. To achieve this objective, a questionnaire was applied via an online digital platform to a group of business decision makers. Based on the collected data, the instrument was verified for its reliability using Cronbach's alpha statistical tool, and later the results were analyzed using descriptive statistics, the correlation test, the normality test and the comparison test between groups (U Mann-Whitney and Kruskal Wallis). The results show that 75% of the participants have a financial literacy level of approximately 70%, that is, it can be concluded that financial decision makers are financially literate. In addition, it was possible to verify that 25% of the sample have high levels of financial literacy, and reached a level higher than 85% of the score. The findings also showed that demographic and socioeconomic variables, such as gender, marital status, age, income, education, training and annual income of the company, do not influence the literacy level of decision makers.