Análise financeira de uma Fintech - roa e roe

• Autor(a) principal: Ribeiro, Helena Farias
• Data de Publicação: 2020
• Tipo de documento: Trabalho de conclusão de curso
• Idioma: por
• Título da fonte: Repositório Institucional da UFU
• Texto Completo: https://repositorio.ufu.br/handle/123456789/32484
• topic: Fintechs; Retorno sobre ativo; Retorno sobre o patrimônio líquido; CNPQ::CIENCIAS SOCIAIS APLICADAS::ADMINISTRACAO::ADMINISTRACAO DE EMPRESAS::ADMINISTRACAO FINANCEIRA

The following paper aims to analyze a fintech founded in Brazil, regarding its financial indicators of Return on Assets (ROA) and Return on Equity (ROE). Bibliographic data were collected to understand the term fintech and to define and analyze the rate of return on assets and the rate of return on equity. Subsequently, data were collected referring to the balance sheet and Consolidated Income Statement of the studied fintech, in the period from 2018 to 2019 through secondary data. The research was characterized as descriptive and quantitative. The ROA and ROE were calculated and the results obtained were analyzed. The company had negative ROA and ROE in the two years analyzed. It should be noted that, for a more complete study, future research is proposed, covering longer time periods and using other financial indicators in addition to those discussed here.