Advantages and disadvantages that a company finds when establishing business relationships with the Multiple Bank and a Credit Union

Detalhes bibliográficos
Autor(a) principal: Batirola, Eduardo
Data de Publicação: 2020
Outros Autores: Martins, Joana Laura de Castro
Tipo de documento: Artigo
Idioma: por
Título da fonte: Research, Society and Development
Texto Completo: https://rsdjournal.org/index.php/rsd/article/view/4903
Resumo: For this comparative study, a financial institution was used as a multiple bank and a credit cooperative, in which three essential products were analyzed for these different financial institutions of multiple portfolios within the investment area when working with a fixed income product and also with two products in the area of loans. The research was exploratory, descriptive and explanatory, starting from a case study, which was developed through the application of a semi-structured form for the analyzed financial institutions. Thus, the main objective of the present work was to carry out a mapping highlighting the advantages and disadvantages of a multiple bank and a credit cooperative, considering for analysis the Certificate of Deposit; the New Vehicle Financing and the Working Capital or Revolving Credit, with the intention of presenting relevant information to a company that intends to establish business relations with one of these institutions.
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spelling Advantages and disadvantages that a company finds when establishing business relationships with the Multiple Bank and a Credit UnionVentajas y desventajas que encuentra una empresa al establecer relaciones comerciales con un Banco Múltiple y una Cooperativa de CréditoVantagens e desvantagens que uma empresa tem ao estabelecer relações comerciais com um Banco Múltiplo e com uma Cooperativa de CréditoFinancial institutionsBankary Deposit ReceiptNew vehicle financingWorking Capital or Revolving Credit.Instituciones financeirasCertificado de Depósito BancárioFinanciamiento de vehículos nuevosCapital de Trabajo o Crédito Rotativo.Instituições financeirasCertificado de Depósito BancárioFinanciamento de veículo novoCapital de giro ou Crédito rotativo.For this comparative study, a financial institution was used as a multiple bank and a credit cooperative, in which three essential products were analyzed for these different financial institutions of multiple portfolios within the investment area when working with a fixed income product and also with two products in the area of loans. The research was exploratory, descriptive and explanatory, starting from a case study, which was developed through the application of a semi-structured form for the analyzed financial institutions. Thus, the main objective of the present work was to carry out a mapping highlighting the advantages and disadvantages of a multiple bank and a credit cooperative, considering for analysis the Certificate of Deposit; the New Vehicle Financing and the Working Capital or Revolving Credit, with the intention of presenting relevant information to a company that intends to establish business relations with one of these institutions.Para este estudio comparativo, se utilizó un banco múltiple y una cooperativa de crédito como institución financiera, donde se pretendía analizar tres productos esenciales para estas diferentes instituciones financieras con múltiples carteras, dentro del área de inversión cuando se trabaja con un producto de renta fija y también con dos productos en el área de préstamos. La investigación fue exploratoria, descriptiva y explicativa, basada en un estudio de caso, que se desarrolló mediante la aplicación de una forma semiestructurada para las instituciones financieras analizadas. Por lo tanto, el objetivo principal del presente trabajo fue llevar a cabo un mapeo destacando las ventajas y desventajas de un banco múltiple y una cooperativa de crédito, considerando el Certificado de Depósito Bancario para su análisis; o Financiamiento de vehículos nuevos y capital de trabajo o crédito rotativo, con la intención de presentar información relevante para una empresa que tenga la intención de establecer relaciones comerciales con cualquiera de estas instituciones.Para esse estudo comparativo utilizou-se como instituição financeira um banco múltiplo e uma cooperativa de crédito, onde se pretendeu analisar três produtos essenciais para essas diferentes instituições financeiras de carteiras múltiplas, dentro da área de investimentos ao trabalhar com um produto de renda fixa e também com dois produtos na área de empréstimos. A pesquisa foi de caráter exploratório, descritivo e explicativo, partindo de um estudo de caso, que se desenvolveu através da aplicação de um formulário semiestruturado destinado às instituições financeiras analisadas. Dessa forma o objetivo principal do presente trabalho foi realizar um mapeamento destacando as vantagens e desvantagens de um banco múltiplo e de uma cooperativa de crédito, considerando para análise o Certificado de Depósito Bancário; o Financiamento de veículo novo e o Capital de Giro ou Crédito Rotativo, com a intenção de apresentar informações relevantes para uma empresa que pretende estabelecer relações comerciais com alguma dessas instituições.Research, Society and Development2020-06-12info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://rsdjournal.org/index.php/rsd/article/view/490310.33448/rsd-v9i7.4903Research, Society and Development; Vol. 9 No. 7; e770974903Research, Society and Development; Vol. 9 Núm. 7; e770974903Research, Society and Development; v. 9 n. 7; e7709749032525-3409reponame:Research, Society and Developmentinstname:Universidade Federal de Itajubá (UNIFEI)instacron:UNIFEIporhttps://rsdjournal.org/index.php/rsd/article/view/4903/4182Copyright (c) 2020 Eduardo Batirola, Joana Laura de Castro Martinsinfo:eu-repo/semantics/openAccessBatirola, EduardoMartins, Joana Laura de Castro2020-08-20T18:05:03Zoai:ojs.pkp.sfu.ca:article/4903Revistahttps://rsdjournal.org/index.php/rsd/indexPUBhttps://rsdjournal.org/index.php/rsd/oairsd.articles@gmail.com2525-34092525-3409opendoar:2024-01-17T09:28:36.349761Research, Society and Development - Universidade Federal de Itajubá (UNIFEI)false
dc.title.none.fl_str_mv Advantages and disadvantages that a company finds when establishing business relationships with the Multiple Bank and a Credit Union
Ventajas y desventajas que encuentra una empresa al establecer relaciones comerciales con un Banco Múltiple y una Cooperativa de Crédito
Vantagens e desvantagens que uma empresa tem ao estabelecer relações comerciais com um Banco Múltiplo e com uma Cooperativa de Crédito
title Advantages and disadvantages that a company finds when establishing business relationships with the Multiple Bank and a Credit Union
spellingShingle Advantages and disadvantages that a company finds when establishing business relationships with the Multiple Bank and a Credit Union
Batirola, Eduardo
Financial institutions
Bankary Deposit Receipt
New vehicle financing
Working Capital or Revolving Credit.
Instituciones financeiras
Certificado de Depósito Bancário
Financiamiento de vehículos nuevos
Capital de Trabajo o Crédito Rotativo.
Instituições financeiras
Certificado de Depósito Bancário
Financiamento de veículo novo
Capital de giro ou Crédito rotativo.
title_short Advantages and disadvantages that a company finds when establishing business relationships with the Multiple Bank and a Credit Union
title_full Advantages and disadvantages that a company finds when establishing business relationships with the Multiple Bank and a Credit Union
title_fullStr Advantages and disadvantages that a company finds when establishing business relationships with the Multiple Bank and a Credit Union
title_full_unstemmed Advantages and disadvantages that a company finds when establishing business relationships with the Multiple Bank and a Credit Union
title_sort Advantages and disadvantages that a company finds when establishing business relationships with the Multiple Bank and a Credit Union
author Batirola, Eduardo
author_facet Batirola, Eduardo
Martins, Joana Laura de Castro
author_role author
author2 Martins, Joana Laura de Castro
author2_role author
dc.contributor.author.fl_str_mv Batirola, Eduardo
Martins, Joana Laura de Castro
dc.subject.por.fl_str_mv Financial institutions
Bankary Deposit Receipt
New vehicle financing
Working Capital or Revolving Credit.
Instituciones financeiras
Certificado de Depósito Bancário
Financiamiento de vehículos nuevos
Capital de Trabajo o Crédito Rotativo.
Instituições financeiras
Certificado de Depósito Bancário
Financiamento de veículo novo
Capital de giro ou Crédito rotativo.
topic Financial institutions
Bankary Deposit Receipt
New vehicle financing
Working Capital or Revolving Credit.
Instituciones financeiras
Certificado de Depósito Bancário
Financiamiento de vehículos nuevos
Capital de Trabajo o Crédito Rotativo.
Instituições financeiras
Certificado de Depósito Bancário
Financiamento de veículo novo
Capital de giro ou Crédito rotativo.
description For this comparative study, a financial institution was used as a multiple bank and a credit cooperative, in which three essential products were analyzed for these different financial institutions of multiple portfolios within the investment area when working with a fixed income product and also with two products in the area of loans. The research was exploratory, descriptive and explanatory, starting from a case study, which was developed through the application of a semi-structured form for the analyzed financial institutions. Thus, the main objective of the present work was to carry out a mapping highlighting the advantages and disadvantages of a multiple bank and a credit cooperative, considering for analysis the Certificate of Deposit; the New Vehicle Financing and the Working Capital or Revolving Credit, with the intention of presenting relevant information to a company that intends to establish business relations with one of these institutions.
publishDate 2020
dc.date.none.fl_str_mv 2020-06-12
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://rsdjournal.org/index.php/rsd/article/view/4903
10.33448/rsd-v9i7.4903
url https://rsdjournal.org/index.php/rsd/article/view/4903
identifier_str_mv 10.33448/rsd-v9i7.4903
dc.language.iso.fl_str_mv por
language por
dc.relation.none.fl_str_mv https://rsdjournal.org/index.php/rsd/article/view/4903/4182
dc.rights.driver.fl_str_mv Copyright (c) 2020 Eduardo Batirola, Joana Laura de Castro Martins
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Copyright (c) 2020 Eduardo Batirola, Joana Laura de Castro Martins
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Research, Society and Development
publisher.none.fl_str_mv Research, Society and Development
dc.source.none.fl_str_mv Research, Society and Development; Vol. 9 No. 7; e770974903
Research, Society and Development; Vol. 9 Núm. 7; e770974903
Research, Society and Development; v. 9 n. 7; e770974903
2525-3409
reponame:Research, Society and Development
instname:Universidade Federal de Itajubá (UNIFEI)
instacron:UNIFEI
instname_str Universidade Federal de Itajubá (UNIFEI)
instacron_str UNIFEI
institution UNIFEI
reponame_str Research, Society and Development
collection Research, Society and Development
repository.name.fl_str_mv Research, Society and Development - Universidade Federal de Itajubá (UNIFEI)
repository.mail.fl_str_mv rsd.articles@gmail.com
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