ASSESSMENT OF CREDIT RESTRICTIONS TO FARMERS IN RURAL SETTLEMENTS´ IN THE WESTERN REGION OF THE STATE OF SÃO PAULO, BRAZIL
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Data de Publicação: | 2016 |
Outros Autores: | , , |
Tipo de documento: | Artigo |
Idioma: | por |
Título da fonte: | Revista brasileira de gestão e desenvolvimento regional |
Texto Completo: | https://www.rbgdr.net/revista/index.php/rbgdr/article/view/2313 |
Resumo: | Conceding of credit is a decisive factor for the development of farmers in rural settlements. The factors that contribute towards obstacles for its concession and default risks in financial modalities are highly relevant. Current analysis comprises data collection and investigation on farmers in rural settlements in the western region of the state of São Paulo, Brazil, specifically in the municipality of Rancharia. The several types of credit for the farmers, especially the PRONAF program, are analyzed to verify the risks inherent to such financial transactions. Statistic techniques, based on the multivariate analysis, were employed to identify variables or their combinations that provide restrictive conditions to credit. Results show the possibility that farmers in rural settlements may be banned from credit depends on the time of permanence on the land, technical follow-up and non-agriculture-based family income (derived from different sources other than land, such as retiree/pensioner). |
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ASSESSMENT OF CREDIT RESTRICTIONS TO FARMERS IN RURAL SETTLEMENTS´ IN THE WESTERN REGION OF THE STATE OF SÃO PAULO, BRAZILANÁLISE DA RESTRIÇÃO AO CRÉDITO A PRODUTORES DE ASSENTAMENTOS RURAIS DA REGIÃO OESTE PAULISTACrédito ruralAgricultura familiarAnálise multivariadaAssentamentos ruraisRural creditFamily agricultureMultivariate analysisRural settlementsConceding of credit is a decisive factor for the development of farmers in rural settlements. The factors that contribute towards obstacles for its concession and default risks in financial modalities are highly relevant. Current analysis comprises data collection and investigation on farmers in rural settlements in the western region of the state of São Paulo, Brazil, specifically in the municipality of Rancharia. The several types of credit for the farmers, especially the PRONAF program, are analyzed to verify the risks inherent to such financial transactions. Statistic techniques, based on the multivariate analysis, were employed to identify variables or their combinations that provide restrictive conditions to credit. Results show the possibility that farmers in rural settlements may be banned from credit depends on the time of permanence on the land, technical follow-up and non-agriculture-based family income (derived from different sources other than land, such as retiree/pensioner).A concessão de crédito é um fator decisivo para o desenvolvimento dos produtores rurais assentados e, entender os fatores de impedimento a este recurso, bem como os riscos de inadimplência que estão embutidos nas modalidades de financiamentos, é de extrema relevância. O objetivo deste trabalho foi coletar e analisar informações sobre os produtores de assentamentos rurais da região oeste do estado de São Paulo, especificamente do município de Rancharia, no que diz respeito às várias modalidades de créditos existentes para a categoria, sobretudo, a partir do PRONAF, verificando os riscos inerentes às transações financeiras. Para tanto, foram utilizadas técnicas estatísticas baseadas em análise multivariada, a fim de identificar variáveis ou uma combinação delas que influenciavam na condição do assentado de ter ou não uma anotação restritiva. Os resultados mostraram que descrever a chance de um produtor assentado ter anotação restritiva envolve aspectos relacionados ao tempo de permanência deste no lote, ao acompanhamento técnico e à renda não agrícola da família (obtida fora do lote e, ou por aposentadoria ou pensão).Universidade de Taubaté2016-06-25info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://www.rbgdr.net/revista/index.php/rbgdr/article/view/231310.54399/rbgdr.v12i2.2313Revista Brasileira de Gestão e Desenvolvimento Regional; Vol. 12 No. 2 (2016)RBGDR; Vol. 12 Núm. 2 (2016)Revista Brasileira de Gestão e Desenvolvimento Regional; v. 12 n. 2 (2016)1809-239X10.54399/rbgdr.v12i2reponame:Revista brasileira de gestão e desenvolvimento regionalinstname:Universidade de Taubaté (UNITAU)instacron:UNITAUporhttps://www.rbgdr.net/revista/index.php/rbgdr/article/view/2313/516Copyright (c) 2016 Revista Brasileira de Gestão e Desenvolvimento Regionalinfo:eu-repo/semantics/openAccessOliveira, Sandra Cristina deMaziero, Luana PossariOliveira, Maria Luiza Vicente dePinto, Leonardo de Barros2016-06-25T03:02:47Zoai:ojs2.rbgdr.net:article/2313Revistahttps://www.rbgdr.net/revista/index.php/rbgdrPUBhttps://www.rbgdr.net/revista/index.php/rbgdr/oai||monicafcarniello@gmail.com1809-239X1809-239Xopendoar:2016-06-25T03:02:47Revista brasileira de gestão e desenvolvimento regional - Universidade de Taubaté (UNITAU)false |
dc.title.none.fl_str_mv |
ASSESSMENT OF CREDIT RESTRICTIONS TO FARMERS IN RURAL SETTLEMENTS´ IN THE WESTERN REGION OF THE STATE OF SÃO PAULO, BRAZIL ANÁLISE DA RESTRIÇÃO AO CRÉDITO A PRODUTORES DE ASSENTAMENTOS RURAIS DA REGIÃO OESTE PAULISTA |
title |
ASSESSMENT OF CREDIT RESTRICTIONS TO FARMERS IN RURAL SETTLEMENTS´ IN THE WESTERN REGION OF THE STATE OF SÃO PAULO, BRAZIL |
spellingShingle |
ASSESSMENT OF CREDIT RESTRICTIONS TO FARMERS IN RURAL SETTLEMENTS´ IN THE WESTERN REGION OF THE STATE OF SÃO PAULO, BRAZIL Oliveira, Sandra Cristina de Crédito rural Agricultura familiar Análise multivariada Assentamentos rurais Rural credit Family agriculture Multivariate analysis Rural settlements |
title_short |
ASSESSMENT OF CREDIT RESTRICTIONS TO FARMERS IN RURAL SETTLEMENTS´ IN THE WESTERN REGION OF THE STATE OF SÃO PAULO, BRAZIL |
title_full |
ASSESSMENT OF CREDIT RESTRICTIONS TO FARMERS IN RURAL SETTLEMENTS´ IN THE WESTERN REGION OF THE STATE OF SÃO PAULO, BRAZIL |
title_fullStr |
ASSESSMENT OF CREDIT RESTRICTIONS TO FARMERS IN RURAL SETTLEMENTS´ IN THE WESTERN REGION OF THE STATE OF SÃO PAULO, BRAZIL |
title_full_unstemmed |
ASSESSMENT OF CREDIT RESTRICTIONS TO FARMERS IN RURAL SETTLEMENTS´ IN THE WESTERN REGION OF THE STATE OF SÃO PAULO, BRAZIL |
title_sort |
ASSESSMENT OF CREDIT RESTRICTIONS TO FARMERS IN RURAL SETTLEMENTS´ IN THE WESTERN REGION OF THE STATE OF SÃO PAULO, BRAZIL |
author |
Oliveira, Sandra Cristina de |
author_facet |
Oliveira, Sandra Cristina de Maziero, Luana Possari Oliveira, Maria Luiza Vicente de Pinto, Leonardo de Barros |
author_role |
author |
author2 |
Maziero, Luana Possari Oliveira, Maria Luiza Vicente de Pinto, Leonardo de Barros |
author2_role |
author author author |
dc.contributor.author.fl_str_mv |
Oliveira, Sandra Cristina de Maziero, Luana Possari Oliveira, Maria Luiza Vicente de Pinto, Leonardo de Barros |
dc.subject.por.fl_str_mv |
Crédito rural Agricultura familiar Análise multivariada Assentamentos rurais Rural credit Family agriculture Multivariate analysis Rural settlements |
topic |
Crédito rural Agricultura familiar Análise multivariada Assentamentos rurais Rural credit Family agriculture Multivariate analysis Rural settlements |
description |
Conceding of credit is a decisive factor for the development of farmers in rural settlements. The factors that contribute towards obstacles for its concession and default risks in financial modalities are highly relevant. Current analysis comprises data collection and investigation on farmers in rural settlements in the western region of the state of São Paulo, Brazil, specifically in the municipality of Rancharia. The several types of credit for the farmers, especially the PRONAF program, are analyzed to verify the risks inherent to such financial transactions. Statistic techniques, based on the multivariate analysis, were employed to identify variables or their combinations that provide restrictive conditions to credit. Results show the possibility that farmers in rural settlements may be banned from credit depends on the time of permanence on the land, technical follow-up and non-agriculture-based family income (derived from different sources other than land, such as retiree/pensioner). |
publishDate |
2016 |
dc.date.none.fl_str_mv |
2016-06-25 |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
https://www.rbgdr.net/revista/index.php/rbgdr/article/view/2313 10.54399/rbgdr.v12i2.2313 |
url |
https://www.rbgdr.net/revista/index.php/rbgdr/article/view/2313 |
identifier_str_mv |
10.54399/rbgdr.v12i2.2313 |
dc.language.iso.fl_str_mv |
por |
language |
por |
dc.relation.none.fl_str_mv |
https://www.rbgdr.net/revista/index.php/rbgdr/article/view/2313/516 |
dc.rights.driver.fl_str_mv |
Copyright (c) 2016 Revista Brasileira de Gestão e Desenvolvimento Regional info:eu-repo/semantics/openAccess |
rights_invalid_str_mv |
Copyright (c) 2016 Revista Brasileira de Gestão e Desenvolvimento Regional |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
Universidade de Taubaté |
publisher.none.fl_str_mv |
Universidade de Taubaté |
dc.source.none.fl_str_mv |
Revista Brasileira de Gestão e Desenvolvimento Regional; Vol. 12 No. 2 (2016) RBGDR; Vol. 12 Núm. 2 (2016) Revista Brasileira de Gestão e Desenvolvimento Regional; v. 12 n. 2 (2016) 1809-239X 10.54399/rbgdr.v12i2 reponame:Revista brasileira de gestão e desenvolvimento regional instname:Universidade de Taubaté (UNITAU) instacron:UNITAU |
instname_str |
Universidade de Taubaté (UNITAU) |
instacron_str |
UNITAU |
institution |
UNITAU |
reponame_str |
Revista brasileira de gestão e desenvolvimento regional |
collection |
Revista brasileira de gestão e desenvolvimento regional |
repository.name.fl_str_mv |
Revista brasileira de gestão e desenvolvimento regional - Universidade de Taubaté (UNITAU) |
repository.mail.fl_str_mv |
||monicafcarniello@gmail.com |
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1800220469035532288 |