Cooperativismo de crédito: uma alternativa social e solidária nas relações financeiras

• Autor(a) principal: Rorato, Lucas Ferdinando [UNESP]
• Data de Publicação: 2020
• Tipo de documento: Trabalho de conclusão de curso
• Idioma: por
• Título da fonte: Repositório Institucional da UNESP
• Texto Completo: http://hdl.handle.net/11449/213876
• topic: Economia social e solidária; Cooperativismo de crédito; Relações financeiras

The Social and Solidarity Economy (ESS) has been gaining great space in the academic environment, in public policies and in international debates in recent decades, due to its relevance in the face of socioeconomic problems that affect the most vulnerable layers of society. Among the countless organizations that make up the ESS framework, cooperativism is one of the strongest and most widespread movements in the world, in which it promotes the union of people who seek a common goal. According to Meinen & Port, (2012, p. 49) cooperativism is “a socioeconomic alternative based on values and principles, whose objective is to build a better life for millions of people around the world”. In Brazil, one of the strongest branches of cooperatives is credit, or finance, in which people come together to seek a fairer, more inclusive and democratic financial relationship. Thus, the objective of this work is to analyze and understand the characteristics and fundamentals of economics Social and Solidarity, analyzing the state of the art of credit unions, to investigate the hypothesis that this alternative model is a tool for financial inclusion. This investigation takes place through the analysis of the economic-financial performance of the largest credit union in Brazil, Sicoob Credicitrus.