Solidarity finance through community development banks as a strategy for reshaping local economies: lessons from Banco Palmas
Autor(a) principal: | |
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Data de Publicação: | 2012 |
Outros Autores: | , |
Tipo de documento: | Artigo |
Idioma: | eng |
Título da fonte: | Revista de Administração (São Paulo) |
Texto Completo: | http://old.scielo.br/scielo.php?script=sci_arttext&pid=S0080-21072012000300013 |
Resumo: | The purpose of this paper is to reflect on the possibilities and challenges of Community Development Banks (CDBs) as an innovative method of socioeconomic management of microcredit for poor populations. To this end, we will discuss the case of Banco Palmas in Conjunto Palmeiras in the city of Fortaleza, in the northeastern state of Ceará, as an empirical case study. The analyses presented here are based on information obtained from Banco Palmas between late 2011 and early 2012. In addition, previous studies by other researchers on the bank and other studies on CDBs were important. The primary data collected at Banco Palmas came from documents made available by the bank, such as reports and mappings. The analyses describe some of the characteristics of the granting of microcredit and allow one to situate it in the universe of microfinance and solidarity finance. They also show the significant growth of local consumption, mostly through the use of the Palmas social currency. The Banco Palmas experience, aside from influencing national public policies of solidarity finance, initiated a CDBs network that encourages the replication of these experiences throughout the country. |
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Solidarity finance through community development banks as a strategy for reshaping local economies: lessons from Banco Palmassolidarity financecommunity development banksBanco Palmassocial currencysocioeconomic innovationThe purpose of this paper is to reflect on the possibilities and challenges of Community Development Banks (CDBs) as an innovative method of socioeconomic management of microcredit for poor populations. To this end, we will discuss the case of Banco Palmas in Conjunto Palmeiras in the city of Fortaleza, in the northeastern state of Ceará, as an empirical case study. The analyses presented here are based on information obtained from Banco Palmas between late 2011 and early 2012. In addition, previous studies by other researchers on the bank and other studies on CDBs were important. The primary data collected at Banco Palmas came from documents made available by the bank, such as reports and mappings. The analyses describe some of the characteristics of the granting of microcredit and allow one to situate it in the universe of microfinance and solidarity finance. They also show the significant growth of local consumption, mostly through the use of the Palmas social currency. The Banco Palmas experience, aside from influencing national public policies of solidarity finance, initiated a CDBs network that encourages the replication of these experiences throughout the country.Departamento de Administração da Faculdade de Economia, Administração e Contabilidade da Universidade de São Paulo2012-09-01info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersiontext/htmlhttp://old.scielo.br/scielo.php?script=sci_arttext&pid=S0080-21072012000300013Revista de Administração (São Paulo) v.47 n.3 2012reponame:Revista de Administração (São Paulo)instname:Universidade de São Paulo (USP)instacron:USP10.1590/S0080-21072012000300013info:eu-repo/semantics/openAccessFrança Filho,Genauto Carvalho deSilva Júnior,Jeová TorresRigo,Ariádne Scalfonieng2012-10-15T00:00:00Zoai:scielo:S0080-21072012000300013Revistahttp://rausp.usp.br/PUBhttps://old.scielo.br/oai/scielo-oai.phprausp@usp.br||reinhard@usp.br1984-61420080-2107opendoar:2012-10-15T00:00Revista de Administração (São Paulo) - Universidade de São Paulo (USP)false |
dc.title.none.fl_str_mv |
Solidarity finance through community development banks as a strategy for reshaping local economies: lessons from Banco Palmas |
title |
Solidarity finance through community development banks as a strategy for reshaping local economies: lessons from Banco Palmas |
spellingShingle |
Solidarity finance through community development banks as a strategy for reshaping local economies: lessons from Banco Palmas França Filho,Genauto Carvalho de solidarity finance community development banks Banco Palmas social currency socioeconomic innovation |
title_short |
Solidarity finance through community development banks as a strategy for reshaping local economies: lessons from Banco Palmas |
title_full |
Solidarity finance through community development banks as a strategy for reshaping local economies: lessons from Banco Palmas |
title_fullStr |
Solidarity finance through community development banks as a strategy for reshaping local economies: lessons from Banco Palmas |
title_full_unstemmed |
Solidarity finance through community development banks as a strategy for reshaping local economies: lessons from Banco Palmas |
title_sort |
Solidarity finance through community development banks as a strategy for reshaping local economies: lessons from Banco Palmas |
author |
França Filho,Genauto Carvalho de |
author_facet |
França Filho,Genauto Carvalho de Silva Júnior,Jeová Torres Rigo,Ariádne Scalfoni |
author_role |
author |
author2 |
Silva Júnior,Jeová Torres Rigo,Ariádne Scalfoni |
author2_role |
author author |
dc.contributor.author.fl_str_mv |
França Filho,Genauto Carvalho de Silva Júnior,Jeová Torres Rigo,Ariádne Scalfoni |
dc.subject.por.fl_str_mv |
solidarity finance community development banks Banco Palmas social currency socioeconomic innovation |
topic |
solidarity finance community development banks Banco Palmas social currency socioeconomic innovation |
description |
The purpose of this paper is to reflect on the possibilities and challenges of Community Development Banks (CDBs) as an innovative method of socioeconomic management of microcredit for poor populations. To this end, we will discuss the case of Banco Palmas in Conjunto Palmeiras in the city of Fortaleza, in the northeastern state of Ceará, as an empirical case study. The analyses presented here are based on information obtained from Banco Palmas between late 2011 and early 2012. In addition, previous studies by other researchers on the bank and other studies on CDBs were important. The primary data collected at Banco Palmas came from documents made available by the bank, such as reports and mappings. The analyses describe some of the characteristics of the granting of microcredit and allow one to situate it in the universe of microfinance and solidarity finance. They also show the significant growth of local consumption, mostly through the use of the Palmas social currency. The Banco Palmas experience, aside from influencing national public policies of solidarity finance, initiated a CDBs network that encourages the replication of these experiences throughout the country. |
publishDate |
2012 |
dc.date.none.fl_str_mv |
2012-09-01 |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://old.scielo.br/scielo.php?script=sci_arttext&pid=S0080-21072012000300013 |
url |
http://old.scielo.br/scielo.php?script=sci_arttext&pid=S0080-21072012000300013 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.relation.none.fl_str_mv |
10.1590/S0080-21072012000300013 |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
text/html |
dc.publisher.none.fl_str_mv |
Departamento de Administração da Faculdade de Economia, Administração e Contabilidade da Universidade de São Paulo |
publisher.none.fl_str_mv |
Departamento de Administração da Faculdade de Economia, Administração e Contabilidade da Universidade de São Paulo |
dc.source.none.fl_str_mv |
Revista de Administração (São Paulo) v.47 n.3 2012 reponame:Revista de Administração (São Paulo) instname:Universidade de São Paulo (USP) instacron:USP |
instname_str |
Universidade de São Paulo (USP) |
instacron_str |
USP |
institution |
USP |
reponame_str |
Revista de Administração (São Paulo) |
collection |
Revista de Administração (São Paulo) |
repository.name.fl_str_mv |
Revista de Administração (São Paulo) - Universidade de São Paulo (USP) |
repository.mail.fl_str_mv |
rausp@usp.br||reinhard@usp.br |
_version_ |
1748936716542017536 |