EVALUATING CREDIT UNION MEMBERS’ PERCEPTION OF SERVICE QUALITY THROUGH SERVICE INNOVATION

• Autor(a) principal: Duarte, Alex Fabiano
• Data de Publicação: 2017
• Outros Autores: Moreira, Vilmar Rodrigues, Ferraresi, Alex Antônio, Gerhard, Alcimar
• Tipo de documento: Artigo
• Idioma: eng
• Título da fonte: Revista de Administração e Inovação
• Texto Completo: https://www.revistas.usp.br/rai/article/view/108140
• topic: Credit unions; Service quality; Innovation.

The financial market has undergone numerous changes in recent years, becoming more competitive and characterized by offers of increasinglysimilar products and services by competitors. An alternative for companies to stand out in this market is the introduction of innovations and qualityin services. This study proposes to evaluate the perceived quality of financial services by the members of a credit union. The study was conductedat a service unit of a credit union in Paraná State, Brazil. A survey with a sample of 167 members was applied, together with a questionnairebased on the SERVQUAL scale. The expectations and perceptions of the members were compared regarding the quality of services provided. Ananalysis of the responses enabled an evaluation of the gap between what members expect and what they perceive in terms of service quality. Themain contribution of this article lies in the application of the SERVQUAL scale and the concepts of service quality in a cooperative organization ina sector that has been the focus of few academic studies. The results can be used to promote improvement processes in the services of the sector.