Mortality tables for the Brazilian insured population
Autor(a) principal: | |
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Data de Publicação: | 2016 |
Outros Autores: | , , , , |
Tipo de documento: | Artigo |
Idioma: | eng |
Título da fonte: | Revista brasileira de estudos de população (Online) |
Texto Completo: | http://old.scielo.br/scielo.php?script=sci_arttext&pid=S0102-30982016000300653 |
Resumo: | Abstract This paper describes the construction of the BR-EMS 2015 mortality tables for the Brazilian insured population. The tables were based on data collected from insurance companies which represent about 80 per cent of the Brazilian insurance market, and they are updates of their previous versions, BR-EMS 2010, which have been the first mortality tables built with Brazilian market experience. Additional data from government sources was used to improve the information of the companies’ databases. The mortality rates of the population under risk products (death coverage) are remarkably different than those under savings products (survivorship coverage); as such, four different mortality tables are constructed, separating the population by sex as well as the type of insurance coverage. A straight comparison between the BR-EMS 2015 tables with the statistics of the general Brazilian population shows a striking difference on life expectancies. The BR-EMS 2015 tables are also compared with other life tables. |
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Mortality tables for the Brazilian insured populationLife tablesMortalityDeath rateInsurance marketHeligman-PollardAbstract This paper describes the construction of the BR-EMS 2015 mortality tables for the Brazilian insured population. The tables were based on data collected from insurance companies which represent about 80 per cent of the Brazilian insurance market, and they are updates of their previous versions, BR-EMS 2010, which have been the first mortality tables built with Brazilian market experience. Additional data from government sources was used to improve the information of the companies’ databases. The mortality rates of the population under risk products (death coverage) are remarkably different than those under savings products (survivorship coverage); as such, four different mortality tables are constructed, separating the population by sex as well as the type of insurance coverage. A straight comparison between the BR-EMS 2015 tables with the statistics of the general Brazilian population shows a striking difference on life expectancies. The BR-EMS 2015 tables are also compared with other life tables.Associação Brasileira de Estudos Populacionais2016-12-01info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersiontext/htmlhttp://old.scielo.br/scielo.php?script=sci_arttext&pid=S0102-30982016000300653Revista Brasileira de Estudos de População v.33 n.3 2016reponame:Revista brasileira de estudos de população (Online)instname:Associação Brasileira de Estudos Populacionais (ABEP)instacron:ABEP10.20947/s0102-30982016c0010info:eu-repo/semantics/openAccessOliveira,Mário Moreira Carvalho deRamirez,Milton RamosFrischtak,Ricardo MiltonBorges,Rafael Brandão de RezendeCosta,BrunoPedroso,Ricardo Cunhaeng2017-02-09T00:00:00Zoai:scielo:S0102-30982016000300653Revistahttps://rebep.org.br/revistahttps://old.scielo.br/oai/scielo-oai.php||editora@rebep.org.br1980-55190102-3098opendoar:2017-02-09T00:00Revista brasileira de estudos de população (Online) - Associação Brasileira de Estudos Populacionais (ABEP)false |
dc.title.none.fl_str_mv |
Mortality tables for the Brazilian insured population |
title |
Mortality tables for the Brazilian insured population |
spellingShingle |
Mortality tables for the Brazilian insured population Oliveira,Mário Moreira Carvalho de Life tables Mortality Death rate Insurance market Heligman-Pollard |
title_short |
Mortality tables for the Brazilian insured population |
title_full |
Mortality tables for the Brazilian insured population |
title_fullStr |
Mortality tables for the Brazilian insured population |
title_full_unstemmed |
Mortality tables for the Brazilian insured population |
title_sort |
Mortality tables for the Brazilian insured population |
author |
Oliveira,Mário Moreira Carvalho de |
author_facet |
Oliveira,Mário Moreira Carvalho de Ramirez,Milton Ramos Frischtak,Ricardo Milton Borges,Rafael Brandão de Rezende Costa,Bruno Pedroso,Ricardo Cunha |
author_role |
author |
author2 |
Ramirez,Milton Ramos Frischtak,Ricardo Milton Borges,Rafael Brandão de Rezende Costa,Bruno Pedroso,Ricardo Cunha |
author2_role |
author author author author author |
dc.contributor.author.fl_str_mv |
Oliveira,Mário Moreira Carvalho de Ramirez,Milton Ramos Frischtak,Ricardo Milton Borges,Rafael Brandão de Rezende Costa,Bruno Pedroso,Ricardo Cunha |
dc.subject.por.fl_str_mv |
Life tables Mortality Death rate Insurance market Heligman-Pollard |
topic |
Life tables Mortality Death rate Insurance market Heligman-Pollard |
description |
Abstract This paper describes the construction of the BR-EMS 2015 mortality tables for the Brazilian insured population. The tables were based on data collected from insurance companies which represent about 80 per cent of the Brazilian insurance market, and they are updates of their previous versions, BR-EMS 2010, which have been the first mortality tables built with Brazilian market experience. Additional data from government sources was used to improve the information of the companies’ databases. The mortality rates of the population under risk products (death coverage) are remarkably different than those under savings products (survivorship coverage); as such, four different mortality tables are constructed, separating the population by sex as well as the type of insurance coverage. A straight comparison between the BR-EMS 2015 tables with the statistics of the general Brazilian population shows a striking difference on life expectancies. The BR-EMS 2015 tables are also compared with other life tables. |
publishDate |
2016 |
dc.date.none.fl_str_mv |
2016-12-01 |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://old.scielo.br/scielo.php?script=sci_arttext&pid=S0102-30982016000300653 |
url |
http://old.scielo.br/scielo.php?script=sci_arttext&pid=S0102-30982016000300653 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.relation.none.fl_str_mv |
10.20947/s0102-30982016c0010 |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
text/html |
dc.publisher.none.fl_str_mv |
Associação Brasileira de Estudos Populacionais |
publisher.none.fl_str_mv |
Associação Brasileira de Estudos Populacionais |
dc.source.none.fl_str_mv |
Revista Brasileira de Estudos de População v.33 n.3 2016 reponame:Revista brasileira de estudos de população (Online) instname:Associação Brasileira de Estudos Populacionais (ABEP) instacron:ABEP |
instname_str |
Associação Brasileira de Estudos Populacionais (ABEP) |
instacron_str |
ABEP |
institution |
ABEP |
reponame_str |
Revista brasileira de estudos de população (Online) |
collection |
Revista brasileira de estudos de população (Online) |
repository.name.fl_str_mv |
Revista brasileira de estudos de população (Online) - Associação Brasileira de Estudos Populacionais (ABEP) |
repository.mail.fl_str_mv |
||editora@rebep.org.br |
_version_ |
1754302036986298368 |