The effect of the information disclosure in the propensity of credit buying

Detalhes bibliográficos
Autor(a) principal: Mette, Frederike Monika Budiner
Data de Publicação: 2014
Outros Autores: Matos, Celso Augusto de
Tipo de documento: Artigo de conferência
Idioma: eng
Título da fonte: Repositório Institucional do FGV (FGV Repositório Digital)
Texto Completo: http://hdl.handle.net/10438/18824
Resumo: The present study aimed to verify the effect of disclosure of credit terms in buying with in the propensity of individuals to consume this credit moderated by the debt literacy and the possibility of cash payment of the respondents. It was conducted an experiment with 3 scenarios for the disclosure of the condition in buying on credit. From the results presented through the tests it was shown that the greater the amount of information the greater propensity of consumption on credit. It was proved that the higher the level of debt literacy the lower the propensity to consume on credit.
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spelling Mette, Frederike Monika BudinerMatos, Celso Augusto deEscolas::EAESP2017-09-22T15:20:28Z2017-09-22T15:20:28Z2014http://hdl.handle.net/10438/18824The present study aimed to verify the effect of disclosure of credit terms in buying with in the propensity of individuals to consume this credit moderated by the debt literacy and the possibility of cash payment of the respondents. It was conducted an experiment with 3 scenarios for the disclosure of the condition in buying on credit. From the results presented through the tests it was shown that the greater the amount of information the greater propensity of consumption on credit. It was proved that the higher the level of debt literacy the lower the propensity to consume on credit.engCentro de Estudos em Finanças (GVcef)Propensity on credit buyingDisclosure informationDebt literacyEconomiaCrédito direto ao consumidorDivulgação de informaçõesEducação financeiraComportamento do consumidorThe effect of the information disclosure in the propensity of credit buyinginfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/conferenceObjectinfo:eu-repo/semantics/openAccessreponame:Repositório Institucional do FGV (FGV Repositório Digital)instname:Fundação Getulio Vargas (FGV)instacron:FGVTEXTGVcef_Mette; Matos.pdf.txtGVcef_Mette; Matos.pdf.txtExtracted texttext/plain38538https://repositorio.fgv.br/bitstreams/8f1ab577-d755-4f72-8aa0-1efa9e49700c/downloadc47e98c595a8cbd7e1def169218e1ecfMD55ORIGINALGVcef_Mette; Matos.pdfGVcef_Mette; 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dc.title.eng.fl_str_mv The effect of the information disclosure in the propensity of credit buying
title The effect of the information disclosure in the propensity of credit buying
spellingShingle The effect of the information disclosure in the propensity of credit buying
Mette, Frederike Monika Budiner
Propensity on credit buying
Disclosure information
Debt literacy
Economia
Crédito direto ao consumidor
Divulgação de informações
Educação financeira
Comportamento do consumidor
title_short The effect of the information disclosure in the propensity of credit buying
title_full The effect of the information disclosure in the propensity of credit buying
title_fullStr The effect of the information disclosure in the propensity of credit buying
title_full_unstemmed The effect of the information disclosure in the propensity of credit buying
title_sort The effect of the information disclosure in the propensity of credit buying
author Mette, Frederike Monika Budiner
author_facet Mette, Frederike Monika Budiner
Matos, Celso Augusto de
author_role author
author2 Matos, Celso Augusto de
author2_role author
dc.contributor.unidadefgv.por.fl_str_mv Escolas::EAESP
dc.contributor.author.fl_str_mv Mette, Frederike Monika Budiner
Matos, Celso Augusto de
dc.subject.eng.fl_str_mv Propensity on credit buying
Disclosure information
Debt literacy
topic Propensity on credit buying
Disclosure information
Debt literacy
Economia
Crédito direto ao consumidor
Divulgação de informações
Educação financeira
Comportamento do consumidor
dc.subject.area.por.fl_str_mv Economia
dc.subject.bibliodata.por.fl_str_mv Crédito direto ao consumidor
Divulgação de informações
Educação financeira
Comportamento do consumidor
description The present study aimed to verify the effect of disclosure of credit terms in buying with in the propensity of individuals to consume this credit moderated by the debt literacy and the possibility of cash payment of the respondents. It was conducted an experiment with 3 scenarios for the disclosure of the condition in buying on credit. From the results presented through the tests it was shown that the greater the amount of information the greater propensity of consumption on credit. It was proved that the higher the level of debt literacy the lower the propensity to consume on credit.
publishDate 2014
dc.date.issued.fl_str_mv 2014
dc.date.accessioned.fl_str_mv 2017-09-22T15:20:28Z
dc.date.available.fl_str_mv 2017-09-22T15:20:28Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/conferenceObject
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dc.identifier.uri.fl_str_mv http://hdl.handle.net/10438/18824
url http://hdl.handle.net/10438/18824
dc.language.iso.fl_str_mv eng
language eng
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.publisher.none.fl_str_mv Centro de Estudos em Finanças (GVcef)
publisher.none.fl_str_mv Centro de Estudos em Finanças (GVcef)
dc.source.none.fl_str_mv reponame:Repositório Institucional do FGV (FGV Repositório Digital)
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