The effect of the information disclosure in the propensity of credit buying
Autor(a) principal: | |
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Data de Publicação: | 2014 |
Outros Autores: | |
Tipo de documento: | Artigo de conferência |
Idioma: | eng |
Título da fonte: | Repositório Institucional do FGV (FGV Repositório Digital) |
Texto Completo: | http://hdl.handle.net/10438/18824 |
Resumo: | The present study aimed to verify the effect of disclosure of credit terms in buying with in the propensity of individuals to consume this credit moderated by the debt literacy and the possibility of cash payment of the respondents. It was conducted an experiment with 3 scenarios for the disclosure of the condition in buying on credit. From the results presented through the tests it was shown that the greater the amount of information the greater propensity of consumption on credit. It was proved that the higher the level of debt literacy the lower the propensity to consume on credit. |
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Mette, Frederike Monika BudinerMatos, Celso Augusto deEscolas::EAESP2017-09-22T15:20:28Z2017-09-22T15:20:28Z2014http://hdl.handle.net/10438/18824The present study aimed to verify the effect of disclosure of credit terms in buying with in the propensity of individuals to consume this credit moderated by the debt literacy and the possibility of cash payment of the respondents. It was conducted an experiment with 3 scenarios for the disclosure of the condition in buying on credit. From the results presented through the tests it was shown that the greater the amount of information the greater propensity of consumption on credit. It was proved that the higher the level of debt literacy the lower the propensity to consume on credit.engCentro de Estudos em Finanças (GVcef)Propensity on credit buyingDisclosure informationDebt literacyEconomiaCrédito direto ao consumidorDivulgação de informaçõesEducação financeiraComportamento do consumidorThe effect of the information disclosure in the propensity of credit buyinginfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/conferenceObjectinfo:eu-repo/semantics/openAccessreponame:Repositório Institucional do FGV (FGV Repositório Digital)instname:Fundação Getulio Vargas (FGV)instacron:FGVTEXTGVcef_Mette; Matos.pdf.txtGVcef_Mette; Matos.pdf.txtExtracted texttext/plain38538https://repositorio.fgv.br/bitstreams/8f1ab577-d755-4f72-8aa0-1efa9e49700c/downloadc47e98c595a8cbd7e1def169218e1ecfMD55ORIGINALGVcef_Mette; Matos.pdfGVcef_Mette; 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dc.title.eng.fl_str_mv |
The effect of the information disclosure in the propensity of credit buying |
title |
The effect of the information disclosure in the propensity of credit buying |
spellingShingle |
The effect of the information disclosure in the propensity of credit buying Mette, Frederike Monika Budiner Propensity on credit buying Disclosure information Debt literacy Economia Crédito direto ao consumidor Divulgação de informações Educação financeira Comportamento do consumidor |
title_short |
The effect of the information disclosure in the propensity of credit buying |
title_full |
The effect of the information disclosure in the propensity of credit buying |
title_fullStr |
The effect of the information disclosure in the propensity of credit buying |
title_full_unstemmed |
The effect of the information disclosure in the propensity of credit buying |
title_sort |
The effect of the information disclosure in the propensity of credit buying |
author |
Mette, Frederike Monika Budiner |
author_facet |
Mette, Frederike Monika Budiner Matos, Celso Augusto de |
author_role |
author |
author2 |
Matos, Celso Augusto de |
author2_role |
author |
dc.contributor.unidadefgv.por.fl_str_mv |
Escolas::EAESP |
dc.contributor.author.fl_str_mv |
Mette, Frederike Monika Budiner Matos, Celso Augusto de |
dc.subject.eng.fl_str_mv |
Propensity on credit buying Disclosure information Debt literacy |
topic |
Propensity on credit buying Disclosure information Debt literacy Economia Crédito direto ao consumidor Divulgação de informações Educação financeira Comportamento do consumidor |
dc.subject.area.por.fl_str_mv |
Economia |
dc.subject.bibliodata.por.fl_str_mv |
Crédito direto ao consumidor Divulgação de informações Educação financeira Comportamento do consumidor |
description |
The present study aimed to verify the effect of disclosure of credit terms in buying with in the propensity of individuals to consume this credit moderated by the debt literacy and the possibility of cash payment of the respondents. It was conducted an experiment with 3 scenarios for the disclosure of the condition in buying on credit. From the results presented through the tests it was shown that the greater the amount of information the greater propensity of consumption on credit. It was proved that the higher the level of debt literacy the lower the propensity to consume on credit. |
publishDate |
2014 |
dc.date.issued.fl_str_mv |
2014 |
dc.date.accessioned.fl_str_mv |
2017-09-22T15:20:28Z |
dc.date.available.fl_str_mv |
2017-09-22T15:20:28Z |
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dc.identifier.uri.fl_str_mv |
http://hdl.handle.net/10438/18824 |
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http://hdl.handle.net/10438/18824 |
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eng |
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eng |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
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openAccess |
dc.publisher.none.fl_str_mv |
Centro de Estudos em Finanças (GVcef) |
publisher.none.fl_str_mv |
Centro de Estudos em Finanças (GVcef) |
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