Policy-effective financial knowledge and attitude factors

Detalhes bibliográficos
Autor(a) principal: Garber, Gabriel
Data de Publicação: 2016
Outros Autores: Koyama, Sérgio Mikio
Tipo de documento: Artigo de conferência
Idioma: eng
Título da fonte: Repositório Institucional do FGV (FGV Repositório Digital)
Texto Completo: http://hdl.handle.net/10438/18911
Resumo: In this paper, we consolidate two objectives of the financial inclusion literature: producing meaningful measures of financial knowledge and financial attitudes and providing guidance to policymakers in cost-benefit analysis for the comparison of financial education interventions. We call them policy-effective factors. For this, we estimate a system of equations in which the dependent binary variables represent financial behavior and explanatory variables include knowledge and attitude variables and controls. Using Brazilian data from OECD/INFE survey 2015, we find one knowledge factor and two attitude factors that help predict behavior outcomes.
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spelling Garber, GabrielKoyama, Sérgio MikioEscolas::EAESP2017-10-04T17:39:35Z2017-10-04T17:39:35Z2016-08http://hdl.handle.net/10438/18911In this paper, we consolidate two objectives of the financial inclusion literature: producing meaningful measures of financial knowledge and financial attitudes and providing guidance to policymakers in cost-benefit analysis for the comparison of financial education interventions. We call them policy-effective factors. For this, we estimate a system of equations in which the dependent binary variables represent financial behavior and explanatory variables include knowledge and attitude variables and controls. Using Brazilian data from OECD/INFE survey 2015, we find one knowledge factor and two attitude factors that help predict behavior outcomes.engCentro de Estudos em Finanças (GVcef)Financial inclusionFinancial literacyFinancial knowledgeEconomiaEducação financeiraFinanças - Aspectos psicológicosPolicy-effective financial knowledge and attitude factorsinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/conferenceObjectinfo:eu-repo/semantics/openAccessreponame:Repositório Institucional do FGV (FGV Repositório Digital)instname:Fundação Getulio Vargas (FGV)instacron:FGVTEXTGVcef_Garber; Koyama.pdf.txtGVcef_Garber; Koyama.pdf.txtExtracted texttext/plain64259https://repositorio.fgv.br/bitstreams/164c6a94-1dbf-4b20-b22a-4ed6530ad50d/downloadac06071574656f43e2d54e789b10632eMD55ORIGINALGVcef_Garber; Koyama.pdfGVcef_Garber; 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dc.title.eng.fl_str_mv Policy-effective financial knowledge and attitude factors
title Policy-effective financial knowledge and attitude factors
spellingShingle Policy-effective financial knowledge and attitude factors
Garber, Gabriel
Financial inclusion
Financial literacy
Financial knowledge
Economia
Educação financeira
Finanças - Aspectos psicológicos
title_short Policy-effective financial knowledge and attitude factors
title_full Policy-effective financial knowledge and attitude factors
title_fullStr Policy-effective financial knowledge and attitude factors
title_full_unstemmed Policy-effective financial knowledge and attitude factors
title_sort Policy-effective financial knowledge and attitude factors
author Garber, Gabriel
author_facet Garber, Gabriel
Koyama, Sérgio Mikio
author_role author
author2 Koyama, Sérgio Mikio
author2_role author
dc.contributor.unidadefgv.por.fl_str_mv Escolas::EAESP
dc.contributor.author.fl_str_mv Garber, Gabriel
Koyama, Sérgio Mikio
dc.subject.eng.fl_str_mv Financial inclusion
Financial literacy
Financial knowledge
topic Financial inclusion
Financial literacy
Financial knowledge
Economia
Educação financeira
Finanças - Aspectos psicológicos
dc.subject.area.por.fl_str_mv Economia
dc.subject.bibliodata.por.fl_str_mv Educação financeira
Finanças - Aspectos psicológicos
description In this paper, we consolidate two objectives of the financial inclusion literature: producing meaningful measures of financial knowledge and financial attitudes and providing guidance to policymakers in cost-benefit analysis for the comparison of financial education interventions. We call them policy-effective factors. For this, we estimate a system of equations in which the dependent binary variables represent financial behavior and explanatory variables include knowledge and attitude variables and controls. Using Brazilian data from OECD/INFE survey 2015, we find one knowledge factor and two attitude factors that help predict behavior outcomes.
publishDate 2016
dc.date.issued.fl_str_mv 2016-08
dc.date.accessioned.fl_str_mv 2017-10-04T17:39:35Z
dc.date.available.fl_str_mv 2017-10-04T17:39:35Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
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dc.identifier.uri.fl_str_mv http://hdl.handle.net/10438/18911
url http://hdl.handle.net/10438/18911
dc.language.iso.fl_str_mv eng
language eng
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.publisher.none.fl_str_mv Centro de Estudos em Finanças (GVcef)
publisher.none.fl_str_mv Centro de Estudos em Finanças (GVcef)
dc.source.none.fl_str_mv reponame:Repositório Institucional do FGV (FGV Repositório Digital)
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collection Repositório Institucional do FGV (FGV Repositório Digital)
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