Digital entrepreneurship in the brazilian banking sector: analysis based on the emergence of fintechs
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Data de Publicação: | 2023 |
Outros Autores: | , , |
Tipo de documento: | Artigo |
Idioma: | por |
Título da fonte: | Future Studies Research Journal: Trends and Strategies |
Texto Completo: | https://www.revistafuture.org/FSRJ/article/view/753 |
Resumo: | Purpose: To analyze the changes that have occurred in traditional Brazilian banking institutions towards digital entrepreneurship, as a result of the emergence of fintechs. Originality/Value: To understand how digital entrepreneurship is influenced in traditional Brazilian banking institutions from the emergence of fintechs. Methods: The research is qualitative, with a multiple case analysis of the three largest Brazilian banking institutions, based on data collected through interviews and secondary data analysis. Results: The study presents a framework of digital entrepreneurship resources and factors, consolidated in the literature and evaluated in practice, allowing institutions to understand how fintechs influence the advancement of digital entrepreneurship in the banking sector. Conclusions: The study revealed the factors that exerted the greatest influence on the advancement of digital entrepreneurship from the emergence of fintechs from the institutional isomorphism perspective. The study observed the migration of almost all products and services to digital means, and in relation to institutional theory, identified the presence of institutional forces in traditional banking institutions, in coercive, mimetic, and normative movements. |
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Digital entrepreneurship in the brazilian banking sector: analysis based on the emergence of fintechsEmpreendedorismo Digital no Setor Bancário Brasileiro: Análise a Partir do Surgimento das Fintechs Instituições bancáriasEmpreendedorismo digitalFintechsIsomorfismoBanking institutionsDigital entrepreneurshipFintechsIsomorphismPurpose: To analyze the changes that have occurred in traditional Brazilian banking institutions towards digital entrepreneurship, as a result of the emergence of fintechs. Originality/Value: To understand how digital entrepreneurship is influenced in traditional Brazilian banking institutions from the emergence of fintechs. Methods: The research is qualitative, with a multiple case analysis of the three largest Brazilian banking institutions, based on data collected through interviews and secondary data analysis. Results: The study presents a framework of digital entrepreneurship resources and factors, consolidated in the literature and evaluated in practice, allowing institutions to understand how fintechs influence the advancement of digital entrepreneurship in the banking sector. Conclusions: The study revealed the factors that exerted the greatest influence on the advancement of digital entrepreneurship from the emergence of fintechs from the institutional isomorphism perspective. The study observed the migration of almost all products and services to digital means, and in relation to institutional theory, identified the presence of institutional forces in traditional banking institutions, in coercive, mimetic, and normative movements.Objetivo: Analisar as mudanças ocorridas em instituições bancárias brasileiras tradicionais em direção ao empreendedorismo digital, em decorrência do surgimento das fintechs. Originalidade/Valor: Entender como o empreendedorismo digital é influenciado em instituições bancárias brasileiras tradicionais a partir do surgimento das fintechs. Métodos: A pesquisa é de natureza qualitativa, com análise de casos múltiplos nas três maiores instituições bancárias brasileiras, a partir de dados coletados por meio de entrevistas e análise de dados secundários. Resultados: O estudo apresenta um quadro de recursos e fatores de empreendedorismo digital, consolidado na literatura e avaliado na prática, permitindo que as instituições possam compreender como as fintechs influenciam o avanço do empreendedorismo digital no setor bancário. Conclusões: O estudo evidenciou os fatores que exerceram maior influência sobre o avanço do empreendedorismo digital a partir do surgimento das fintechs sob a ótica do isomorfismo institucional. Observou-se a migração da quase totalidade de produtos e serviços para os meios digitais e, no que se refere à teoria institucional, identificou-se a presença das forças institucionais nas instituições bancárias tradicionais, em movimentos coercitivos, miméticos e normativos.Future Studies Research Journal: Trends and Strategies2023-05-17info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionPeer-reviewed Articleapplication/pdfhttps://www.revistafuture.org/FSRJ/article/view/75310.24023/FutureJournal/2175-5825/2023.v15i1.753Future Studies Research Journal: Trends and Strategies; Vol. 15 No. 1 (2023): Janeiro - Dezembro; e0753Future Studies Research Journal: Trends and Strategies [FSRJ]; v. 15 n. 1 (2023): Janeiro - Dezembro; e07532175-5825reponame:Future Studies Research Journal: Trends and Strategiesinstname:Fundação Instituto de Administração (FIA)instacron:FIAporhttps://www.revistafuture.org/FSRJ/article/view/753/531Copyright (c) 2023 Alexandre Rodrigues Pinto, Cristina Dai Prá Martens, Claudia Terezinha kniess, Bolivar Godinho de Oliveira Filhohttps://creativecommons.org/licenses/by-nc/4.0info:eu-repo/semantics/openAccessRodrigues Pinto, Alexandre Dai Prá Martens, Cristinakniess, Claudia TerezinhaGodinho de Oliveira Filho, Bolivar2023-08-15T19:54:05Zoai:ojs.future.emnuvens.com.br:article/753Revistahttps://www.revistafuture.org/FSRJ/oai2175-58252175-5825opendoar:2023-08-15T19:54:05Future Studies Research Journal: Trends and Strategies - Fundação Instituto de Administração (FIA)false |
dc.title.none.fl_str_mv |
Digital entrepreneurship in the brazilian banking sector: analysis based on the emergence of fintechs Empreendedorismo Digital no Setor Bancário Brasileiro: Análise a Partir do Surgimento das Fintechs |
title |
Digital entrepreneurship in the brazilian banking sector: analysis based on the emergence of fintechs |
spellingShingle |
Digital entrepreneurship in the brazilian banking sector: analysis based on the emergence of fintechs Rodrigues Pinto, Alexandre Instituições bancárias Empreendedorismo digital Fintechs Isomorfismo Banking institutions Digital entrepreneurship Fintechs Isomorphism |
title_short |
Digital entrepreneurship in the brazilian banking sector: analysis based on the emergence of fintechs |
title_full |
Digital entrepreneurship in the brazilian banking sector: analysis based on the emergence of fintechs |
title_fullStr |
Digital entrepreneurship in the brazilian banking sector: analysis based on the emergence of fintechs |
title_full_unstemmed |
Digital entrepreneurship in the brazilian banking sector: analysis based on the emergence of fintechs |
title_sort |
Digital entrepreneurship in the brazilian banking sector: analysis based on the emergence of fintechs |
author |
Rodrigues Pinto, Alexandre |
author_facet |
Rodrigues Pinto, Alexandre Dai Prá Martens, Cristina kniess, Claudia Terezinha Godinho de Oliveira Filho, Bolivar |
author_role |
author |
author2 |
Dai Prá Martens, Cristina kniess, Claudia Terezinha Godinho de Oliveira Filho, Bolivar |
author2_role |
author author author |
dc.contributor.author.fl_str_mv |
Rodrigues Pinto, Alexandre Dai Prá Martens, Cristina kniess, Claudia Terezinha Godinho de Oliveira Filho, Bolivar |
dc.subject.por.fl_str_mv |
Instituições bancárias Empreendedorismo digital Fintechs Isomorfismo Banking institutions Digital entrepreneurship Fintechs Isomorphism |
topic |
Instituições bancárias Empreendedorismo digital Fintechs Isomorfismo Banking institutions Digital entrepreneurship Fintechs Isomorphism |
description |
Purpose: To analyze the changes that have occurred in traditional Brazilian banking institutions towards digital entrepreneurship, as a result of the emergence of fintechs. Originality/Value: To understand how digital entrepreneurship is influenced in traditional Brazilian banking institutions from the emergence of fintechs. Methods: The research is qualitative, with a multiple case analysis of the three largest Brazilian banking institutions, based on data collected through interviews and secondary data analysis. Results: The study presents a framework of digital entrepreneurship resources and factors, consolidated in the literature and evaluated in practice, allowing institutions to understand how fintechs influence the advancement of digital entrepreneurship in the banking sector. Conclusions: The study revealed the factors that exerted the greatest influence on the advancement of digital entrepreneurship from the emergence of fintechs from the institutional isomorphism perspective. The study observed the migration of almost all products and services to digital means, and in relation to institutional theory, identified the presence of institutional forces in traditional banking institutions, in coercive, mimetic, and normative movements. |
publishDate |
2023 |
dc.date.none.fl_str_mv |
2023-05-17 |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
https://www.revistafuture.org/FSRJ/article/view/753 10.24023/FutureJournal/2175-5825/2023.v15i1.753 |
url |
https://www.revistafuture.org/FSRJ/article/view/753 |
identifier_str_mv |
10.24023/FutureJournal/2175-5825/2023.v15i1.753 |
dc.language.iso.fl_str_mv |
por |
language |
por |
dc.relation.none.fl_str_mv |
https://www.revistafuture.org/FSRJ/article/view/753/531 |
dc.rights.driver.fl_str_mv |
https://creativecommons.org/licenses/by-nc/4.0 info:eu-repo/semantics/openAccess |
rights_invalid_str_mv |
https://creativecommons.org/licenses/by-nc/4.0 |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
Future Studies Research Journal: Trends and Strategies |
publisher.none.fl_str_mv |
Future Studies Research Journal: Trends and Strategies |
dc.source.none.fl_str_mv |
Future Studies Research Journal: Trends and Strategies; Vol. 15 No. 1 (2023): Janeiro - Dezembro; e0753 Future Studies Research Journal: Trends and Strategies [FSRJ]; v. 15 n. 1 (2023): Janeiro - Dezembro; e0753 2175-5825 reponame:Future Studies Research Journal: Trends and Strategies instname:Fundação Instituto de Administração (FIA) instacron:FIA |
instname_str |
Fundação Instituto de Administração (FIA) |
instacron_str |
FIA |
institution |
FIA |
reponame_str |
Future Studies Research Journal: Trends and Strategies |
collection |
Future Studies Research Journal: Trends and Strategies |
repository.name.fl_str_mv |
Future Studies Research Journal: Trends and Strategies - Fundação Instituto de Administração (FIA) |
repository.mail.fl_str_mv |
|
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1808843615682691072 |