The Role of Financial Literacy and Credit Card Debt in the Brazilian Consumer

Detalhes bibliográficos
Autor(a) principal: Donadio, Rosimara
Data de Publicação: 2012
Outros Autores: Campanario, Milton de Abreu, Rangel, Armênio de Sousa Rangel
Tipo de documento: Artigo
Idioma: por
Título da fonte: REMark - Revista Brasileira de Marketing
Texto Completo: https://periodicos.uninove.br/remark/article/view/12510
Resumo: This paper aims to revise the literature on the influence of credit card access and level of financial literacy over the indebtedness of the Brazilian consumer. The indebtedness of the Brazilian population is growing, and most of these debts come from credit cards. Many factors influence the growing indebtedness: low level of financial literacy, the dissemination of credit cards as well as the way they simplify transactions, and the growing offer of credit, among others. These and other factors seem to be contributing to the increase in Brazilian consumers expenses and indebtedness, leading to serious individual, social, and economic consequences.
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spelling The Role of Financial Literacy and Credit Card Debt in the Brazilian ConsumerO Papel da Alfabetização Financeira e do Cartão de Crédito no Endividamento dos Consumidores Brasileirosfinancial literacy; credit cards; indebtedness; debt; consumer.alfabetização financeira, cartão de crédito, endividamento, divida, consumidor.This paper aims to revise the literature on the influence of credit card access and level of financial literacy over the indebtedness of the Brazilian consumer. The indebtedness of the Brazilian population is growing, and most of these debts come from credit cards. Many factors influence the growing indebtedness: low level of financial literacy, the dissemination of credit cards as well as the way they simplify transactions, and the growing offer of credit, among others. These and other factors seem to be contributing to the increase in Brazilian consumers expenses and indebtedness, leading to serious individual, social, and economic consequences.O objetivo do presente estudo realizar uma reviso terica sobre a influncia do nvel de alfabetizao financeira e do carto de crdito sobre o endividamento do consumidor brasileiro. Nos ltimos anos, o crescimento do endividamento da populao brasileira bateu recordes e a maior parte das dvidas refere-se aos gastos com carto de crdito. Vrios podem ser os fatores que influenciam esse fenmeno: o baixo grau de alfabetizao financeira, a disseminao do carto de crdito e sua respectiva facilidade de uso, a popularizao da oferta de crdito, dentre outros. O endividamento gera severas conseqncias pessoais, econmicas e sociais. DOI: 10.5585/remark.v11i1.2281Universidade Nove de Julho - Uninove2012-05-03info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionAvaliado por ParesPeer-reviewed Articleapplication/pdfhttps://periodicos.uninove.br/remark/article/view/1251010.5585/remark.v11i1.2281ReMark - Revista Brasileira de Marketing; v. 11, n. 1 (2012): janeiro - abril; 75-932177-5184reponame:REMark - Revista Brasileira de Marketinginstname:Universidade Nove de Julho (UNINOVE)instacron:RBMporhttps://periodicos.uninove.br/remark/article/view/12510/6066Direitos autorais 2019 Revista Brasileira de Marketing – Remarkinfo:eu-repo/semantics/openAccessDonadio, RosimaraCampanario, Milton de AbreuRangel, Armênio de Sousa Rangel2019-06-21T14:48:33Zoai:https://periodicos.uninove.br:article/12510Revistahttps://periodicos.uninove.br/remarkPRIhttps://periodicos.uninove.br/remark/oaiclaudiaraac@uol.com.br || admin@revistabrasileiramarketing.org || admin@revistabrasileiramarketing.org2177-51842177-5184opendoar:2019-06-21T14:48:33REMark - Revista Brasileira de Marketing - Universidade Nove de Julho (UNINOVE)false
dc.title.none.fl_str_mv The Role of Financial Literacy and Credit Card Debt in the Brazilian Consumer
O Papel da Alfabetização Financeira e do Cartão de Crédito no Endividamento dos Consumidores Brasileiros
title The Role of Financial Literacy and Credit Card Debt in the Brazilian Consumer
spellingShingle The Role of Financial Literacy and Credit Card Debt in the Brazilian Consumer
Donadio, Rosimara
financial literacy; credit cards; indebtedness; debt; consumer.
alfabetização financeira, cartão de crédito, endividamento, divida, consumidor.
title_short The Role of Financial Literacy and Credit Card Debt in the Brazilian Consumer
title_full The Role of Financial Literacy and Credit Card Debt in the Brazilian Consumer
title_fullStr The Role of Financial Literacy and Credit Card Debt in the Brazilian Consumer
title_full_unstemmed The Role of Financial Literacy and Credit Card Debt in the Brazilian Consumer
title_sort The Role of Financial Literacy and Credit Card Debt in the Brazilian Consumer
author Donadio, Rosimara
author_facet Donadio, Rosimara
Campanario, Milton de Abreu
Rangel, Armênio de Sousa Rangel
author_role author
author2 Campanario, Milton de Abreu
Rangel, Armênio de Sousa Rangel
author2_role author
author
dc.contributor.author.fl_str_mv Donadio, Rosimara
Campanario, Milton de Abreu
Rangel, Armênio de Sousa Rangel
dc.subject.por.fl_str_mv financial literacy; credit cards; indebtedness; debt; consumer.
alfabetização financeira, cartão de crédito, endividamento, divida, consumidor.
topic financial literacy; credit cards; indebtedness; debt; consumer.
alfabetização financeira, cartão de crédito, endividamento, divida, consumidor.
description This paper aims to revise the literature on the influence of credit card access and level of financial literacy over the indebtedness of the Brazilian consumer. The indebtedness of the Brazilian population is growing, and most of these debts come from credit cards. Many factors influence the growing indebtedness: low level of financial literacy, the dissemination of credit cards as well as the way they simplify transactions, and the growing offer of credit, among others. These and other factors seem to be contributing to the increase in Brazilian consumers expenses and indebtedness, leading to serious individual, social, and economic consequences.
publishDate 2012
dc.date.none.fl_str_mv 2012-05-03
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Avaliado por Pares
Peer-reviewed Article
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://periodicos.uninove.br/remark/article/view/12510
10.5585/remark.v11i1.2281
url https://periodicos.uninove.br/remark/article/view/12510
identifier_str_mv 10.5585/remark.v11i1.2281
dc.language.iso.fl_str_mv por
language por
dc.relation.none.fl_str_mv https://periodicos.uninove.br/remark/article/view/12510/6066
dc.rights.driver.fl_str_mv Direitos autorais 2019 Revista Brasileira de Marketing – Remark
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Direitos autorais 2019 Revista Brasileira de Marketing – Remark
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Universidade Nove de Julho - Uninove
publisher.none.fl_str_mv Universidade Nove de Julho - Uninove
dc.source.none.fl_str_mv ReMark - Revista Brasileira de Marketing; v. 11, n. 1 (2012): janeiro - abril; 75-93
2177-5184
reponame:REMark - Revista Brasileira de Marketing
instname:Universidade Nove de Julho (UNINOVE)
instacron:RBM
instname_str Universidade Nove de Julho (UNINOVE)
instacron_str RBM
institution RBM
reponame_str REMark - Revista Brasileira de Marketing
collection REMark - Revista Brasileira de Marketing
repository.name.fl_str_mv REMark - Revista Brasileira de Marketing - Universidade Nove de Julho (UNINOVE)
repository.mail.fl_str_mv claudiaraac@uol.com.br || admin@revistabrasileiramarketing.org || admin@revistabrasileiramarketing.org
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