Financial literacy and credit card indebtedness of credit card customers of Plaza vea – Peru

Detalhes bibliográficos
Autor(a) principal: Álvarez Avad, Nita
Data de Publicação: 2022
Outros Autores: Braiz Panduro, Cecilia, Pizzán Tomanguillo, Sandra Lucero, Villafuerte de la Cruz, Avelino Sebastián
Tipo de documento: Artigo
Idioma: spa
Título da fonte: Sapienza (Curitiba)
Texto Completo: https://journals.sapienzaeditorial.com/index.php/SIJIS/article/view/256
Resumo: The purpose of the research "Financial education and credit card indebtedness of Plaza Vea customers" was to determine the relationship between financial education and credit card indebtedness of Plaza Vea customers. Correlational research with a non-experimental cross-sectional design with a quantitative approach, made up of 306 customers to whom a questionnaire was applied. The conclusion was: The level of financial education of Plaza Vea customers is low in 48%, medium in 39% and high in 13%; the level of indebtedness of customers is low in 17%, medium in 31% and high in 52%, the relationship between the dimensions of financial education and indebtedness is significant because the significance was 0.005, 0.005, 0.015 and 0.001 with a Rho Spearman correlation level of 0.159, 0.159, 0.102 and 0.184. The relationship between financial education and credit card indebtedness of Plaza Vea customers is significant because the significance reached was 0.017 with a correlation level of .136 (very low positive correlation).
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spelling Financial literacy and credit card indebtedness of credit card customers of Plaza vea – PeruEducación financiera y endeudamiento por uso de las tarjetas de crédito de los clientes de Plaza vea – Perú Alfabetização financeira e endividamento com cartão de crédito entre os clientes do Plaza vea – PeruEducação financeira, endividamento, cartões de crédito.Financial education, indebtedness, credit cards.Educación financiera, endeudamiento, tarjetas de crédito.The purpose of the research "Financial education and credit card indebtedness of Plaza Vea customers" was to determine the relationship between financial education and credit card indebtedness of Plaza Vea customers. Correlational research with a non-experimental cross-sectional design with a quantitative approach, made up of 306 customers to whom a questionnaire was applied. The conclusion was: The level of financial education of Plaza Vea customers is low in 48%, medium in 39% and high in 13%; the level of indebtedness of customers is low in 17%, medium in 31% and high in 52%, the relationship between the dimensions of financial education and indebtedness is significant because the significance was 0.005, 0.005, 0.015 and 0.001 with a Rho Spearman correlation level of 0.159, 0.159, 0.102 and 0.184. The relationship between financial education and credit card indebtedness of Plaza Vea customers is significant because the significance reached was 0.017 with a correlation level of .136 (very low positive correlation).La investigación “Educación financiera y endeudamiento por uso de las tarjetas de crédito de los clientes de Plaza vea” tuvo como propósito determinar la relación entre la educación financiera y el endeudamiento por uso de las tarjetas de crédito de los clientes de Plaza Vea. Investigación correlacional con diseño no experimental de corte transversal de enfoque cuantitativo, conformada por 306 clientes a quienes se les aplicó un cuestionario. La conclusión fue: El nivel de educación financiera de los clientes de Plaza Vea es bajo en un 48%, medio en un 39% y alto en un 13%; el nivel de endeudamiento de los clientes es bajo en un 17%, medio en un 31% y alto en un 52%, la relación entre las dimensiones de la educación financiera y el endeudamiento es significativa debido a que la significancia fue 0,005, 0,005, 0,015 y 0,001 con un nivel de correlación de Rho Spearman de 0,159; 0,159; 0,102 y 0,184. La relación entre la educación financiera y el endeudamiento por uso de las tarjetas de crédito de los clientes de Plaza Vea es significativa porque la significancia alcanzada fue 0,017 con un nivel de correlación de ,136 (correlación positiva muy baja).  O objetivo da pesquisa "Educação financeira e endividamento com cartão de crédito dos clientes da Plaza Vea" era determinar a relação entre educação financeira e endividamento com cartão de crédito dos clientes da Plaza Vea. Pesquisa correlacional com um desenho transversal não experimental com uma abordagem quantitativa, compreendendo 306 clientes que foram administrados um questionário. A conclusão foi: O nível de educação financeira dos clientes de Plaza Vea é baixo em 48%, médio em 39% e alto em 13%; o nível de endividamento dos clientes é baixo em 17%, médio em 31% e alto em 52%, a relação entre as dimensões de educação financeira e endividamento é significativa porque o significado foi de 0,005, 0,005, 0,015 e 0,001 com um nível de correlação Rho Spearman de 0,159, 0,159, 0,102 e 0,184. A relação entre a alfabetização financeira e o endividamento com cartão de crédito dos clientes da Plaza Vea é significativa porque o significado alcançado foi de 0,017 com um nível de correlação de 0,136 (correlação positiva muito baixa).  Sapienza Grupo Editorial2022-02-15info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://journals.sapienzaeditorial.com/index.php/SIJIS/article/view/25610.51798/sijis.v3i1.256Sapienza: International Journal of Interdisciplinary Studies; Vol. 3 No. 1 (2022): Interdisciplinary studies and essays: Free subject; 830-842Sapienza: International Journal of Interdisciplinary Studies; Vol. 3 Núm. 1 (2022): Estudios y ensayos interdisciplinarios: Temática libre; 830-842Sapienza: International Journal of Interdisciplinary Studies; v. 3 n. 1 (2022): Estudos e ensaios interdisciplinares: Tema livre; 830-8422675-978010.51798/sijis.v3i1reponame:Sapienza (Curitiba)instname:Sapienza Grupo Editorialinstacron:SAPIENZAspahttps://journals.sapienzaeditorial.com/index.php/SIJIS/article/view/256/144Copyright (c) 2022 Nita Álvarez Avad, Cecilia Braiz Panduro, Sandra Lucero Pizzán Tomanguillo, Avelino Sebastián Villafuerte de la Cruzhttps://creativecommons.org/licenses/by-nc-nd/4.0info:eu-repo/semantics/openAccessÁlvarez Avad, NitaBraiz Panduro, CeciliaPizzán Tomanguillo, Sandra LuceroVillafuerte de la Cruz, Avelino Sebastián 2022-12-26T21:31:43Zoai:ojs2.journals.sapienzaeditorial.com:article/256Revistahttps://journals.sapienzaeditorial.com/index.php/SIJISPRIhttps://journals.sapienzaeditorial.com/index.php/SIJIS/oaieditor@sapienzaeditorial.com2675-97802675-9780opendoar:2023-01-12T16:42:53.058355Sapienza (Curitiba) - Sapienza Grupo Editorialfalse
dc.title.none.fl_str_mv Financial literacy and credit card indebtedness of credit card customers of Plaza vea – Peru
Educación financiera y endeudamiento por uso de las tarjetas de crédito de los clientes de Plaza vea – Perú
Alfabetização financeira e endividamento com cartão de crédito entre os clientes do Plaza vea – Peru
title Financial literacy and credit card indebtedness of credit card customers of Plaza vea – Peru
spellingShingle Financial literacy and credit card indebtedness of credit card customers of Plaza vea – Peru
Álvarez Avad, Nita
Educação financeira, endividamento, cartões de crédito.
Financial education, indebtedness, credit cards.
Educación financiera, endeudamiento, tarjetas de crédito.
title_short Financial literacy and credit card indebtedness of credit card customers of Plaza vea – Peru
title_full Financial literacy and credit card indebtedness of credit card customers of Plaza vea – Peru
title_fullStr Financial literacy and credit card indebtedness of credit card customers of Plaza vea – Peru
title_full_unstemmed Financial literacy and credit card indebtedness of credit card customers of Plaza vea – Peru
title_sort Financial literacy and credit card indebtedness of credit card customers of Plaza vea – Peru
author Álvarez Avad, Nita
author_facet Álvarez Avad, Nita
Braiz Panduro, Cecilia
Pizzán Tomanguillo, Sandra Lucero
Villafuerte de la Cruz, Avelino Sebastián
author_role author
author2 Braiz Panduro, Cecilia
Pizzán Tomanguillo, Sandra Lucero
Villafuerte de la Cruz, Avelino Sebastián
author2_role author
author
author
dc.contributor.author.fl_str_mv Álvarez Avad, Nita
Braiz Panduro, Cecilia
Pizzán Tomanguillo, Sandra Lucero
Villafuerte de la Cruz, Avelino Sebastián
dc.subject.por.fl_str_mv Educação financeira, endividamento, cartões de crédito.
Financial education, indebtedness, credit cards.
Educación financiera, endeudamiento, tarjetas de crédito.
topic Educação financeira, endividamento, cartões de crédito.
Financial education, indebtedness, credit cards.
Educación financiera, endeudamiento, tarjetas de crédito.
description The purpose of the research "Financial education and credit card indebtedness of Plaza Vea customers" was to determine the relationship between financial education and credit card indebtedness of Plaza Vea customers. Correlational research with a non-experimental cross-sectional design with a quantitative approach, made up of 306 customers to whom a questionnaire was applied. The conclusion was: The level of financial education of Plaza Vea customers is low in 48%, medium in 39% and high in 13%; the level of indebtedness of customers is low in 17%, medium in 31% and high in 52%, the relationship between the dimensions of financial education and indebtedness is significant because the significance was 0.005, 0.005, 0.015 and 0.001 with a Rho Spearman correlation level of 0.159, 0.159, 0.102 and 0.184. The relationship between financial education and credit card indebtedness of Plaza Vea customers is significant because the significance reached was 0.017 with a correlation level of .136 (very low positive correlation).
publishDate 2022
dc.date.none.fl_str_mv 2022-02-15
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://journals.sapienzaeditorial.com/index.php/SIJIS/article/view/256
10.51798/sijis.v3i1.256
url https://journals.sapienzaeditorial.com/index.php/SIJIS/article/view/256
identifier_str_mv 10.51798/sijis.v3i1.256
dc.language.iso.fl_str_mv spa
language spa
dc.relation.none.fl_str_mv https://journals.sapienzaeditorial.com/index.php/SIJIS/article/view/256/144
dc.rights.driver.fl_str_mv https://creativecommons.org/licenses/by-nc-nd/4.0
info:eu-repo/semantics/openAccess
rights_invalid_str_mv https://creativecommons.org/licenses/by-nc-nd/4.0
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Sapienza Grupo Editorial
publisher.none.fl_str_mv Sapienza Grupo Editorial
dc.source.none.fl_str_mv Sapienza: International Journal of Interdisciplinary Studies; Vol. 3 No. 1 (2022): Interdisciplinary studies and essays: Free subject; 830-842
Sapienza: International Journal of Interdisciplinary Studies; Vol. 3 Núm. 1 (2022): Estudios y ensayos interdisciplinarios: Temática libre; 830-842
Sapienza: International Journal of Interdisciplinary Studies; v. 3 n. 1 (2022): Estudos e ensaios interdisciplinares: Tema livre; 830-842
2675-9780
10.51798/sijis.v3i1
reponame:Sapienza (Curitiba)
instname:Sapienza Grupo Editorial
instacron:SAPIENZA
instname_str Sapienza Grupo Editorial
instacron_str SAPIENZA
institution SAPIENZA
reponame_str Sapienza (Curitiba)
collection Sapienza (Curitiba)
repository.name.fl_str_mv Sapienza (Curitiba) - Sapienza Grupo Editorial
repository.mail.fl_str_mv editor@sapienzaeditorial.com
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