Financial inclusion in Africa : improving it through fintech
Autor(a) principal: | |
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Data de Publicação: | 2018 |
Tipo de documento: | Dissertação |
Idioma: | eng |
Título da fonte: | Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
Texto Completo: | http://hdl.handle.net/10400.14/25487 |
Resumo: | This paper is devoted to the study of financial inclusion in Africa, finding out how to measure it and how can we improve it through the use of fintech tools. The goal is to show that, using fintech, we can increase financial inclusion levels in the countries that needed the most in Africa by applying it in the dimensions that are mostly lacking from improvement. We begin by showing how to measure financial inclusion by applying it to the following dimensions: access, usage, price, equality and technology. Then we analysed the results to find out which are the dimensions that are most lacking from investment, comparing it to the top ten countries in terms of financial inclusion levels. It was shown that the African countries mostly needed investment in the dimensions of usage and equality. Lastly, we looked at those dimensions and recommended several different ways how we can improve it through fintech tools, showing also what some of the African countries have been doing so far in this regard. In here our recommendations were based on the use of interoperability, dematerialization, convergence, regulation and gamification. |
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Financial inclusion in Africa : improving it through fintechFinancial inclusionFintechAfricaDigitalFinancial inclusion indexDomínio/Área Científica::Ciências Sociais::Economia e GestãoThis paper is devoted to the study of financial inclusion in Africa, finding out how to measure it and how can we improve it through the use of fintech tools. The goal is to show that, using fintech, we can increase financial inclusion levels in the countries that needed the most in Africa by applying it in the dimensions that are mostly lacking from improvement. We begin by showing how to measure financial inclusion by applying it to the following dimensions: access, usage, price, equality and technology. Then we analysed the results to find out which are the dimensions that are most lacking from investment, comparing it to the top ten countries in terms of financial inclusion levels. It was shown that the African countries mostly needed investment in the dimensions of usage and equality. Lastly, we looked at those dimensions and recommended several different ways how we can improve it through fintech tools, showing also what some of the African countries have been doing so far in this regard. In here our recommendations were based on the use of interoperability, dematerialization, convergence, regulation and gamification.Andrade, João Guerreiro Freire deVeritati - Repositório Institucional da Universidade Católica PortuguesaGamito, Susana Soares Ferreira2018-08-07T12:34:56Z2018-07-2320182018-07-23T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfhttp://hdl.handle.net/10400.14/25487TID:201961946enginfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2023-07-12T17:30:53Zoai:repositorio.ucp.pt:10400.14/25487Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-19T18:20:19.863115Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse |
dc.title.none.fl_str_mv |
Financial inclusion in Africa : improving it through fintech |
title |
Financial inclusion in Africa : improving it through fintech |
spellingShingle |
Financial inclusion in Africa : improving it through fintech Gamito, Susana Soares Ferreira Financial inclusion Fintech Africa Digital Financial inclusion index Domínio/Área Científica::Ciências Sociais::Economia e Gestão |
title_short |
Financial inclusion in Africa : improving it through fintech |
title_full |
Financial inclusion in Africa : improving it through fintech |
title_fullStr |
Financial inclusion in Africa : improving it through fintech |
title_full_unstemmed |
Financial inclusion in Africa : improving it through fintech |
title_sort |
Financial inclusion in Africa : improving it through fintech |
author |
Gamito, Susana Soares Ferreira |
author_facet |
Gamito, Susana Soares Ferreira |
author_role |
author |
dc.contributor.none.fl_str_mv |
Andrade, João Guerreiro Freire de Veritati - Repositório Institucional da Universidade Católica Portuguesa |
dc.contributor.author.fl_str_mv |
Gamito, Susana Soares Ferreira |
dc.subject.por.fl_str_mv |
Financial inclusion Fintech Africa Digital Financial inclusion index Domínio/Área Científica::Ciências Sociais::Economia e Gestão |
topic |
Financial inclusion Fintech Africa Digital Financial inclusion index Domínio/Área Científica::Ciências Sociais::Economia e Gestão |
description |
This paper is devoted to the study of financial inclusion in Africa, finding out how to measure it and how can we improve it through the use of fintech tools. The goal is to show that, using fintech, we can increase financial inclusion levels in the countries that needed the most in Africa by applying it in the dimensions that are mostly lacking from improvement. We begin by showing how to measure financial inclusion by applying it to the following dimensions: access, usage, price, equality and technology. Then we analysed the results to find out which are the dimensions that are most lacking from investment, comparing it to the top ten countries in terms of financial inclusion levels. It was shown that the African countries mostly needed investment in the dimensions of usage and equality. Lastly, we looked at those dimensions and recommended several different ways how we can improve it through fintech tools, showing also what some of the African countries have been doing so far in this regard. In here our recommendations were based on the use of interoperability, dematerialization, convergence, regulation and gamification. |
publishDate |
2018 |
dc.date.none.fl_str_mv |
2018-08-07T12:34:56Z 2018-07-23 2018 2018-07-23T00:00:00Z |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/masterThesis |
format |
masterThesis |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://hdl.handle.net/10400.14/25487 TID:201961946 |
url |
http://hdl.handle.net/10400.14/25487 |
identifier_str_mv |
TID:201961946 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.source.none.fl_str_mv |
reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação instacron:RCAAP |
instname_str |
Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
instacron_str |
RCAAP |
institution |
RCAAP |
reponame_str |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
collection |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
repository.name.fl_str_mv |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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1799131901076701184 |