The Challenges of FinTechs in Ensuring Financial Inclusion in Mozambique
Autor(a) principal: | |
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Data de Publicação: | 2022 |
Tipo de documento: | Artigo |
Idioma: | por |
Título da fonte: | REVES - Revista Relações Sociais |
Texto Completo: | https://periodicos.ufv.br/reves/article/view/13455 |
Resumo: | The development of telecommunications spurred the rise of FinTechs. Its entry into operation brought advances to the traditional financial sector, but like any system it faces difficulties. This research sought to analyze the challenges faced by FinTechs in materializing financial inclusion. For this purpose, qualitative research was used with regard to the approach and, regarding the objectives, we opted for exploratory research. Bibliographical research with regard to the procedures was shown to be indicated since the data to be analyzed will be extracted from available material. The survey found that FinTechs have made and continue to make significant strides in delivering financial services thereby supporting traditional banking. They face several challenges from the quality of the internet, low financial literacy of the final consumer to the reduced availability of cell phones that support the technology. |
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The Challenges of FinTechs in Ensuring Financial Inclusion in MozambiqueOs Desafios das FinTechs na Garantia da Inclusão Financeira em MoçambiqueFinTech. Traditional Banking. Financial InclusionFinTech. Banca tradicional. Inclusão FinanceiraThe development of telecommunications spurred the rise of FinTechs. Its entry into operation brought advances to the traditional financial sector, but like any system it faces difficulties. This research sought to analyze the challenges faced by FinTechs in materializing financial inclusion. For this purpose, qualitative research was used with regard to the approach and, regarding the objectives, we opted for exploratory research. Bibliographical research with regard to the procedures was shown to be indicated since the data to be analyzed will be extracted from available material. The survey found that FinTechs have made and continue to make significant strides in delivering financial services thereby supporting traditional banking. They face several challenges from the quality of the internet, low financial literacy of the final consumer to the reduced availability of cell phones that support the technology.O desenvolvimento das telecomunicações impulsionou o surgimento das FinTechs. A sua entrada em funcionamento trouxe avanços ao sector financeiro tradicional mas como qualquer sistema enfrenta dificuldades. Esta pesquisa procurou analisar os desafios das FinTechs na materialização da inclusão financeira. Para tal usou-se a pesquisa qualitativa no que tange a abordagem e quanto aos objetivos optou-se pela pesquisa exploratória. A pesquisa Bibliográfica no que diz respeito aos procedimentos mostrou-se indicada uma vez que os dados a serem analisados serão extraídos de material disponível. A pesquisa apurou que as FinTechs registaram e continuam a registrar avanços significativos na entrega de serviços financeiros apoiando assim a banca tradicional. Elas enfrentam diversos desafios desde a qualidade da internet, baixa literacia financeira do consumidor final para além da reduzida disponibilidade de celulares que suportem a tecnologia.Universidade Federal de Viçosa - UFV2022-01-01info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://periodicos.ufv.br/reves/article/view/1345510.18540/revesvl5iss1pp13455-01-07eREVES - Revista Relações Sociais; Vol. 5 No. 1 (2022); 13455-01-07eREVES - Revista Relações Sociais; Vol. 5 Núm. 1 (2022); 13455-01-07eREVES - Revista Relações Sociais; v. 5 n. 1 (2022); 13455-01-07e2595-4490reponame:REVES - Revista Relações Sociaisinstname:Universidade Federal de Viçosa (UFV)instacron:UFVporhttps://periodicos.ufv.br/reves/article/view/13455/7051Copyright (c) 2022 REVES - Revista Relações Sociaishttps://creativecommons.org/licenses/by/4.0info:eu-repo/semantics/openAccessMavundla, Lucio Daniel2022-05-07T22:29:13Zoai:ojs.periodicos.ufv.br:article/13455Revistahttps://periodicos.ufv.br/reves/PUBhttps://periodicos.ufv.br/reves/oaireves.journal@ufv.br||2595-44902595-4490opendoar:2022-05-07T22:29:13REVES - Revista Relações Sociais - Universidade Federal de Viçosa (UFV)false |
dc.title.none.fl_str_mv |
The Challenges of FinTechs in Ensuring Financial Inclusion in Mozambique Os Desafios das FinTechs na Garantia da Inclusão Financeira em Moçambique |
title |
The Challenges of FinTechs in Ensuring Financial Inclusion in Mozambique |
spellingShingle |
The Challenges of FinTechs in Ensuring Financial Inclusion in Mozambique Mavundla, Lucio Daniel FinTech. Traditional Banking. Financial Inclusion FinTech. Banca tradicional. Inclusão Financeira |
title_short |
The Challenges of FinTechs in Ensuring Financial Inclusion in Mozambique |
title_full |
The Challenges of FinTechs in Ensuring Financial Inclusion in Mozambique |
title_fullStr |
The Challenges of FinTechs in Ensuring Financial Inclusion in Mozambique |
title_full_unstemmed |
The Challenges of FinTechs in Ensuring Financial Inclusion in Mozambique |
title_sort |
The Challenges of FinTechs in Ensuring Financial Inclusion in Mozambique |
author |
Mavundla, Lucio Daniel |
author_facet |
Mavundla, Lucio Daniel |
author_role |
author |
dc.contributor.author.fl_str_mv |
Mavundla, Lucio Daniel |
dc.subject.por.fl_str_mv |
FinTech. Traditional Banking. Financial Inclusion FinTech. Banca tradicional. Inclusão Financeira |
topic |
FinTech. Traditional Banking. Financial Inclusion FinTech. Banca tradicional. Inclusão Financeira |
description |
The development of telecommunications spurred the rise of FinTechs. Its entry into operation brought advances to the traditional financial sector, but like any system it faces difficulties. This research sought to analyze the challenges faced by FinTechs in materializing financial inclusion. For this purpose, qualitative research was used with regard to the approach and, regarding the objectives, we opted for exploratory research. Bibliographical research with regard to the procedures was shown to be indicated since the data to be analyzed will be extracted from available material. The survey found that FinTechs have made and continue to make significant strides in delivering financial services thereby supporting traditional banking. They face several challenges from the quality of the internet, low financial literacy of the final consumer to the reduced availability of cell phones that support the technology. |
publishDate |
2022 |
dc.date.none.fl_str_mv |
2022-01-01 |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
https://periodicos.ufv.br/reves/article/view/13455 10.18540/revesvl5iss1pp13455-01-07e |
url |
https://periodicos.ufv.br/reves/article/view/13455 |
identifier_str_mv |
10.18540/revesvl5iss1pp13455-01-07e |
dc.language.iso.fl_str_mv |
por |
language |
por |
dc.relation.none.fl_str_mv |
https://periodicos.ufv.br/reves/article/view/13455/7051 |
dc.rights.driver.fl_str_mv |
Copyright (c) 2022 REVES - Revista Relações Sociais https://creativecommons.org/licenses/by/4.0 info:eu-repo/semantics/openAccess |
rights_invalid_str_mv |
Copyright (c) 2022 REVES - Revista Relações Sociais https://creativecommons.org/licenses/by/4.0 |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
Universidade Federal de Viçosa - UFV |
publisher.none.fl_str_mv |
Universidade Federal de Viçosa - UFV |
dc.source.none.fl_str_mv |
REVES - Revista Relações Sociais; Vol. 5 No. 1 (2022); 13455-01-07e REVES - Revista Relações Sociais; Vol. 5 Núm. 1 (2022); 13455-01-07e REVES - Revista Relações Sociais; v. 5 n. 1 (2022); 13455-01-07e 2595-4490 reponame:REVES - Revista Relações Sociais instname:Universidade Federal de Viçosa (UFV) instacron:UFV |
instname_str |
Universidade Federal de Viçosa (UFV) |
instacron_str |
UFV |
institution |
UFV |
reponame_str |
REVES - Revista Relações Sociais |
collection |
REVES - Revista Relações Sociais |
repository.name.fl_str_mv |
REVES - Revista Relações Sociais - Universidade Federal de Viçosa (UFV) |
repository.mail.fl_str_mv |
reves.journal@ufv.br|| |
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1792207367130054656 |