The impact of the environment on the quality of life

Detalhes bibliográficos
Autor(a) principal: Lopes, Daniela Sofia Almeida
Data de Publicação: 2022
Outros Autores: Ferreira, António Mendes, Pereira, Paulo
Tipo de documento: Artigo
Idioma: por
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: https://doi.org/10.34632/gestaoedesenvolvimento.2022.11626
Resumo: The mains purpose of this study was to answer the following question: is there a relationship between indebtedness and quality of life? To achieve this objective quantitative methodology was used. For data collection, a questionnaire was created based on the OEC-DECO (Frade, 2013) and WHOQOL-BREF (Carona et al.,2006) questionnaires. This study identified a positive relationship between indebtedness (have credits) and quality of life. After analysing the various domains of quality of life (physical, psychological, social and environment) and the quality of life in general, it was concluded that for the psychological and the environment domains, quality of life is, on average, higher for people who hold credits. And also, for the psychological domain, the quality of life is, on average, higher for people who have both mortgage and non-mortgage credit when compared to people without credit or people with only mortgage credit. As for the physical domain, it was not possible to establish a cause-effect relationship between indebtedness and quality of life. After studying over-indebtedness (having arrears in instalments), for all the domains was found that, on average, the quality of life of over-indebtedness people was significant lower that those who are able to pay back their credits on time.
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spelling The impact of the environment on the quality of lifeO impacto do endividamento na qualidade de vidaThe mains purpose of this study was to answer the following question: is there a relationship between indebtedness and quality of life? To achieve this objective quantitative methodology was used. For data collection, a questionnaire was created based on the OEC-DECO (Frade, 2013) and WHOQOL-BREF (Carona et al.,2006) questionnaires. This study identified a positive relationship between indebtedness (have credits) and quality of life. After analysing the various domains of quality of life (physical, psychological, social and environment) and the quality of life in general, it was concluded that for the psychological and the environment domains, quality of life is, on average, higher for people who hold credits. And also, for the psychological domain, the quality of life is, on average, higher for people who have both mortgage and non-mortgage credit when compared to people without credit or people with only mortgage credit. As for the physical domain, it was not possible to establish a cause-effect relationship between indebtedness and quality of life. After studying over-indebtedness (having arrears in instalments), for all the domains was found that, on average, the quality of life of over-indebtedness people was significant lower that those who are able to pay back their credits on time.O objetivo principal deste estudo passa por responder à questão: existe uma relação entre o endividamento e a qualidade de vida do indivíduo? Para alcançar este objetivo optou-se por recorrer a uma metodologia quantitativa. Para recolha dos dados foi criado um questionário baseado nos questionários OEC-DECO (Frade, 2013) e WHOQOL-BREF (Carona et al., 2006). Este estudo identificou uma relação positiva entre o endividamento (deter créditos bancários) e a qualidade de vida. Analisados os vários domínios da qualidade de vida (físico, psicológico, social e meio ambiente) e a qualidade de vida em geral chegou-se à conclusão de que para o domínio psicológico e para o domínio do meio ambiente a qualidade de vida é, em média, superior para as pessoas que detêm créditos. E ainda que, para o domínio psicológico, a qualidade de vida é, em média, superior para pessoas que têm simultaneamente crédito hipotecário e não hipotecário quando comparadas com pessoas sem créditos ou com pessoas com apenas crédito hipotecário. Quanto ao domínio físico não foi possível estabelecer uma relação de causa-efeito entre o endividamento e a qualidade de vida. Estudado o sobre-endividamento (deter prestações em atraso), para todos os domínios se verificou que, em média, a qualidade de vida das pessoas com crédito com prestações em atraso era substancialmente inferior à das pessoas com crédito, mas sem prestações em atraso.Universidade Católica Portuguesa2022-06-30T00:00:00Zjournal articleinfo:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://doi.org/10.34632/gestaoedesenvolvimento.2022.11626oai:ojs.revistas.ucp.pt:article/11626Gestão e Desenvolvimento; No 30 (2022); 409-437Gestão e Desenvolvimento; n. 30 (2022); 409-4372184-56380872-556X10.34632/gestaoedesenvolvimento.2022.n30reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAPporhttps://revistas.ucp.pt/index.php/gestaoedesenvolvimento/article/view/11626https://doi.org/10.34632/gestaoedesenvolvimento.2022.11626https://revistas.ucp.pt/index.php/gestaoedesenvolvimento/article/view/11626/11167Direitos de Autor (c) 2022 Daniela Sofia Almeida Lopes, António Mendes Ferreira, Paulo Pereirahttp://creativecommons.org/licenses/by/4.0info:eu-repo/semantics/openAccessLopes, Daniela Sofia AlmeidaFerreira, António MendesPereira, Paulo2022-09-23T15:47:24Zoai:ojs.revistas.ucp.pt:article/11626Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-19T16:04:42.990619Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv The impact of the environment on the quality of life
O impacto do endividamento na qualidade de vida
title The impact of the environment on the quality of life
spellingShingle The impact of the environment on the quality of life
Lopes, Daniela Sofia Almeida
title_short The impact of the environment on the quality of life
title_full The impact of the environment on the quality of life
title_fullStr The impact of the environment on the quality of life
title_full_unstemmed The impact of the environment on the quality of life
title_sort The impact of the environment on the quality of life
author Lopes, Daniela Sofia Almeida
author_facet Lopes, Daniela Sofia Almeida
Ferreira, António Mendes
Pereira, Paulo
author_role author
author2 Ferreira, António Mendes
Pereira, Paulo
author2_role author
author
dc.contributor.author.fl_str_mv Lopes, Daniela Sofia Almeida
Ferreira, António Mendes
Pereira, Paulo
description The mains purpose of this study was to answer the following question: is there a relationship between indebtedness and quality of life? To achieve this objective quantitative methodology was used. For data collection, a questionnaire was created based on the OEC-DECO (Frade, 2013) and WHOQOL-BREF (Carona et al.,2006) questionnaires. This study identified a positive relationship between indebtedness (have credits) and quality of life. After analysing the various domains of quality of life (physical, psychological, social and environment) and the quality of life in general, it was concluded that for the psychological and the environment domains, quality of life is, on average, higher for people who hold credits. And also, for the psychological domain, the quality of life is, on average, higher for people who have both mortgage and non-mortgage credit when compared to people without credit or people with only mortgage credit. As for the physical domain, it was not possible to establish a cause-effect relationship between indebtedness and quality of life. After studying over-indebtedness (having arrears in instalments), for all the domains was found that, on average, the quality of life of over-indebtedness people was significant lower that those who are able to pay back their credits on time.
publishDate 2022
dc.date.none.fl_str_mv 2022-06-30T00:00:00Z
dc.type.driver.fl_str_mv journal article
info:eu-repo/semantics/article
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://doi.org/10.34632/gestaoedesenvolvimento.2022.11626
oai:ojs.revistas.ucp.pt:article/11626
url https://doi.org/10.34632/gestaoedesenvolvimento.2022.11626
identifier_str_mv oai:ojs.revistas.ucp.pt:article/11626
dc.language.iso.fl_str_mv por
language por
dc.relation.none.fl_str_mv https://revistas.ucp.pt/index.php/gestaoedesenvolvimento/article/view/11626
https://doi.org/10.34632/gestaoedesenvolvimento.2022.11626
https://revistas.ucp.pt/index.php/gestaoedesenvolvimento/article/view/11626/11167
dc.rights.driver.fl_str_mv Direitos de Autor (c) 2022 Daniela Sofia Almeida Lopes, António Mendes Ferreira, Paulo Pereira
http://creativecommons.org/licenses/by/4.0
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Direitos de Autor (c) 2022 Daniela Sofia Almeida Lopes, António Mendes Ferreira, Paulo Pereira
http://creativecommons.org/licenses/by/4.0
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Universidade Católica Portuguesa
publisher.none.fl_str_mv Universidade Católica Portuguesa
dc.source.none.fl_str_mv Gestão e Desenvolvimento; No 30 (2022); 409-437
Gestão e Desenvolvimento; n. 30 (2022); 409-437
2184-5638
0872-556X
10.34632/gestaoedesenvolvimento.2022.n30
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