electronic payments in Mozambique: a Baseline on their adoption in Maputo and Matola

Detalhes bibliográficos
Autor(a) principal: Ortigão, Margarida Simão Ramalho
Data de Publicação: 2015
Tipo de documento: Dissertação
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10362/15096
Resumo: This study analyses the access and use of financial services by small business owners in the cities of Mozambique, as an important tool for boosting economic growth and diminishing inequality. It correlates owners’ and business characteristics with the probability of adopting Points-of-Sale (POS), Mobile Banking and Mobile Money in everyday transactions. The main findings highlight that what mostly affects the use of POS is the size of business and the volume of transactions (positively correlated with POS adoption), while using mobile phone technologies for payments predominantly depends on the owner’s age and whether he/she is a frequent cellphone user. Moreover, to increase the use of electronic means of payment it is necessary to increase financial literacy and improve the banking services.
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spelling electronic payments in Mozambique: a Baseline on their adoption in Maputo and MatolaPOSMobile moneyMobile BankingMozambiqueThis study analyses the access and use of financial services by small business owners in the cities of Mozambique, as an important tool for boosting economic growth and diminishing inequality. It correlates owners’ and business characteristics with the probability of adopting Points-of-Sale (POS), Mobile Banking and Mobile Money in everyday transactions. The main findings highlight that what mostly affects the use of POS is the size of business and the volume of transactions (positively correlated with POS adoption), while using mobile phone technologies for payments predominantly depends on the owner’s age and whether he/she is a frequent cellphone user. Moreover, to increase the use of electronic means of payment it is necessary to increase financial literacy and improve the banking services.NSBE - UNLVicente, PedroRUNOrtigão, Margarida Simão Ramalho2015-06-08T10:09:52Z2015-012015-01-01T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfhttp://hdl.handle.net/10362/15096TID:201476932enginfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-03-11T03:50:44Zoai:run.unl.pt:10362/15096Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T03:22:17.540902Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv electronic payments in Mozambique: a Baseline on their adoption in Maputo and Matola
title electronic payments in Mozambique: a Baseline on their adoption in Maputo and Matola
spellingShingle electronic payments in Mozambique: a Baseline on their adoption in Maputo and Matola
Ortigão, Margarida Simão Ramalho
POS
Mobile money
Mobile Banking
Mozambique
title_short electronic payments in Mozambique: a Baseline on their adoption in Maputo and Matola
title_full electronic payments in Mozambique: a Baseline on their adoption in Maputo and Matola
title_fullStr electronic payments in Mozambique: a Baseline on their adoption in Maputo and Matola
title_full_unstemmed electronic payments in Mozambique: a Baseline on their adoption in Maputo and Matola
title_sort electronic payments in Mozambique: a Baseline on their adoption in Maputo and Matola
author Ortigão, Margarida Simão Ramalho
author_facet Ortigão, Margarida Simão Ramalho
author_role author
dc.contributor.none.fl_str_mv Vicente, Pedro
RUN
dc.contributor.author.fl_str_mv Ortigão, Margarida Simão Ramalho
dc.subject.por.fl_str_mv POS
Mobile money
Mobile Banking
Mozambique
topic POS
Mobile money
Mobile Banking
Mozambique
description This study analyses the access and use of financial services by small business owners in the cities of Mozambique, as an important tool for boosting economic growth and diminishing inequality. It correlates owners’ and business characteristics with the probability of adopting Points-of-Sale (POS), Mobile Banking and Mobile Money in everyday transactions. The main findings highlight that what mostly affects the use of POS is the size of business and the volume of transactions (positively correlated with POS adoption), while using mobile phone technologies for payments predominantly depends on the owner’s age and whether he/she is a frequent cellphone user. Moreover, to increase the use of electronic means of payment it is necessary to increase financial literacy and improve the banking services.
publishDate 2015
dc.date.none.fl_str_mv 2015-06-08T10:09:52Z
2015-01
2015-01-01T00:00:00Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
format masterThesis
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10362/15096
TID:201476932
url http://hdl.handle.net/10362/15096
identifier_str_mv TID:201476932
dc.language.iso.fl_str_mv eng
language eng
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
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